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Cullen/Frost Bankers, Inc. Hosts Fourth Quarter 2025 Earnings Conference Call

Cullen/Frost Bankers (NYSE: CFR) will host a fourth quarter 2025 earnings conference call on Thursday, January 29, 2026.

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Cullen/Frost Bankers (NYSE: CFR) will host a fourth quarter 2025 earnings conference call on Thursday, January 29, 2026. The company's earnings release will be posted at approximately 8:00 a.m. Central Time on the investor website.

The live conference call begins at 1:00 p.m. CT (2:00 p.m. ET) and will be led by Phil Green (Chairman & CEO), Dan Geddes (Group EVP & CFO) and A.B. Mendez (SVP & Director of Investor Relations). A Q&A session for analysts follows the prepared remarks.

Investors and media can access a live webcast at the investor relations site or the provided webcast URL; the archived webcast will be available after 5:00 p.m. CT on the day of the call. Domestic dial-in: 877-709-8150. Attendees are advised to call 5–10 minutes early to register.

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Positive

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Argus Jan 7 session
-0.32% close to close Open Argus
Details

News Market Reaction – CFR

On Jan 7, the day this news came out, CFR closed 0.32% below the previous close.

Data tracked by StockTitan Argus for the Jan 7 session.

Market Context

This announcement sets the timetable for Cullen/Frost’s Q4 2025 earnings release, with results poste...
Analysis

This announcement sets the timetable for Cullen/Frost’s Q4 2025 earnings release, with results posted around 8:00 a.m. CT and a conference call at 1:00 p.m. CT. Historically, similar quarterly call notices have still been associated with meaningful single-day moves, and prior quarters delivered net income of $155.3M and $172.7M with rising loans and deposits. Investors may watch how Q4 figures compare to these benchmarks and how management frames loan growth, deposit trends, and credit quality.

Key Figures

Net income: $172.7M Diluted EPS: $2.67 Net interest income: $463.7M +5 more
Net income
$172.7M
Q3 2025 net income available to common shareholders
Diluted EPS
$2.67
Q3 2025 earnings per share
Net interest income
$463.7M
Q3 2025 taxable-equivalent net interest income
Average loans
$21.5B
Q3 2025 average loan balance
Average deposits
$42.1B
Q3 2025 average deposit balance
Net income
$155.3M
Q2 2025 net income
Diluted EPS
$2.39
Q2 2025 earnings per share
13F assets
$8,607,096,937
Aggregate value in 13F-HR holdings report dated 2025-10-31

Historical Context

5 past events · Latest: Dec 11
5 events
  1. Dec 11

    Community housing support

    24h Move
    -0.8%

    Grant-backed affordable senior housing project tied to Frost Bank.

  2. Nov 25

    Tech partnership

    24h Move
    +1.5%

    Adoption of DerivativeEDGE platform for OTC derivatives business.

  3. Oct 30

    Q3 2025 earnings

    24h Move
    +1.7%

    Strong Q3 profit, EPS, and loan/deposit growth with dividend.

  4. Oct 14

    Q3 call scheduling

    24h Move
    +2.9%

    Announcement of timing and access details for Q3 2025 call.

  5. Jul 31

    Q2 2025 earnings

    24h Move
    -5.0%

    Stronger year-over-year earnings and growth with solid credit quality.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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SAN ANTONIO, Jan. 7, 2026 /PRNewswire/ -- Cullen/Frost Bankers, Inc. (NYSE: CFR) will host a conference call on Thursday, January 29, 2026 to discuss fourth quarter 2025 earnings.

Earnings Release: The earnings release for Cullen/Frost Bankers, Inc. will be available at approximately 8:00 a.m. Central Time (CT) on the internet at https://investor.frostbank.com/.

Conference Call and Live Webcast: The conference call will begin at 1:00 p.m. CT (2:00 p.m. Eastern) and will be hosted by Phil Green, Chairman and CEO, Dan Geddes, Group Executive Vice President and CFO and A.B. Mendez, Senior Vice President and Director of Investor Relations.

Following the prepared remarks there will be a question and answer session for the analyst community. Media and other interested individuals are invited to listen to the call using the webcast link or telephone number as follows:

Live Webcast
To access the webcast, go to https://investor.frostbank.com/ or directly to https://event.choruscall.com/mediaframe/webcast.html?webcastid=y0JpzKup

The webcast will be archived and available for playback after 5:00 p.m. CT on the day of the call, and can be accessed on our investor relations website.

Telephone Number
Domestic: 877-709-8150

It is recommended that those wishing to dial into the conference call do so approximately 5 to 10 minutes prior to the call to ensure a more efficient registration process.

Cullen/Frost Bankers logo. (PRNewsFoto/Cullen/Frost Bankers)

Cision View original content to download multimedia:https://www.prnewswire.com/news-releases/cullenfrost-bankers-inc-hosts-fourth-quarter-2025-earnings-conference-call-302655188.html

SOURCE Cullen/Frost Bankers, Inc.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

When will Cullen/Frost Bankers (CFR) hold its Q4 2025 earnings call?

The call is scheduled for Thursday, January 29, 2026 at 1:00 p.m. CT (2:00 p.m. ET).

Where can I find the Cullen/Frost Bankers (CFR) Q4 2025 earnings release?

The earnings release will be posted at approximately 8:00 a.m. Central Time on the company's investor relations website.

How can investors access the Cullen/Frost (CFR) live webcast for the Q4 2025 call?

Access the live webcast via the company's investor relations site or the provided webcast URL; the archive will be available after 5:00 p.m. CT the same day.

What is the telephone number to join Cullen/Frost Bankers (CFR) Q4 2025 earnings call?

Domestic dial-in for the call is 877-709-8150; callers are recommended to dial 5–10 minutes early to register.

Who will host the Cullen/Frost (CFR) fourth quarter 2025 earnings conference call?

The call will be hosted by Phil Green (Chairman & CEO), Dan Geddes (Group EVP & CFO) and A.B. Mendez (SVP & Director of Investor Relations).

Will there be a Q&A session on the Cullen/Frost (CFR) Q4 2025 earnings call and who is it for?

Yes. Following prepared remarks there will be a question-and-answer session for the analyst community; media and others may listen via webcast or telephone.

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