/C O R R E C T I O N -- Splitit USA, Inc./
DXC (NYSE: DXC) and Splitit announced a strategic collaboration on Oct 23, 2025 to enable branded card-linked installment payments for more than 300 million bank account holders via DXC's Hogan core banking platform. The program leverages Hogan, which the release says powers $5 trillion in deposits across 40+ major banks, and Splitit's AI engine to personalize installment offers at checkout and post-purchase. Banks can originate plans or have Splitit originate them, extend access to debit-first consumers, and offer native checkout and in‑portal installment options. The release cites a projected installment market of $3.44 billion by 2031 at a 6.4% CAGR.
DXC (NYSE: DXC) e Splitit hanno annunciato una collaborazione strategica il 23 ottobre 2025 per abilitare pagamenti a rate con addebito su carta brandizzata per oltre 300 milioni di titolari di conti bancari tramite la piattaforma bancaria Hogan di DXC. Il programma sfrutta Hogan, che secondo il comunicato alimenta 5 trilioni di dollari in depositi in oltre 40 banche principali, e l'engine AI di Splitit per personalizzare le offerte di rateizzazione al checkout e dopo l'acquisto. Le banche possono originare i piani o farli originare a Splitit, estendere l'accesso ai consumatori con debito prima e offrire opzioni di checkout native e di rateizzazione all'interno del portale. Il comunicato cita un mercato di rateizzazione previsto di 3,44 miliardi di dollari entro il 2031 a un CAGR del 6,4%.
DXC (NYSE: DXC) y Splitit anunciaron una colaboración estratégica el 23 de octubre de 2025 para habilitar pagos a plazos con tarjeta vinculada a la marca para más de 300 millones de titulares de cuentas bancarias a través de la plataforma Hogan del core banking de DXC. El programa aprovecha Hogan, que, según el comunicado, impulsa 5 billones de dólares en depósitos en más de 40 grandes bancos, y el motor de IA de Splitit para personalizar las ofertas de cuotas en la compra y después de la compra. Los bancos pueden originar planes o hacer que Splitit los origine, ampliar el acceso a consumidores con preferencia por débitos y ofrecer opciones nativas de checkout y de cuotas en el portal. El comunicado cita un mercado de cuotas proyectado de 3,44 mil millones de dólares para 2031 a una CAGR del 6,4%.
DXC (NYSE: DXC)와 Splitit은 2025년 10월 23일 전략적 협력 발표를 통해 DXC의 Hogan 핵심 뱅킹 플랫폼을 통해 3억 명이 넘는 은행 계좌 보유자들에게 브랜드 카드 연결 분할 결제를 가능하게 합니다. 이 프로그램은 다수의 대형 은행에 걸친 예금이 5조 달러 규모라는 점을 명시하는 Hogan과 Splitit의 AI 엔진을 활용하여 결제 시점과 구매 후에 맞춤형 분할 제안을 제공합니다. 은행은 계획을 직접 발행하거나 Splitit이 발행하도록 할 수 있으며, 차감 우선 소비자에 대한 접근을 확장하고 네이티브 체크아웃 및 포털 내 분할 옵션을 제공합니다. 발표는 2031년까지 3.44십억 달러 규모의 분할 시장과 6.4%의 CAGR를 예측합니다.
DXC (NYSE: DXC) et Splitit ont annoncé une collaboration stratégique le 23 octobre 2025 pour permettre des paiements en plusieurs fois liés à une carte de marque pour plus de 300 millions de titulaires de comptes bancaires via la plateforme bancaire Hogan de DXC. Le programme s’appuie sur Hogan, qui selon le communiqué alimente 5 trillions de dollars en dépôts dans plus de 40 grandes banques, et sur le moteur IA de Splitit pour personnaliser les offres de mensualités au moment du paiement et après l’achat. Les banques peuvent initier les plans ou les faire initier par Splitit, étendre l’accès aux consommateurs qui privilégient les débits et offrir des options de paiement à la fois en checkout natif et en portail. Le communiqué prévoit un marché des mensualités estimé à 3,44 milliards de dollars d’ici 2031, avec une croissance annuelle composée de 6,4%.
DXC (NYSE: DXC) und Splitit haben am 23. Oktober 2025 eine strategische Zusammenarbeit angekündigt, um gebrandete kartengebundene Ratenzahlungen für mehr als 300 Millionen Kontoinhaber über die Hogan-Core-Banking-Plattform von DXC zu ermöglichen. Das Programm nutzt Hogan, das laut der Mitteilung Deposit-Themen in über 40 großen Banken mit 5 Billionen Dollar an Einlagen antreibt, und die KI-Engine von Splitit, um personalisierte Ratenangebote beim Checkout und nach dem Kauf zu erstellen. Banken können Pläne initiieren oder von Splitit initiieren lassen, den Zugang zu Debit-first-Kunden erweitern und native Checkout- und In-Portal-Ratenoptionen anbieten. Die Mitteilung nennt einen prognostizierten Ratenmarkt von 3,44 Milliarden Dollar bis 2031 bei einer CAGR von 6,4%.
DXC (NYSE: DXC) و Splitit أعلنوا عن تعاون استراتيجي في 23 أكتوبر 2025 لتمكين دفعات أقساط مرتبطة ببطاقات بعلامة تجارية لأكثر من 300 مليون من حاملي الحسابات المصرفية عبر منصة Hogan المصرفية الأساسية لـ DXC. يستفيد البرنامج من Hogan، الذي يزعم البيان أنه يعمل على 5 تريليون دولار من الودائع عبر أكثر من 40 بنكا رئيسيا، ومن محرك الذكاء الاصطناعي من Splitit لتخصيص عروض الأقساط أثناء الدفع وبعد الشراء. يمكن للبنوك بدء الخطط أو جعل Splitit يبدأها، وتوسيع الوصول إلى المستهلكين الذين يعتمدون على الخصم، وتقديم خيارات الدفع عند الخروج native وخيارات التقسيط داخل البوابة. وتذكر البيان سوقاً متوقّعاً للأقساط يصل إلى 3.44 مليار دولار بحلول 2031 وبمعدل نمو سنوي مركب قدره 6.4%.
DXC (NYSE: DXC) 与 Splitit 于 2025 年 10 月 23 日宣布战略合作，通过 DXC 的 Hogan 核心银行平台为超过 3 亿 银行账户持有人启用带品牌的信用卡挂钩分期付款。该计划利用 Hogan——公告称其为40多家大型银行提供 5 万亿美元 的存款，以及 Splitit 的 AI 引擎，在结账时和购买后实现个性化的分期报价。银行可以自行发起计划，或让 Splitit 发起，扩展对偏好借记的消费者的访问，并在原生结账和门户内提供分期选项。公告还预计2031年前分期市场将达到 34 亿美元，年复合增长率为 6.4%。
- Hogan platform powers 300+ million bank accounts
- Hogan covers $5 trillion in deposits across 40+ banks
- Installment market forecast $3.44 billion by 2031 at 6.4% CAGR
- Supports debit-first enrollment and bank-or-Splitit origination options
- None.
In the news release, DXC and Splitit Partner to Enable Installment Payments for 300+ Million Bank Account Holders, issued 23-Oct-2025 by Splitit USA, Inc. over PR Newswire, we are advised by the company that Sandeep Bhanote's title has been adjusted in the second paragraph. The complete, corrected release follows:
DXC and Splitit Partner to Enable Installment Payments for 300+ Million Bank Account Holders
Collaboration brings card-linked installments to bank account holders, combining seamless checkout and flexibility with trusted bank branding
"For decades, Hogan has been the backbone of the world's largest banks. This partnership with Splitit shows how that foundation can now be used to create new revenue streams at the point of sale," said Sandeep Bhanote, Global Head and General Manager of Financial Services at DXC. "By normalizing installment capabilities across existing accounts, we're enabling issuers to modernize their offerings without replacing their core—and empowering consumers with flexible payments that use the cards they already trust."
For years, BNPL providers have eroded market share, leaving banks disintermediated from their own customers. At the same time, more than 80 percent of retail purchases still happen in-store, where existing BNPL products often create friction, require new accounts or exclude debit-first consumers.
The Splitit-DXC partnership changes this dynamic by:
- Putting banks back in control: Banks can quickly deploy branded installment offers powered by DXC's Hogan platform, appearing natively at checkout or within the bank's online banking portal, with no third-party accounts or new loan applications required.
- Extending access through debit: Every consumer with a bank account or debit card can enroll, not just those with credit cards.
- Increasing lending flexibility: Banks can choose to originate the installments directly on their books or to have Splitit originate the installments as the bank's lending partner.
- Unlocking new revenue for banks: Installment plan fees and ongoing engagement deliver predictable, scalable revenue growth for issuers.
- Driving merchant growth: Merchants, wallets and marketplaces access bank-backed plans through Splitit's network without multiple integrations or lending risk.
"BNPL players have disintermediated banks by offering transactional lending at the merchant checkout. This partnership resets the playing field," said Nandan Sheth, CEO of Splitit. "Together with DXC, we're empowering banks to compete head on with BNPL providers by bringing installments directly into existing bank accounts or issued debit cards. With DXC's access to over 300 million bank accounts through its core banking platform, our joint technology gives financial institutions a seamless, low-lift way to automatically deliver installment functionality to existing customers. This innovation enables banks to maintain greater control of their customer relationships and attract new younger customers."
The installment payment solution market is set to grow from
About DXC Technology
DXC Technology (NYSE: DXC) is a leading global provider of information technology services. We're a trusted operating partner to many of the world's most innovative organizations, building solutions that move industries and companies forward. Our engineering, consulting and technology experts help clients simplify, optimize and modernize their systems and processes, manage their most critical workloads, integrate AI-powered intelligence into their operations, and put security and trust at the forefront. Learn more on dxc.com.
About Splitit
Splitit is the only global installment payments platform that lets shoppers use the credit they already have. By turning card linked purchases into flexible installments, Splitit gives consumers a simple, transparent way to pay over time while helping merchants boost conversion and order value without added risk. Trusted by leading brands across retail, luxury, travel, and technology, Splitit is used in more than 100 countries and is now powering embedded installments inside Samsung Wallet for use in physical retail. Learn more at Splitit.com.
Media Contacts
DXC
Angelena Abate
+1.646.234.8060
angelena.abate@dxc.com
Splitit
Berns Communications Group
Danielle Poggi
dpoggi@bcg-pr.com
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SOURCE Splitit USA, Inc.
FAQ
What did DXC (DXC) and Splitit announce on October 23, 2025?
How many bank accounts and deposits does DXC's Hogan platform serve under the DXC-Splitit partnership?
Will the DXC and Splitit program support debit card and bank account customers?
Can banks originate loans under the DXC and Splitit collaboration or will Splitit originate them?
What market growth did the announcement cite for the installment payments sector?
How does the DXC-Splitit partnership affect banks competing with BNPL providers?
