Chesapeake Financial Shares Reports Third Quarter Earnings and Declares Dividend
Rhea-AI Summary
Chesapeake Financial Shares (OTC: CPKF) reported Q3 2025 net income of $4,850,253 versus $2,600,159 in Q3 2024 and EPS $1.029 diluted versus $0.550 a year earlier. Total assets were $1,646,821,945, an 8.01% increase from year-end. Nonperforming assets rose to 0.493% as of September 30, 2025. Management cited a first‑quarter subordinated debt issuance that boosted proforma net interest margin and said ancillary SBIC investments added ~$900,000 pre‑tax in Q3. The Board declared a $0.17 quarterly dividend effective December 1, 2025 (company has increased dividends 32 consecutive years; current yield 2.91%).
Positive
- Net income increased to $4.85M in Q3 2025
- EPS rose to $1.029 diluted (Q3 2024: $0.550)
- Total assets of $1.6468B (+8.01% from year‑end)
- Ancillary SBIC investments contributed ~ $900,000 pre‑tax
- Dividend declared $0.17 per share; 32nd consecutive annual increase
Negative
- Nonperforming assets increased to 0.493% as of Sept 30, 2025
- Earnings benefit partly from one‑time SBIC gain (~$900,000 pre‑tax)
- Company is over‑the‑counter traded (CPKF) which may limit liquidity
News Market Reaction
On the day this news was published, CPKF declined NaN%, reflecting a moderate negative market reaction.
Data tracked by StockTitan Argus on the day of publication.
A "Top Performing Community Bank" in the U.S. for the seventeenth consecutive year
KILMARNOCK, VA / ACCESS Newswire / October 22, 2025 / On behalf of Chesapeake Financial Shares, Inc. (parent company of both Chesapeake Bank and Chesapeake Wealth Management), Jeffrey M. Szyperski, Chairman of the Board and CEO, reported earnings for the third quarter of 2025 of
"As mentioned last quarter, our year-to-date increase in total assets is boosted by our issuance of subordinated debt in the first quarter. The projected outcome of this issuance and leverage of these funds was to increase our net interest margin on a proforma basis. It has performed as expected and, along with growth and continued positive repricing in our loan portfolio, our quarter over quarter profitability has improved. Additionally, in the third quarter, our ancillary investments in Small Business Investment Companies added approximately
At the October 17, 2025 Chesapeake Financial Shares Board of Directors meeting, the Board declared a quarterly dividend of
For more information about Chesapeake Financial Shares stock (CPKF), or to receive daily e-mail alerts of our stock price, see www.chesapeakefinancialshares.com. The company is followed by Zacks Investment Research, and a copy of their report can also be found on this site or at www.zacks.com. Chesapeake Financial Shares is an over-the-counter, publicly traded stock. Follow Chesapeake Bank on Facebook, Instagram, Threads, X, LinkedIn, and YouTube.
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Contact: Jeffrey M. Szyperski 1-800-434-1181
SOURCE: Chesapeake Financial Shares, Inc.
View the original press release on ACCESS Newswire
FAQ
What were Chesapeake Financial Shares (CPKF) Q3 2025 earnings and EPS?
How much did Chesapeake Financial Shares (CPKF) total assets grow by in Q3 2025?
What dividend did Chesapeake Financial Shares (CPKF) declare on Oct 17, 2025?
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Did Chesapeake Financial Shares (CPKF) report any asset quality changes in Q3 2025?
