Cigna Healthcare Offers Medicare Customers Value, Stability and Choice with 2025 Plans

Rhea-AI Summary

Cigna Healthcare has announced its 2025 Medicare plans, offering a wide range of options including Medicare Advantage (MA), Medicare Supplement, and standalone Prescription Drug Plans (PDP). The company aims to provide value, stability, and choice for every lifestyle and budget. Key features include:

- Many MA plans available for $0 premium, with some offering money back on Social Security checks
- Dental, vision, and hearing benefits included in all MA plans
- A new 'living needs allowance' in many Dual-Eligible Special Needs Plans (DSNP)
- Incentives up to $200 for completing health screenings and activities
- Three PDP options: Saver Rx, Assurance Rx, and Extra Rx

Cigna Healthcare continues to offer MA plans in 29 states and D.C., Medicare Supplement plans in 48 states and D.C., and PDP plans nationwide. The Medicare Annual Enrollment Period runs from October 15 to December 7, with most plans effective January 1, 2025.

Positive

• Many Medicare Advantage plans available for $0 premium
• Dental, vision, and hearing benefits included in all Medicare Advantage plans
• New 'living needs allowance' offered in many Dual-Eligible Special Needs Plans
• Incentives up to $200 for completing health screenings and activities
• Wide range of Medicare plan options across multiple states

Negative

• None.

• Plans available for every lifestyle and budget, including Medicare Advantage (MA) plans, Medicare Supplement plans, and standalone Prescription Drug Plans, all with competitive premiums and benefits.
• Many MA plans available for $0 premium; some give customers money back on their Social Security check.
• Dental, vision, and hearing benefits included in all Medicare Advantage (MA) plans.
• "Living needs allowance" offered in many DSNPs.
• Customer support available 7-days a week to help guide Medicare Advantage shoppers during the Annual Enrollment Period.

BLOOMFIELD, Conn., Oct. 1, 2024 /PRNewswire/ -- As the Medicare market continues to rapidly evolve, Cigna Healthcare℠ offers customers stable plans, a consistent service area, leading value, and competitive benefits.

"Medicare customers count on us for high-quality, reliable health and wellness benefits," said Chris DeRosa, president, U.S. Government business, Cigna Healthcare. "Medicare shoppers can expect to see a wide range of choices from Cigna Healthcare so they can choose a plan that best suits their unique health and lifestyle needs with benefits they value most."

Cigna Healthcare continues to offer Medicare Advantage (MA) plans in 29 states and the District of Columbia, Medicare Supplement plans in 48 states and the District of Columbia, and standalone Prescription Drug Plans (PDP) across the country, as well as the District of Columbia and in the U.S. territory of Puerto Rico.

Cigna Healthcare MA plans offer added-value benefits to support overall health and vitality

Benefits, which vary by plan, include the following:

• $0 premium plan in most markets
• Dental, vision and hearing coverage in all plans
• Prescription drug coverage
• Military veteran-specific plans
• Fitness benefits
• Incentives of up to $200, which doubled from last year for HMO customers, for completing key health screenings and engaging in certain healthy activities
• Transportation to and from doctors and pharmacies
• Allowance for over-the-counter health-related products
• Support program for caregivers
• Virtual care options for nonemergency urgent care, behavioral health, dermatology and speech therapy
• Online tool for advance care planning
• Home delivery of nutritious meals at no extra cost following admission to a qualified hospital or skilled nursing facility

New effort launches to reduce health disparities by giving eligible customers flexibility to spend their health care dollars on key living needs

To address social determinants of health barriers, Cigna Healthcare is launching a "living needs allowance" in many of its Dual-Eligible Special Needs (DSNP) plans in 2025. This allowance gives customers the flexibility to decide where to spend their dollars. Choices include such things as healthy foods, transportation and gas, utility costs and cleaning supplies.

The living needs allowance, rewards and incentives, and some other benefits are enabled through the Cigna Healthy Today flex card, which allows customers to purchase goods at around 65,000 eligible retail locations.

Affordable Prescription Drug Plans and Supplement Options

In addition to MA, Cigna Healthcare provides customers with options to meet a variety of different health needs, lifestyles, and budget goals through its Medicare Supplement and Prescription Drug Plan (PDP) options.

Medicare Supplement plans offer flexible, affordable options and, in most states, premium discounts for customers of the same household and for those who apply online. Cigna Healthcare also offers companion products, such as standalone dental plans, hospital indemnity, short-term care, and a combined plan including dental, vision, and hearing.

Medicare Supplement plans are often paired with a standalone PDP. For 2025, Cigna Healthcare offers the following PDP plans:

• Cigna Healthcare Saver Rx: This plan includes low premiums, low to $0 copays, savings on many generic drugs, and select supplemental benefits, such as prescription vitamins.
• Cigna Healthcare Assurance Rx: Available to serve customers with Extra Help or those looking for basic coverage.
• Cigna Healthcare Extra Rx: Provides flexible coverage with a large pharmacy network, savings on many generics, and select supplemental benefits, such as prescription vitamins, a high level of coverage with a robust drug list, a low deductible, and special savings with gap coverage.

All plans have $0 copay options for select medications purchased through preferred home delivery.

2025 Medicare Annual Enrollment Period
The Medicare Annual Enrollment Period begins Oct. 15 and continues through Dec. 7. Most plans purchased during AEP are effective Jan. 1, 2025.

People can learn more about Cigna Healthcare's Medicare Advantage, Prescription Drug and Medicare Supplement plans and find out which plans are available in their locations by plugging in their ZIP codes at CignaMedicareInformation.com or by calling (877) 349-2897 (TTY 711) seven days a week, 8 a.m. to 8 p.m, (through the end of AEP) to speak with a licensed insurance agent.

Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group. The Cigna names, logos, and marks, including THE CIGNA GROUP and CIGNA HEALTHCARE are owned by Cigna Intellectual Property, Inc. Subsidiaries of The Cigna Group contract with Medicare to offer Medicare Advantage HMO and PPO plans and Part D Prescription Drug Plans (PDP) in select states, and with select State Medicaid programs. Enrollment in a Cigna Healthcare product depends on contract renewal. © 2024 Cigna Healthcare.

About Cigna Healthcare
Cigna Healthcare is a health benefits provider that advocates for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Products and services are provided exclusively by or through operating subsidiaries of The Cigna Group (NYSE:CI), including Cigna Health and Life Insurance Company, Connecticut General Life Insurance Company, Evernorth Health companies or their affiliates and Express Scripts companies or their affiliates. Such products and services include an integrated suite of health services, such as medical, dental, behavioral health, pharmacy, vision, supplemental benefits, and others. Learn more at cignahealthcare.com.

Media Contact
Jocelyn Parker
Jocelyn.parker@cignahealthcare.com
313-510-4173

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SOURCE Cigna Healthcare

FAQ

What types of Medicare plans does Cigna Healthcare offer for 2025?

Cigna Healthcare offers Medicare Advantage (MA) plans, Medicare Supplement plans, and standalone Prescription Drug Plans (PDP) for 2025.

Are there any $0 premium Medicare Advantage plans from Cigna Healthcare for 2025?

Yes, Cigna Healthcare offers many Medicare Advantage plans with $0 premium for 2025, with some even giving customers money back on their Social Security check.

What is the 'living needs allowance' offered by Cigna Healthcare in 2025?

The 'living needs allowance' is a new feature in many of Cigna Healthcare's Dual-Eligible Special Needs Plans (DSNP) for 2025, allowing customers flexibility to spend health care dollars on key living needs such as healthy foods, transportation, and utility costs.

When is the Medicare Annual Enrollment Period for Cigna Healthcare's 2025 plans?

The Medicare Annual Enrollment Period for Cigna Healthcare's 2025 plans runs from October 15 to December 7, with most plans becoming effective on January 1, 2025.