Cullen/Frost Bankers, Inc. Hosts Fourth Quarter 2025 Earnings Conference Call
Rhea-AI Summary
Cullen/Frost Bankers (NYSE: CFR) will host a fourth quarter 2025 earnings conference call on Thursday, January 29, 2026. The company's earnings release will be posted at approximately 8:00 a.m. Central Time on the investor website.
The live conference call begins at 1:00 p.m. CT (2:00 p.m. ET) and will be led by Phil Green (Chairman & CEO), Dan Geddes (Group EVP & CFO) and A.B. Mendez (SVP & Director of Investor Relations). A Q&A session for analysts follows the prepared remarks.
Investors and media can access a live webcast at the investor relations site or the provided webcast URL; the archived webcast will be available after 5:00 p.m. CT on the day of the call. Domestic dial-in: 877-709-8150. Attendees are advised to call 5–10 minutes early to register.
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News Market Reaction – CFR
On the day this news was published, CFR declined 0.32%, reflecting a mild negative market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
Regional bank peers like CBSH, ONB, WTFC, BPOP and ZION all show positive moves between 0.79% and 2.11%, broadly consistent with CFR’s 1.01% gain, though momentum scanner does not flag a coordinated sector move.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Dec 11 | Community housing support | Positive | -0.8% | Grant-backed affordable senior housing project tied to Frost Bank. |
| Nov 25 | Tech partnership | Positive | +1.5% | Adoption of DerivativeEDGE platform for OTC derivatives business. |
| Oct 30 | Q3 2025 earnings | Positive | +1.7% | Strong Q3 profit, EPS, and loan/deposit growth with dividend. |
| Oct 14 | Q3 call scheduling | Neutral | +2.9% | Announcement of timing and access details for Q3 2025 call. |
| Jul 31 | Q2 2025 earnings | Positive | -5.0% | Stronger year-over-year earnings and growth with solid credit quality. |
Recent history shows mixed reactions: positive earnings and strategic tech updates often saw gains, while some strong quarterly results and community initiatives coincided with price declines, indicating occasional divergence between fundamentals news and short-term price moves.
Over the last six months, Cullen/Frost’s news flow featured solid financial performance and strategic initiatives. Q2 and Q3 2025 earnings releases reported strong metrics, including net income of $155.3M and $172.7M and diluted EPS of $2.39 and $2.67, alongside growing loans and deposits. A derivatives platform partnership aimed to modernize risk management, while Frost supported a $29.3M senior housing project via a grant. Prior earnings conference call announcements, like on Oct 14, 2025, were routine scheduling updates that still saw meaningful price moves, providing a direct historical parallel to today’s Q4 2025 call notice.
Market Pulse Summary
This announcement sets the timetable for Cullen/Frost’s Q4 2025 earnings release, with results posted around 8:00 a.m. CT and a conference call at 1:00 p.m. CT. Historically, similar quarterly call notices have still been associated with meaningful single-day moves, and prior quarters delivered net income of $155.3M and $172.7M with rising loans and deposits. Investors may watch how Q4 figures compare to these benchmarks and how management frames loan growth, deposit trends, and credit quality.
AI-generated analysis. Not financial advice.
Earnings Release: The earnings release for Cullen/Frost Bankers, Inc. will be available at approximately 8:00 a.m. Central Time (CT) on the internet at https://investor.frostbank.com/.
Conference Call and Live Webcast: The conference call will begin at 1:00 p.m. CT (2:00 p.m. Eastern) and will be hosted by Phil Green, Chairman and CEO, Dan Geddes, Group Executive Vice President and CFO and A.B. Mendez, Senior Vice President and Director of Investor Relations.
Following the prepared remarks there will be a question and answer session for the analyst community. Media and other interested individuals are invited to listen to the call using the webcast link or telephone number as follows:
Live Webcast
To access the webcast, go to https://investor.frostbank.com/ or directly to https://event.choruscall.com/mediaframe/webcast.html?webcastid=y0JpzKup
The webcast will be archived and available for playback after 5:00 p.m. CT on the day of the call, and can be accessed on our investor relations website.
Telephone Number
Domestic: 877-709-8150
It is recommended that those wishing to dial into the conference call do so approximately 5 to 10 minutes prior to the call to ensure a more efficient registration process.
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SOURCE Cullen/Frost Bankers, Inc.
