CPS to Host Conference Call on Second Quarter 2026 Earnings

Consumer Portfolio Services (Nasdaq: CPSS) will host a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results.

Rhea-AI Summary

Consumer Portfolio Services (Nasdaq: CPSS) will host a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results. Participants can pre-register online to receive dial-in details, and a replay will be available for 12 months on the company’s investor relations website.

Argus Aug 3 session 3 alerts

+3.00% close to close 0.4x rel. volume Open Argus

Details

News Market Reaction – CPSS

$193.38M Market Cap

In the Aug 3 session, CPSS gained 3.00%, reflecting a moderate positive market reaction. Our momentum scanner triggered 3 alerts that day, indicating moderate trading interest and price volatility.

Data tracked by StockTitan Argus on the day of publication.

Market Context

The July 22 securitization announcement was followed by a 1.76% 24-hour move, a company-specific ben...

Analysis

The July 22 securitization announcement was followed by a 1.76% 24-hour move, a company-specific benchmark for this scheduled call. The announcement provides timing rather than results; credit-performance disclosures remain a key risk to monitor.

Key Figures

Earnings period: Second quarter 2026 Conference call date: August 5, 2026 Conference call time: 1:00 p.m. ET +3 more

Earnings period

Second quarter 2026

Operating results to be discussed

Conference call date

August 5, 2026

Scheduled earnings call

Conference call time

1:00 p.m. ET

Scheduled earnings call

Recommended early dial-in

15 minutes

Before the scheduled start time

Replay start

Two hours

After conclusion of the call

Replay availability

12 months

Via the Company's website

Historical Context

5 past events · Latest: Jul 22

5 events

1. Jul 22

   Asset-backed securitization

   24h Move

   +1.8%

   Largest securitization in company history closed with $716.88 million of notes issued

2. Jul 09

   Credit facility expansion

   24h Move

   +0.9%

   Revolving credit facility capacity increased from $335 million to $508 million

3. May 05

   First-quarter earnings

   24h Move

   +2.6%

   Q1 results included $112.3 million revenue and $0.24 diluted EPS

4. Apr 22

   Asset-backed securitization

   24h Move

   +1.1%

   Company closed its first securitization above $500 million

5. Apr 06

   Credit facility expansion

   24h Move

   +0.0%

   Credit agreement capacity increased from $167.5 million to $390 million

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

retail installment sales contracts, securitization markets

2 terms

retail installment sales contracts financial

"We purchase retail installment sales contracts primarily from franchised automobile dealerships"

A retail installment sales contract is a written agreement in which a consumer buys goods or services and pays the seller in scheduled installments, usually with interest, until the balance is fully paid. For investors, these contracts act like a portfolio of small loans on a company's books: they can provide predictable interest income and cash flow but also carry credit and default risk that affects a firm’s earnings and asset quality, much like a collection of IOUs.

securitization markets financial

"We fund these contract purchases on a long-term basis primarily through the securitization markets"

Securitization markets are where pools of loans or other cash-generating assets (like mortgages, auto loans, or credit-card receivables) are bundled, converted into tradable securities, and sold to investors. Investors use these markets to gain exposure to regular income streams and to spread risk much like buying slices of a large pizza instead of the whole pie; changes in credit quality, interest rates, or regulatory rules can affect returns and liquidity, so they matter for portfolio income, risk management, and market stability.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Las Vegas, Nevada, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) today announced that it will hold a conference call on Wednesday, August 5, 2026 at 1:00 p.m. ET to discuss its second quarter 2026 operating results.

Those wishing to participate can pre-register for the conference call at the following link https://register-conf.media-server.com/register/BI6cf5cc4ebbd04b06973dad16be4d5d43. Registered participants will receive an email containing conference call details for dial-in options. To avoid delays, we encourage participants to dial into the conference call fifteen minutes ahead of the schedule start time. A replay will be available beginning two hours after conclusion of the call for 12 months via the Company’s website at https://ir.consumerportfolio.com/investor-relations.

About Consumer Portfolio Services, Inc.

Consumer Portfolio Services, Inc. is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems or limited credit histories. We purchase retail installment sales contracts primarily from franchised automobile dealerships secured by late model used vehicles and, to a lesser extent, new vehicles. We fund these contract purchases on a long-term basis primarily through the securitization markets and service the contracts over their lives.

Investor Relations Contact

Danny Bharwani, Chief Financial Officer

949-753-6811

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

When is the Consumer Portfolio Services (CPSS) Q2 2026 earnings conference call?

The Consumer Portfolio Services Q2 2026 earnings conference call is scheduled for Wednesday, August 5, 2026 at 1:00 p.m. ET. According to the company, the call will cover its second quarter 2026 operating results for investors and analysts.

How can investors register for the CPSS Q2 2026 earnings conference call?

Investors can pre-register for the CPSS Q2 2026 earnings call via the provided online registration link. According to Consumer Portfolio Services, registered participants will receive an email with detailed dial-in options and access information before the scheduled call time.

Will a replay be available for the Consumer Portfolio Services Q2 2026 earnings call?

Yes, a replay of the Consumer Portfolio Services Q2 2026 earnings call will be available. According to the company, the replay starts about two hours after the call ends and remains accessible for 12 months on its investor relations website.

What time should participants join the CPSS Q2 2026 earnings conference call?

Participants are encouraged to join the CPSS Q2 2026 earnings call about 15 minutes before the 1:00 p.m. ET start. According to the company, early dial-in helps avoid delays and ensures a smoother connection experience.

Where can I find investor relations information for Consumer Portfolio Services (NASDAQ: CPSS)?

Investor relations information for Consumer Portfolio Services is available on its website at https://ir.consumerportfolio.com/investor-relations. According to the company, this site will also host the 12-month replay of the Q2 2026 earnings conference call.

What business does Consumer Portfolio Services (CPSS) operate in?

Consumer Portfolio Services is an independent specialty finance company focused on indirect automobile financing. According to the company, it purchases retail installment contracts from franchised dealerships, mainly on late model used vehicles, and funds them primarily through securitization markets.