Capital One Announces Preliminary Stress Capital Buffer Requirement
Capital One Financial Corporation (NYSE: COF) has announced its preliminary Stress Capital Buffer Requirement (SCB) of 4.5 percent, which will take effect on October 1, 2025.
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Rhea-AI Summary
Capital One Financial Corporation (NYSE: COF) has announced its preliminary Stress Capital Buffer Requirement (SCB) of 4.5 percent, which will take effect on October 1, 2025. This represents a decrease from the current SCB of 5.5 percent, which remains in effect through Q3 2025.
The Federal Reserve issued a notice in April 2025 proposing to amend the SCB calculation method by averaging stress test results over two consecutive years. However, the preliminary SCB announced was calculated under the current framework, not reflecting the proposed averaging method as the proposal has not been finalized.
Positive
- Reduction in Stress Capital Buffer Requirement from 5.5% to 4.5%
Negative
- None.
Details
News Market Reaction – COF
The recorded move for COF in the trading session of this news was +1.69%.
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In April 2025, the Federal Reserve issued a notice of proposed rulemaking to amend the calculation of the SCB. The proposal would average stress test results over two consecutive years for purposes of determining the SCB requirement. The proposal has not yet been finalized, and our preliminary SCB disclosed above has been calculated under the current framework and does not reflect the proposed averaging.
Forward-Looking Statements
Certain statements in this release may constitute forward-looking statements, which involve a number of risks and uncertainties. Forward-looking statements often use words such as "will," "anticipate," "target," "expect," "think," "estimate," "intend," "plan," "goal," "believe," "forecast," "outlook" or other words of similar meaning. Any forward-looking statements made by Capital One or on its behalf speak only as of the date they are made or as of the date indicated, and Capital One does not undertake any obligation to update forward-looking statements as a result of new information, future events or otherwise. Capital One cautions readers that any forward-looking information is not a guarantee of future performance and that actual results could differ materially from those contained in the forward-looking information due to a number of factors. For additional information on factors that could materially influence forward-looking statements included in this press release, see the risk factors set forth under "Part I—Item 1A. Risk Factors" in the Annual Report on Form 10-K for the year ended December 31, 2024 filed with the Securities and Exchange Commission (the "SEC") and Quarterly Reports on Form 10-Q and Current Reports on Form 8-K filed with the SEC.
About Capital One
Capital One Financial Corporation (www.capitalone.com) is a financial holding company which, along with its subsidiaries, had
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SOURCE Capital One Financial Corporation
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