CNFinance Files Annual Report on Form 20-F for Fiscal Year 2025

Rhea-AI Summary

CNFinance (NYSE: CNF) filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission on April 30, 2026. The report is available on the company investor relations website and the SEC site, and hard copies are available on request.

News Market Reaction – CNF

+3.35%

+3.35% Session close to close

In the May 1 session, CNF gained 3.35%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement confirms CNFinance’s timely filing of its Form 20-F for the year ended December 31...

Analysis

This announcement confirms CNFinance’s timely filing of its Form 20-F for the year ended December 31, 2025, directing investors to full financials and risk disclosures. In the past year the company expanded authorized capital, adopted a dual-class structure, and registered a $30,000,000 shelf. Investors may focus on governance details, China-specific regulatory and FX risks, and any updates on dividend flows from PRC subsidiaries when reviewing the filing.

Key Figures

Shelf registration size: $30,000,000 ADS share ratio: 200 shares per ADS Option exercise price: $0.0725 per share +5 more

8 metrics

Shelf registration size $30,000,000 Form F-3 shelf for Class A ordinary shares and ADSs

ADS share ratio 200 shares per ADS Each ADS represents 200 Class A ordinary shares

Option exercise price $0.0725 per share Executive stock options expiring December 31, 2027

VP option grant 20,000,000 shares Stock options held by vice presidents under Form 3 filings

CEO option grant 40,000,000 shares Stock options held by CEO expiring December 31, 2027

Kylin-held shares 243,949,380 shares Class A ordinary shares associated with CEO via Kylin Investment

Old authorized capital US$380,000 Pre-EGM authorised share capital level

New authorized capital US$2,000,000 Post-EGM authorised share capital level

Historical Context

2 past events · Latest: Dec 10 (Neutral)

Pattern 2 events

Date	Event	Sentiment	24h Move	Catalyst
Dec 10	EGM results	Neutral	+0.1%	Shareholders approved dual-class structure and higher authorised share capital.
Nov 10	EGM announcement	Neutral	+2.0%	Company scheduled EGM to vote on dual-class structure and new charter.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent corporate governance and capital-structure news has drawn mild, generally positive price reactions.

Recent Company History

Over the past few months, CNFinance has focused on corporate governance and capital structure changes. An announcement on November 10, 2025 about an upcoming extraordinary general meeting and proposed dual-class share structure saw a 2.04% gain. After shareholders approved the dual-class structure and increased authorized capital on December 10, 2025, the stock moved 0.15%. Today’s Form 20-F filing continues this theme of regulatory and structural disclosures.

Key Terms

form 20-f, u.s. securities and exchange commission

2 terms

form 20-f regulatory

"announced that it filed its annual report on Form 20-F for the fiscal year"

Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.

u.s. securities and exchange commission regulatory

"for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission"

The U.S. Securities and Exchange Commission is a government agency responsible for overseeing the stock market and protecting investors. It sets rules to ensure that companies share truthful information and that trading is fair, helping to maintain trust in the financial system. This oversight is important because it helps prevent fraud and ensures that investors can make informed decisions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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GUANGZHOU, China, April 30, 2026 /PRNewswire/ -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"), a leading home equity loan service provider in China, today announced that it filed its annual report on Form 20-F for the fiscal year ended December 31, 2025 with the U.S. Securities and Exchange Commission ("SEC") on April 30, 2026.

The annual report can be accessed on the Company's investor relations website at http://ir.cashchina.cn as well as the SEC's website at http://www.sec.gov. 

The Company will provide a hard copy of its annual report, free of charge, to its shareholders and ADS holders upon request. Requests should be directed to the Company's IR Department at ir@cashchina.cn. 

About CNFinance Holdings Limited

CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company") is a leading home equity loan service provider in China. CNFinance, through its operating subsidiaries in China, conducts business by connecting demands and supplies through collaborating with sales partners and trust companies under the trust lending model, and sales partners, local channel partners and commercial banks under the commercial bank partnership model. Sales partners and local channel partners are responsible for recommending micro- and small-enterprise ("MSE") owners with financing needs to the Company and the Company introduces eligible borrowers to licensed financial institutions with sufficient funding sources including trust companies and commercial banks who will then conduct their own risk assessments and make credit decisions. The Company's primary target borrower segment is MSE owners who own real properties in Tier 1 and Tier 2 cities and other major cities in China. The Company's risk mitigation mechanism is embedded in the design of its loan products, supported by an integrated online and offline process focusing on risks of both borrowers and collateral and further enhanced by effective post-loan management procedures.

View original content:https://www.prnewswire.com/news-releases/cnfinance-files-annual-report-on-form-20-f-for-fiscal-year-2025-302758594.html

SOURCE CNFinance Holdings Limited

FAQ

When did CNFinance (CNF) file its Form 20-F for fiscal year 2025?

CNFinance filed its Form 20-F on April 30, 2026. According to the company, the filing covers the fiscal year ended December 31, 2025 and was submitted to the U.S. Securities and Exchange Commission.

Where can investors access CNFinance's 2025 Form 20-F (CNF)?

Investors can access the Form 20-F on the company's investor relations website and the SEC website. According to the company, the report is available at http://ir.cashchina.cn and on http://www.sec.gov.

How can CNFinance shareholders request a hard copy of the 2025 annual report (CNF)?

Shareholders and ADS holders can request a free hard copy by contacting the investor relations department. According to the company, requests should be directed to ir@cashchina.cn for mailed copies at no charge.

What period does CNFinance's filed 20-F cover for the CNF ticker?

The filed Form 20-F covers the fiscal year ended December 31, 2025. According to the company, that period is the reporting timeframe for the annual report filed on April 30, 2026 with the SEC.