DXC Partners with Ripple to Empower Global Banks with Scalable Digital Asset Custody and Payments

Rhea-AI Summary

DXC (NYSE: DXC) announced a strategic partnership with Ripple on Jan 21, 2026 to integrate Ripple's institutional blockchain custody and payments technology into DXC's Hogan core banking platform.

The integration targets programmable payments, tokenization, custody and transfer of digital assets while preserving existing core banking infrastructure that supports over 300 million deposit accounts and $5 trillion in deposits. The collaboration aims to deliver regulated digital asset use cases and last-mile connectivity between traditional banking accounts, wallets and onchain platforms, enabling banks and fintechs to deploy custody and payment capabilities at enterprise scale without disrupting mission-critical systems.

Positive

• Hogan platform covers over 300 million deposit accounts
• Hogan platform supports $5 trillion in deposits globally
• Integration enables tokenization, custody, and transfer of digital assets
• Adds programmable payments and last-mile connectivity to core systems
• Facilitates compliant digital asset deployment for banks and fintechs

Negative

• None.

News Market Reaction

+3.03%

1 alert

+3.03% News Effect

On the day this news was published, DXC gained 3.03%, reflecting a moderate positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Hogan deposits supported: $5 trillion Hogan accounts supported: 300 million accounts

2 metrics

Hogan deposits supported $5 trillion Deposits on Hogan core banking platform globally

Hogan accounts supported 300 million accounts Accounts powered by Hogan core banking platform globally

Market Reality Check

Price: $14.43 Vol: Volume 1,966,069 is about...

normal vol

$14.43 Last Close

Volume Volume 1,966,069 is about 1.2x the 20-day average of 1,631,905, showing slightly elevated activity pre-announcement. normal

Technical DXC traded just above its 200-day MA of $14.43 with a pre-news price of $14.54, near longer-term trend.

Peers on Argus

DXC was down 0.27% pre-news while key peer VNET appeared in momentum scanners up...

1 Up

DXC was down 0.27% pre-news while key peer VNET appeared in momentum scanners up about 4.42%, suggesting stock-specific dynamics rather than a broad sector move.

Historical Context

5 past events · Latest: Jan 14 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 14	Legal victory	Positive	-3.3%	Appeals court affirmed ~${194}M award plus punitive damages vs. TCS.
Jan 13	Strategic alliance	Positive	-1.7%	DXC confirmed as RISE with SAP Validated Partner to accelerate migrations.
Jan 08	Earnings scheduling	Neutral	+2.1%	Set Q3 FY26 earnings release and call date with access details.
Jan 07	Product launch	Positive	+1.8%	Launched AMBER automotive software platform claiming time and cost savings.
Dec 10	AI initiative	Positive	+0.5%	Introduced AdvisoryX advisory group and global AI execution-gap study.

Pattern Detected

Recent positive strategic and legal updates have not consistently led to gains; two clearly positive headlines were followed by negative 24h reactions, while product/AI launches saw modest upside.

Recent Company History

Over the past few months, DXC has focused on legal vindication, ecosystem partnerships, and new platforms. On Jan 14, 2026, it highlighted a court-affirmed award of about $194 million plus over $100 million in punitive damages yet shares fell 3.26%. A strengthened SAP alliance on Jan 13 and the AMBER automotive software launch on Jan 7 produced only modest moves. The AdvisoryX AI initiative on Dec 10, 2025 also saw a small uptick. Against this backdrop, the Ripple partnership extends DXC’s push into modern, asset-heavy, regulated technology domains.

Market Pulse Summary

This announcement highlights DXC’s push to modernize core banking by integrating Ripple’s blockchain...

Analysis

This announcement highlights DXC’s push to modernize core banking by integrating Ripple’s blockchain-based custody and payments into the Hogan platform, which supports over $5 trillion in deposits and 300 million accounts. It follows recent initiatives in AI, automotive software, and cloud alliances, reinforcing a shift toward higher-value, technology-driven offerings. Investors may focus on adoption by existing Hogan clients, the pace of real-world deployments in regulated banks, and how these solutions interact with DXC’s broader digital transformation strategy.

Key Terms

digital asset custody, tokenization, real world assets (RWAs), stablecoins, +4 more

8 terms

digital asset custody financial

"help banks seamlessly adopt digital asset custody and payment capabilities at enterprise scale"

The secure holding and management of cryptocurrencies or tokenized securities so that only authorized parties can access and move them; custodians store the “secret codes” that prove ownership much like a bank holds physical deeds or safe-deposit boxes. It matters to investors because who safeguards those codes affects the safety, ease of trading, regulatory compliance, and recoverability of assets after theft, loss, or legal disputes — similar to why you’d prefer a trusted vault over keeping valuables in a drawer.

tokenization financial

"The solution enables programmable payments and the tokenization, custody, and transfer of digital assets"

Tokenization is the process of converting real-world assets or rights into digital tokens stored on a computer network. This allows assets, such as property or investments, to be divided into smaller parts, making them easier to buy, sell, or transfer electronically. For investors, tokenization can increase access to a wider range of investments and make transactions faster and more efficient.

real world assets (RWAs) financial

"to securely manage digital assets, stablecoins or Real World Assets (RWAs)"

Real world assets are physical or traditional financial items—such as real estate, commodities, loans, invoices or bonds—that have value outside the digital world and are made tradable or investable through financial markets or digital platforms, like turning a house into a share you can buy. They matter to investors because they can unlock liquidity, let people own smaller pieces of tangible value for diversification, and bring familiar cash flows into modern trading while retaining valuation, custody and regulatory risks tied to the underlying asset.

stablecoins financial

"to securely manage digital assets, stablecoins or Real World Assets (RWAs)"

Stablecoins are a type of digital currency designed to maintain a steady value, often linked to traditional currencies like the dollar or euro. They function like digital cash that offers the convenience of online transactions while avoiding the large price swings common with other cryptocurrencies. This stability makes them useful for investors and users who want a reliable way to store and transfer value without exposure to sudden market changes.

cross-border payment financial

"Ripple Payments is a licensed, end-to-end cross-border payment solution"

A cross-border payment is money sent from one country to another, like wiring funds to a friend overseas or paying a foreign supplier. It matters to investors because these transfers involve extra steps—currency conversion, fees, timing and regulatory checks—that affect a company’s costs, cash flow and exposure to exchange-rate swings; smoother, cheaper cross-border payments can boost profit margins and expand market reach.

blockchain technical

"integrates Ripple's institutional-grade blockchain technology into its Hogan core banking platform"

A blockchain is a digital record-keeping system that securely stores information across many computers, making it difficult to alter or tamper with. Think of it like a shared, unchangeable ledger that everyone can see and verify, ensuring transparency and trust. For investors, this technology offers a way to securely track transactions and assets without relying on a central authority, potentially reducing costs and increasing security.

onchain finance financial

"bridging legacy financial systems with onchain finance"

Onchain finance is financial activity carried out directly on a blockchain using programmable rules (smart contracts), where transactions and records are stored on a public digital ledger that anyone can verify — like banking rules written into a shared spreadsheet that runs itself. It matters to investors because it can lower costs, speed settlement, and increase transparency while introducing new risks such as software bugs, key custody issues and changing regulation, so it changes how value is created, moved and verified.

digital asset platforms financial

"connectivity between regulated banking infrastructure and digital asset platforms"

Platforms that let people and institutions buy, sell, hold, issue or manage digital assets such as cryptocurrencies or tokenized securities, combining functions you’d expect from a bank, broker and exchange into an online service. They matter to investors because the platform determines how easy and cheap trading is, how securely assets are stored, and how operational problems or regulatory rules can affect access and value—so platform quality affects liquidity, costs, risk and related revenue.

AI-generated analysis. Not financial advice.

• DXC integrates Ripple's institutional-grade blockchain technology into its Hogan core banking platform, which supports $5 trillion in deposits and 300 million accounts globally
• The collaboration enables financial institutions to bridge legacy finance with enterprise blockchain-based solutions without disrupting core banking infrastructure

ASHBURN, Va., Jan. 21, 2026 /PRNewswire/ - DXC Technology (NYSE: DXC), a leading enterprise technology and innovation partner, today announced a strategic partnership with Ripple, a financial technology company that offers crypto solutions for businesses, to help banks seamlessly adopt digital asset custody and payment capabilities at enterprise scale.

As regulated financial institutions navigate an era of exponential change, digital asset adoption depends on accessible, secure blockchain infrastructure.  Through this collaboration, DXC and Ripple enable financial institutions and fintechs to access digital asset technology seamlessly, bridging legacy financial systems with onchain finance.  The solution enables programmable payments and the tokenization, custody, and transfer of digital assets—allowing institutions to deliver regulated digital asset use cases without disrupting mission-critical core banking systems.

Leveraging DXC's Hogan core banking platform, which powers more than 300 million deposit accounts and over $5 trillion in deposits globally, the initiative integrates Ripple's digital asset custody and payments technology into large-scale banking environments, providing Hogan clients with a streamlined path to deliver digital custody and payment capabilities.

"For digital assets to move into the financial mainstream, institutions need secure custody and seamless payment capabilities," said Sandeep Bhanote, Global Head and General Manager of Financial Services at DXC. "Our work with Ripple brings those capabilities together in a way that allows banks to engage in the digital asset ecosystem without changing their core systems, connecting traditional accounts, wallets and decentralized platforms at enterprise scale."

By delivering last-mile connectivity between regulated banking infrastructure and digital asset platforms, the collaboration helps financial institutions move beyond experimentation and into real-world deployment of blockchain-enabled use cases. Fintechs also benefit from simplified access to the banking relationships required to support compliant custody and payment solutions.

"Banks are under increasing pressure to modernize while continuing to operate on complex infrastructure," said Joanie Xie, VP and Managing Director, North America at Ripple. "Our partnership with DXC brings digital asset custody, RLUSD and payments directly into the core banking environments institutions already trust. Together, we're enabling banks to deliver secure, compliant digital asset use cases at enterprise scale without disruption."

The DXC–Ripple partnership reinforces DXC's commitment to helping financial institutions modernize safely and innovate responsibly. This represents a significant step forward in enabling digital asset adoption across production banking environments worldwide through an integrated core banking approach.

Ripple Payments is a licensed, end-to-end cross-border payment solution that enables Ripple to manage the flow of funds on behalf of its customers. Ripple Custody is designed for banks and financial institutions to securely manage digital assets, stablecoins or Real World Assets (RWAs).

About DXC Technology
DXC Technology (NYSE: DXC) is a leading enterprise technology and innovation partner delivering software, services, and solutions to global enterprises and public sector organizations — helping them harness AI to drive outcomes at a time of exponential change with speed. With deep expertise in Managed Infrastructure Services, Application Modernization, and Industry-Specific Software Solutions, DXC modernizes, secures, and operates some of the world's most complex technology estates. Learn more on dxc.com

About Ripple
Ripple is a financial technology company that offers crypto solutions for businesses. Ripple Payments uses blockchain to make cross-border payments faster, more transparent, and widely accessible. Ripple Custody offers customers a secure way to store and manage digital assets. Through Ripple Prime, the company offers a global, multi-asset prime brokerage for institutional customers. Ripple's stablecoin (RLUSD) and the cryptocurrency, XRP, are leveraged across these solutions to make traditional finance more efficient and enable new ways to utilize digital assets.

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SOURCE DXC Technology Company

FAQ

What did DXC announce with Ripple on January 21, 2026 regarding DXC stock (NYSE: DXC)?

DXC announced a partnership to integrate Ripple's digital asset custody and payments technology into DXC's Hogan core banking platform.

How many accounts and deposits does DXC's Hogan platform support after the DXC–Ripple integration?

DXC's Hogan platform supports more than 300 million deposit accounts and $5 trillion in deposits globally.

What digital asset capabilities will DXC clients gain from the Ripple partnership (NYSE: DXC)?

Clients gain access to programmable payments, tokenization, custody and transfer of digital assets integrated into core banking.

Will the DXC and Ripple integration require banks to replace core banking systems?

No; the integration is designed to deliver digital asset use cases without disrupting existing mission-critical core banking systems.

How does the DXC–Ripple partnership affect fintechs working with DXC clients?

Fintechs gain simplified access to banking relationships needed to support compliant custody and payment solutions through the integrated platform.