CFG Form 4 reports acquisition/exercise transactions

LaMonica Susan reported acquisition or exercise transactions in a Form 4 filing for CFG.

Rhea-AI Filing Summary

LaMonica Susan reported acquisition or exercise transactions in a Form 4 filing for CFG. The filing lists transactions totaling 10,355 shares. Following the reported transactions, holdings were 180,151 shares.

Insider Trade Summary

Grant/Award: 10,355 shares

Grant/Award 1 txn

Insider LaMonica Susan

Role Chief Human Resources Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	10,355	$0.00	$0.00

Holdings After Transaction: Common Stock — 180,151 shares (Direct)

Footnotes (1)

1. F1. Reflects an award of shares of common stock of the company, par value $0.01, which has been granted to the filer pursuant to the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did CFG report for Susan LaMonica?

Citizens Financial Group reported that Chief Human Resources Officer Susan LaMonica received a grant of 10,355 shares of common stock. The shares were awarded at $0 per share as part of the company’s Amended and Restated 2014 Omnibus Incentive Plan.

Was the CFG insider transaction a stock purchase or an award?

The CFG insider transaction was a stock award, not a purchase. Susan LaMonica acquired 10,355 common shares at $0 per share under the company’s Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan as part of her compensation.

How many CFG shares does Susan LaMonica own after this Form 4 filing?

After the reported equity grant, Susan LaMonica beneficially owns 180,151 shares of Citizens Financial Group common stock. This total reflects her direct ownership position immediately following the 10,355-share award granted on February 11, 2026.

What is the role of the insider involved in this CFG Form 4?

The insider is Susan LaMonica, serving as Chief Human Resources Officer at Citizens Financial Group. Her Form 4 reports a compensation-related grant of 10,355 shares of common stock awarded under the company’s Amended and Restated 2014 Omnibus Incentive Plan.

At what price were the CFG shares granted to Susan LaMonica?

The 10,355 Citizens Financial Group common shares granted to Susan LaMonica carried a price of $0 per share. This indicates they were issued as a compensation award under the company’s Amended and Restated 2014 Omnibus Incentive Plan, not bought in the open market.

Which compensation plan governed the CFG stock award to Susan LaMonica?

The stock award to Susan LaMonica was granted under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan. Under this plan, she received 10,355 shares of common stock, increasing her direct beneficial ownership to 180,151 shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/13/2026 - 04:38 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LaMonica Susan

(Last) (First) (Middle)

C/O CITIZENS FINANCIAL GROUP, INC.

600 WASHINGTON BLVD.

(Street)

STAMFORD CT 06901

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL GROUP INC/RI [ CFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Human Resources Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/11/2026		A		10,355(1)	A	$0	180,151	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects an award of shares of common stock of the company, par value $0.01, which has been granted to the filer pursuant to the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan.

Remarks:

	/s/ Bari Fredericks as Attorney-in-Fact	02/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.