Welcome to our dedicated page for Amer Carmart news (Ticker: CRMT), a resource for investors and traders seeking the latest updates and insights on Amer Carmart stock.
America's Car-Mart, Inc. (NASDAQ: CRMT) is an automotive retailer focused on the Integrated Auto Sales and Finance segment of the used car market, and its news flow reflects both operational developments and capital structure decisions. The company operates automotive dealerships in 12 states, primarily in smaller cities throughout the South-Central United States, where it sells older model used vehicles and provides financing for substantially all of its customers. News updates often highlight how this integrated sales and finance model is being refined through changes in underwriting, collections, store footprint, and funding.
Investors following CRMT news will see regular announcements on earnings results, portfolio credit performance, and initiatives to optimize the company’s platform. Recent releases have described multi-phased store consolidations as part of an SG&A cost control and footprint optimization strategy, with underperforming locations consolidated into nearby, higher-performing dealerships. These updates explain how customers from consolidated stores are transitioned to alternative locations while the company seeks to improve efficiency and strengthen performance at remaining dealerships.
Another recurring theme in America’s Car-Mart news is its approach to financing and capital structure. The company reports on term securitization transactions through indirect subsidiaries such as ACM Auto Trust 2025-3 and 2025-4, where receivables from installment sale contracts back asset-backed notes. It has also announced a $300 million senior secured term loan facility and the repayment and termination of a prior asset-backed revolving line of credit, describing these steps as moves toward a more flexible and scalable capital structure.
For readers and market participants, the CRMT news page on Stock Titan offers a centralized view of these developments, from quarterly financial results and credit metrics to capital markets activity and store network changes. Returning to this page allows users to monitor how America’s Car-Mart manages its integrated auto sales and finance model over time, based solely on the company’s own disclosures and official announcements.
America’s Car-Mart (NASDAQ: CRMT) completed Phase 2 of its SG&A Cost Control Strategy on Jan. 13, 2026 by consolidating 13 additional locations into nearby higher-performing dealerships, bringing the total consolidated locations to 18 after Phase 1 in Nov 2025.
The company said the realignment aims to modernize operations, better utilize inventory and teams, strengthen performance at remaining locations, and maintain customer access to sales, service, and collections. Management cited increased operational flexibility from the company’s new capital structure and said it will continue evaluating further footprint optimization to support long-term profitability and growth.
America’s Car-Mart (NASDAQ: CRMT) completed a term securitization, issuing $161.3 million of asset-backed notes on Dec. 18, 2025 with a weighted average coupon of 7.02%. The 2025-4 deal introduces a residual cash flow structure delivering monthly funds to the company and is intended to improve capital efficiency versus prior deals.
Management says the structure shifts from accelerated amortization (2025-3 coupon 5.46%) to retain more cash flow, reduce the need for frequent transactions and lower long-term cost of capital while improving liquidity and funding stability.
America’s Car-Mart (NASDAQ: CRMT) reported results for the quarter ended October 31, 2025. Key financial actions include closing a $300.0 million term loan (Oct 30, 2025) and repaying its revolving credit facility. Total cash rose to $251.0 million from $124.5 million at the start of the fiscal year. Total revenue was $350.2 million (+0.8% YoY) and interest income increased 3.9%. Sales volumes declined to 13,637 units (-1.1%). Credit metrics: net charge-offs were 7.0% of average finance receivables and allowance for credit losses was 24.19%. The company closed five stores and expects cost savings from consolidation and other reductions.
America’s Car-Mart (NASDAQ: CRMT) will report fiscal 2026 second quarter results on Thursday, December 4, 2025 before market open.
A webcast and conference call to review results will be held the same day at 9:00 a.m. ET. Telephone participants must register in advance to receive a unique PIN and dial-in details; callers are encouraged to join 10 minutes early. A replay of the call and webcast will be available on the company investor relations website for 12 months from December 4, 2025.
America’s Car-Mart operates dealerships in 12 states and focuses on integrated auto sales and finance for used vehicles, primarily in smaller cities across the South-Central United States.
America’s Car-Mart (NASDAQ: CRMT) closed a new five-year, $300 million funded term loan facility provided by funds managed by Silver Point Capital, L.P. The loan matures on October 30, 2030 and carries interest at SOFR + 7.50% per annum. In connection with the transaction the company fully repaid its asset-backed line of credit, simplified its balance sheet, and issued Silver Point warrants to purchase up to 10% of fully diluted common stock (warrant expiry October 30, 2031) with customary registration rights. The loan is secured and subject to customary covenants. Jefferies served as financial advisor and Mayer Brown as legal counsel. A Form 8-K will be filed by November 5, 2025.
America's Car-Mart (NASDAQ: CRMT) reported mixed Q1 FY2026 results, with total revenue declining 1.9% to $341.3 million. The company posted a loss of $0.69 per share, compared to a loss of $0.15 in the prior year. Sales volumes decreased 5.7% to 13,568 units, primarily due to inventory constraints and higher procurement costs.
Notable improvements include a 160 basis point increase in gross margin to 36.6%, a 7.5% rise in interest income, and a 6.2% increase in total collections to $183.6 million. The company successfully implemented LOS V2, featuring enhanced underwriting capabilities and risk-based pricing. The allowance for credit losses improved to 23.35% from 25.00% year-over-year.
The company completed a $172 million securitization with a 5.46% weighted average coupon, representing an 81-basis point improvement over the May 2025 issuance.
America's Car-Mart (NASDAQ: CRMT) has successfully completed its eighth asset-backed securitization transaction, raising $172 million through the issuance of notes by ACM Auto Trust 2025-3. The transaction features an overall weighted average coupon of 5.46%, marking an 81 basis point improvement from their May 2025 securitization.
The notes were issued in two classes: $133.34 million in Class A Notes at a 5.01% coupon rate and $38.62 million in Class B Notes at 6.08%. The offering saw strong market interest, with Class A Notes being nearly 8 times oversubscribed and Class B Notes approximately 16 times oversubscribed. This marks the company's fourth consecutive improvement in weighted average coupon, with a total reduction of 308 basis points in weighted average spread since their 2024-1 transaction.
America's Car-Mart (NASDAQ: CRMT), a leading automotive retailer focused on the "Integrated Auto Sales and Finance" segment, has scheduled its fiscal 2026 first quarter financial results announcement for September 4, 2025, before market opens.
The company will host a conference call and webcast at 9:00 a.m. ET on the same day to discuss the results. CRMT operates dealerships across 12 states in the South-Central United States, specializing in used vehicle sales and financing services for its customers.
America's Car-Mart (NASDAQ:CRMT) has successfully regained compliance with Nasdaq's listing requirements after filing its delayed Annual Report on Form 10-K for the fiscal year ended April 30, 2025. The company submitted the required filing on August 8, 2025, and received confirmation from Nasdaq's Listing Qualifications Department on August 13, 2025 that the compliance matter has been resolved and closed.
America's Car-Mart (NASDAQ: CRMT) has filed its Annual Report on Form 10-K for the fiscal year ended April 30, 2025, with the SEC. The filing includes enhanced disclosures about contract modifications for customers facing financial difficulties, providing shareholders with deeper insights into the Company's business model.
The Company confirmed that there were no changes to previously reported operating results or financial condition. With this filing, Car-Mart has become current with SEC reporting obligations and expects to regain compliance with Nasdaq listing standards.
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