Welcome to our dedicated page for Capital One Financial news (Ticker: COF), a resource for investors and traders seeking the latest updates and insights on Capital One Financial stock.
Capital One Financial Corporation (NYSE: COF) is a financial holding company headquartered in McLean, Virginia, active in credit card issuing, auto lending, consumer banking and commercial banking. The COF news stream highlights how this Fortune 500 and S&P 100 company reports its performance, manages capital and introduces new products and community initiatives.
Investors following COF news will see regular quarterly earnings announcements, including detailed discussions of net income, revenue, provision for credit losses, loan growth, deposit trends and regulatory capital ratios. Capital One also furnishes monthly charge-off and delinquency metrics via Form 8-K, providing additional insight into credit performance across its lending portfolios.
Company news frequently covers dividend declarations on common and multiple series of preferred stock, as well as updates on share repurchase authorizations. For example, Capital One has announced quarterly dividends on its common stock since it became an independent company in 1995 and periodically authorizes new common stock repurchase programs, subject to market and regulatory considerations.
Capital One’s news flow also includes information about strategic developments, such as the completion and integration of its all-stock acquisition of Discover, and capital markets activity like public offerings of fixed-to-floating rate senior notes. In addition, the company issues releases about community-focused programs, including a multi-year Community Benefits Plan and the Scaling Pathways to Homeownership Open Call, which targets expanded access to affordable homeownership.
Product and partnership announcements, such as the launch of the T-Mobile Visa credit card issued by Capital One, N.A., appear alongside research-driven pieces like the Capital One Car Buying Outlook, which examines trends in car buyer and dealer behavior. Together, these updates give readers a view into Capital One’s lending activities, partnerships, community investments and financial results. For ongoing coverage of COF, this page aggregates company-issued releases and related regulatory news.
Capital One (NYSE: COF) reported third quarter 2025 net income of $3.2 billion, or $4.83 per diluted share, and adjusted EPS $5.95. Total net revenue rose 23% to $15.4 billion. Pre-provision earnings increased 29% to $7.1 billion. Provision for credit losses fell $8.7 billion to $2.7 billion with net charge-offs of $3.5 billion and a $760 million loan reserve release. Net interest margin was 8.36% (adjusted 8.43%).
Period-end loans were $443.2 billion, deposits $468.8 billion, and CET1 ratio was 14.4% at September 30, 2025. An earnings webcast is scheduled for October 21, 2025 at 5:00 PM ET.
Capital One Financial Corporation (NYSE:COF) has scheduled its Q3 2025 earnings release for October 21, 2025, at approximately 4:05 p.m. Eastern Time. The company will host a conference call at 5:00 p.m. Eastern Time to discuss the financial and operating performance for the quarter ending September 30, 2025.
The earnings call will be accessible via webcast on Capital One's website. A replay will be available for two weeks, ending at 5:00 p.m. Eastern Time on November 4, 2025.
Engageware, a provider of AI-powered customer engagement solutions, has appointed Dan O'Malley as its new Chief Executive Officer. O'Malley brings over 20 years of experience in financial services and technology, most recently serving as Co-Founder and CEO of Numerated, which was acquired by Moody's (NYSE:MCO) in 2024.
O'Malley joins Engageware at a time of significant growth, with the company's AI platform approaching one billion AI interactions and serving over 600 customers, including many of the top 30 U.S. banks. The company's platform integrates three core solutions: AI Agents, appointment scheduling, and knowledge management. Former CEO Rick Lowrey will continue serving as Executive Chairperson.
Capital One Financial Corporation (NYSE: COF) has declared its quarterly dividend payments for both common and preferred stock shareholders. The company will pay a quarterly dividend of $0.60 per common share on September 2, 2025, to stockholders of record as of August 15, 2025.
Additionally, Capital One announced dividend payments for its various series of preferred stock (Series I through O), with payment dates set for September 2, 2025, except for Series O which will be paid on October 30, 2025. The company has consistently declared quarterly dividends since becoming an independent company on February 28, 1995.
Capital One (NYSE:COF) reported a significant net loss of $4.3 billion, or $(8.58) per share in Q2 2025, compared to net income of $1.4 billion in Q1 2025. However, adjusted net income was $5.48 per share.
The quarter was marked by the completion of the Discover acquisition on May 18th, leading to substantial balance sheet changes. Total net revenue increased 25% to $12.5 billion, while total non-interest expense rose 18% to $7.0 billion. Period-end loans increased 36% to $439.3 billion, with Credit Card loans surging 72% to $269.7 billion. Total deposits grew 27% to $468.1 billion.
The quarter included significant adjusting items, primarily an $8.77 billion initial allowance build for Discover non-PCD loans and $299 million in integration expenses.
Capital One Financial Corporation (NYSE: COF) has announced its preliminary Stress Capital Buffer Requirement (SCB) of 4.5 percent, which will take effect on October 1, 2025. This represents a decrease from the current SCB of 5.5 percent, which remains in effect through Q3 2025.
The Federal Reserve issued a notice in April 2025 proposing to amend the SCB calculation method by averaging stress test results over two consecutive years. However, the preliminary SCB announced was calculated under the current framework, not reflecting the proposed averaging method as the proposal has not been finalized.
Capital One Financial Corporation (NYSE: COF) has announced the complete redemption of its Series P Preferred Stock and corresponding depositary shares. The redemption will occur on June 30, 2025, with shareholders receiving $1,000 per depositary share (equivalent to $100,000 per preferred stock share), plus accrued but undeclared dividends from March 23, 2025, to the redemption date.
All 500,000 outstanding Series P Depositary Shares, each representing a 1/100th interest in a share of 6.125% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, will be redeemed. The redemption will be processed through The Depository Trust Company (DTC), with Computershare Trust Company, N.A. serving as the redemption agent.
Capital One (NYSE: COF) has completed its acquisition of Discover Financial Services, marking a significant milestone in the financial services industry. The deal, initially announced on February 19, 2024, received all necessary regulatory approvals from the Federal Reserve System, Office of the Comptroller of the Currency, and Delaware State Bank Commissioner.
The merger expands Capital One's Board from 12 to 15 directors, incorporating three former Discover board members. Customer accounts and banking relationships currently remain unchanged, with Discover-branded cards continuing alongside Capital One's existing card offerings. The acquisition includes the Discover®, PULSE®, and Diners Club International® networks.
As part of the deal, Capital One will implement a $265 billion Community Benefits Plan to strengthen economic opportunity across America.
Capital One Financial Corporation (NYSE: COF) has declared its quarterly dividend of $0.60 per common share, payable on June 5, 2025, to stockholders of record as of May 23, 2025. The company has consistently paid dividends every quarter since becoming independent in 1995.
Additionally, Capital One announced quarterly dividends for several series of preferred stock, all payable on June 2, 2025, to stockholders of record as of May 21, 2025:
- Series I Preferred Stock: $12.50 per share ($0.3125 per depositary share)
- Series J Preferred Stock: $12.00 per share ($0.30 per depositary share)
- Series K Preferred Stock: $11.5625 per share ($0.2890625 per depositary share)
- Series L Preferred Stock: $10.9375 per share ($0.2734375 per depositary share)
- Series M Preferred Stock: $9.875 per share
- Series N Preferred Stock: $10.625 per share ($0.265625 per depositary share)