Chesapeake Financial Shares Reports Third Quarter Earnings and Declares Dividend
Chesapeake Financial Shares (OTC: CPKF) reported Q3 2025 net income of $4,850,253 versus $2,600,159 in Q3 2024 and EPS $1.029 diluted versus $0.550 a year earlier. Total assets were $1,646,821,945, an 8.01% increase from year-end. Nonperforming assets rose to 0.493% as of September 30, 2025. Management cited a first‑quarter subordinated debt issuance that boosted proforma net interest margin and said ancillary SBIC investments added ~$900,000 pre‑tax in Q3. The Board declared a $0.17 quarterly dividend effective December 1, 2025 (company has increased dividends 32 consecutive years; current yield 2.91%).
Chesapeake Financial Shares (OTC: CPKF) ha riportato nel terzo trimestre 2025 un utile netto di 4.850.253 dollari rispetto ai 2.600.159 dollari del Q3 2024 e EPS diluito di 1,029 dollari rispetto a 0,550 un anno prima. Totale attivo era di 1.646.821.945 dollari, in aumento dell'8,01% rispetto alla chiusura dell'anno. Le attività non funzionanti sono salite allo 0,493% al 30 settembre 2025. La direzione ha citato un’emissione di debito subordinato nel primo trimestre che ha migliorato il margine di interesse netto proforma e ha detto che gli investimenti ausiliari SBIC hanno aggiunto circa 900.000 dollari pre‑tasse nel terzo trimestre. Il Consiglio ha dichiarato un dividendo trimestrale di 0,17 dollari, in vigore dal 1 dicembre 2025 (l’azienda ha aumentato i dividendi per 32 anni consecutivi; rendimento attuale 2,91%).
Chesapeake Financial Shares (OTC: CPKF) reportó en el tercer trimestre de 2025 una ganancia neta de 4,850,253 dólares frente a 2,600,159 dólares en el Q3 de 2024 y un EPS diluido de 1,029 dólares frente a 0,550 hace un año. Activos totales fueron de 1,646,821,945 dólares, un 8,01% de aumento desde el cierre del año. Los activos no productivos subieron a 0,493% al 30 de septiembre de 2025. La dirección citó una emisión de deuda subordinada en el primer trimestre que impulsó el margen de interés neto proforma y dijo que las inversiones SBIC auxiliares añadieron aprox. 900,000 dólares pre‑impuestos en el tercer trimestre. La Junta declaró un dividendo trimestral de 0,17 dólares vigente a partir del 1 de diciembre de 2025 (la empresa ha aumentado los dividendos 32 años consecutivos; rendimiento actual 2,91%).
Chesapeake Financial Shares (OTC: CPKF)는 2025년 3분기 순이익 4,850,253 달러를 보고했고, 2024년 3분기 2,600,159 달러에 대비했습니다. 희석 주당순이익(EPS) 1.029 달러도 공시했고, 1년 전 0.550 달러에서 증가했습니다. 총자산은 1,646,821,945 달러로 연말 대비 8.01% 증가했습니다. 9월 30일 기준 부실자산은 0.493%로 상승했습니다. 경영진은 1분기 수퍼우선채 발행이 순이자마진에 기여했다고 밝히고, 보조 SBIC 투자로 3분기에 약 세전 90만 달러가 추가되었다고 했습니다. 이사회는 2025년 12월 1일부터 시행되는 분기배당 0.17달러를 선언했습니다(회사는 32년 연속 배당을 인상했으며 현재 수익률은 2.91%입니다).
Chesapeake Financial Shares (OTC: CPKF) a publié au troisième trimestre 2025 un bénéfice net de 4 850 253 dollars contre 2 600 159 dollars au T3 2024 et un BPA dilué de 1,029 dollars contre 0,550 il y a un an. Actifs totaux s’élevaient à 1 646 821 945 dollars, en hausse de 8,01% par rapport à la fin de l’année. Les actifs non performants ont grimpé à 0,493% au 30 septembre 2025. La direction a cité une émission de dette subordonnée au cours du premier trimestre qui a renforcé la marge nette d’intérêt pro forma et a déclaré que des investissements SBIC auxiliaires ont ajouté environ 900 000 dollars avant impôt au T3. Le conseil a déclaré un dividende trimestriel de 0,17 dollar, effectif à partir du 1er décembre 2025 (l’entreprise a augmenté ses dividendes pendant 32 années consécutives; rendement actuel 2,91%).
Chesapeake Financial Shares (OTC: CPKF) meldete im dritten Quartal 2025 einen Nettogewinn von 4.850.253 US-Dollar gegenüber 2.600.159 US-Dollar im Q3 2024 und ein verwässerter EPS von 1,029 USD gegenüber 0,550 vor einem Jahr. Gesamtaktiva betrugen 1.646.821.945 US-Dollar, ein Anstieg von 8,01% gegenüber dem Jahresende. Nichtleistungsvermögenswerte stiegen zum 30. September 2025 auf 0,493%. Das Management verwies auf eine im ersten Quartal durch subordinierte Schulden erfolgte Emission, die die pro-forma Nettomarge erhöhte, und sagte, dass ergänzende SBIC-Investitionen im dritten Quartal rund 900.000 US-Dollar vor Steuern hinzugefügt haben. Der Vorstand erklärte eine vierteljährliche Dividende von 0,17 USD, wirksam ab dem 1. Dezember 2025 (das Unternehmen hat die Dividenden 32 Jahre hintereinander erhöht; aktuelle Rendite 2,91%).
Chesapeake Financial Shares (OTC: CPKF) أبلغت عن صافي دخل للربع الثالث 2025 بلغ 4,850,253 دولاراً مقابل 2,600,159 دولاراً في الربع الثالث 2024 وربح السهم المخفف 1.029 دولار مقابل 0.550 دولار قبل عام. إجمالي الأصول كان 1,646,821,945 دولاراً، بارتفاع قدره 8.01% عن نهاية السنة. ارتفع الأصول غير العاملة إلى 0.493% حتى 30 سبتمبر 2025. أشارت الإدارة إلى إصدار ديْن فرعي في الربع الأول وسّع الهامش الفعلي للفائدة وبعد ذلك قالوا إن الاستثمارات SBIC المساندة أدت لإضافة نحو حوالي 900,000 دولار قبل الضرائب في الربع الثالث. قرر المجلس توزيعا ربع سنويًا قدره 0.17 دولار ساري المفعول اعتباراً من 1 ديسمبر 2025 (الشركة زادت الأرباح الموزعة 32 عاماً متتالية؛ العائد الحالي 2.91%).
Chesapeake Financial Shares (OTC: CPKF) 公布 2025 年第 3 季度净利润为 4,850,253 美元，相比 2024 年第 3 季度的 2,600,159 美元，以及 摊薄后每股收益 1.029 美元，相较一年前的 0.550 美元。总资产为 1,646,821,945 美元，比年末增长 8.01%。截至 2025 年 9 月 30 日，不良资产上升至 0.493%。管理层提到在第一季度发行的次级债务提升了计划内净息差，并表示辅佐的 SBIC 投资在第三季度增加了约 九十万美元税前。董事会宣布自 2025 年 12 月 1 日起生效的季度股息 0.17 美元，公司已连续 32 年提高股息；当前收益率为 2.91%。
- Net income increased to $4.85M in Q3 2025
- EPS rose to $1.029 diluted (Q3 2024: $0.550)
- Total assets of $1.6468B (+8.01% from year‑end)
- Ancillary SBIC investments contributed ~ $900,000 pre‑tax
- Dividend declared $0.17 per share; 32nd consecutive annual increase
- Nonperforming assets increased to 0.493% as of Sept 30, 2025
- Earnings benefit partly from one‑time SBIC gain (~$900,000 pre‑tax)
- Company is over‑the‑counter traded (CPKF) which may limit liquidity
A "Top Performing Community Bank" in the U.S. for the seventeenth consecutive year
KILMARNOCK, VA / ACCESS Newswire / October 22, 2025 / On behalf of Chesapeake Financial Shares, Inc. (parent company of both Chesapeake Bank and Chesapeake Wealth Management), Jeffrey M. Szyperski, Chairman of the Board and CEO, reported earnings for the third quarter of 2025 of
"As mentioned last quarter, our year-to-date increase in total assets is boosted by our issuance of subordinated debt in the first quarter. The projected outcome of this issuance and leverage of these funds was to increase our net interest margin on a proforma basis. It has performed as expected and, along with growth and continued positive repricing in our loan portfolio, our quarter over quarter profitability has improved. Additionally, in the third quarter, our ancillary investments in Small Business Investment Companies added approximately
At the October 17, 2025 Chesapeake Financial Shares Board of Directors meeting, the Board declared a quarterly dividend of
For more information about Chesapeake Financial Shares stock (CPKF), or to receive daily e-mail alerts of our stock price, see www.chesapeakefinancialshares.com. The company is followed by Zacks Investment Research, and a copy of their report can also be found on this site or at www.zacks.com. Chesapeake Financial Shares is an over-the-counter, publicly traded stock. Follow Chesapeake Bank on Facebook, Instagram, Threads, X, LinkedIn, and YouTube.
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Contact: Jeffrey M. Szyperski 1-800-434-1181
SOURCE: Chesapeake Financial Shares, Inc.
View the original press release on ACCESS Newswire
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