Citizens Financial Group Announces Prime Rate Change
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prime lending ratefinancial
The prime lending rate is the interest rate banks typically charge their most creditworthy customers for loans; think of it as the store price that lenders offer to their best buyers. It matters to investors because many consumer and business loan rates, mortgages and corporate borrowing costs are tied to that rate, so changes act like a ripple that affects company profits, consumer spending and overall market valuations.
treasury management servicesfinancial
Treasury management services are the tools and processes a company uses to handle its cash, payments, borrowing and short-term investments—like a personal finance app but for a business's money. Investors care because efficient treasury work lowers the risk of running out of cash, reduces borrowing costs and can boost returns on idle funds, which affects a company’s stability, creditworthiness and ultimately its stock value.
foreign exchangefinancial
Foreign exchange is the process of swapping one country's money for another’s, like exchanging dollars for euros when traveling. It matters because it determines how much your money is worth in another country, affecting prices, investments, and international trade. This system helps businesses and governments buy and sell across borders smoothly.
loan syndicationfinancial
A loan syndication is when several banks or investors team up to provide a single large loan, splitting the amount, risk and interest among them like people chipping in to buy an expensive shared item. It matters to investors because it spreads credit exposure, affects how easily parts of the loan can be bought or sold, and signals how lenders view the borrower’s risk and pricing, which can influence market perception and secondary trading.
debt and equity capital marketsfinancial
Markets where companies raise money either by borrowing (debt, such as loans or bonds) or by selling ownership shares (equity). These markets matter to investors because they determine how much it costs a company to grow, how ownership and future profits may be divided, and the risk profile of an investment — like a marketplace that sets the price and availability of a company’s funding.
PROVIDENCE, R.I.--(BUSINESS WIRE)--
Citizens Financial Group, Inc. (NYSE: CFG) announced today that Citizens Bank, N.A. has decreased its prime lending rate to 6.75 percent from 7.00 percent, effective Thursday, December 11, 2025.
About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $222.7 billion in assets as of September 30, 2025. Headquartered in Providence, Rhode Island, Citizens offers a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. Citizens helps its customers reach their potential by listening to them and by understanding their needs in order to offer tailored advice, ideas and solutions. In Consumer Banking, Citizens provides an integrated experience that includes mobile and online banking, a full-service customer contact center and the convenience of approximately 3,100 ATMs and approximately 1,000 branches in 14 states and the District of Columbia. Consumer Banking products and services include a full range of banking, lending, savings, wealth management and small business offerings. In Commercial Banking, Citizens offers a broad complement of financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as loan syndication, corporate finance, merger and acquisition, and debt and equity capital markets capabilities. More information is available www.citizensbank.com or visit us on Twitter, LinkedIn or Facebook.
