Equifax Inc Stock Price, News & Analysis

Equifax (NYSE:EFX) launched the Unemployment Claims Power of Attorney Manager on Oct. 30, 2025, a centralized digital platform powered by the Equifax Cloud to streamline employer handling of state power of attorney (POA) forms for unemployment claims.

The tool lets employers submit, track, and complete POAs across multiple entities, sorts documents by state signature requirements, provides step-by-step instructions for registrations, and uses AI to review completed POAs to improve accuracy and speed.

The solution is available now and joins Equifax's suite of unemployment-claims and HR management services designed to reduce administrative burden and unemployment risk.

Equifax (NYSE: EFX) reported Q3 2025 revenue $1.545B, up 7% year‑over‑year and $25M above guidance midpoint. Net income was $160.2M (+13%) and diluted EPS was $1.29 (+14%); adjusted EPS was $2.04 (+10%). The company returned ~$360M of cash to shareholders, repurchasing 1.2M shares for $300M.

Equifax raised full‑year 2025 guidance: reported revenue midpoint +$40M, adjusted EPS +$0.12, and increased free cash flow guidance to $950M–$975M. Q3 Vitality Index was 16%, raising full‑year Vitality to 13%. Management cited headwinds in U.S. hiring and the mortgage market but noted strong Mortgage, USIS, and International performance.

Equifax (NYSE: EFX) announced the launch of Equifax Ignite® AI Advisor on October 16, 2025, a new Agentic-AI driven solution for lenders built on Equifax Cloud and Equifax Amplify AI™.

The product uses a lender's own data plus Equifax data to deliver secure, explainable, natural‑language insights, benchmarking versus peers, growth recommendations, generative-AI chat, and visual dashboards — aimed at helping small and mid-sized lenders act without dedicated data scientists.

Equifax (NYSE: EFX) launched the inaugural Market Pulse Index, a 1–100 benchmark that aggregates credit, debt, income, capacity and assets to track U.S. consumer financial health.

For H1 2025 the index was 61.4, slightly below the four‑year average of 61.85, and down 1.1% versus June 2021. The report highlights widening generational gaps: Gen Z’s index fell >5% from June 2021–June 2025, while Gen X and Baby Boomers showed smaller declines or steady readings.

Equifax notes student loan resumption materially pressured Gen Z (Gen Z borrowers: -4.8% 2021–2025; -6.6% during 2022–2023). Consumer credit demand rose: personal loan originations +17.6% (May 2024–May 2025) and bankcard balances reached $1.07T in July 2025 (+4.3% YoY).

Equifax (NYSE: EFX) announced discounted VantageScore 4.0 mortgage credit scoring and expanded alternative-data offerings to support credit scoring competition and mortgage access.

Key actions: VantageScore 4.0 priced at $4.50 (over 50% below FICO's 2026 $10 price) through end of 2027; free VantageScore 4.0 for Equifax mortgage, automotive, card, and consumer finance customers who buy FICO scores through 2026; income/employment indicators and alternative data delivered alongside mortgage credit reports at no cost; employment indicators for other verticals in 2026.

Equifax (NYSE: EFX) will release third quarter 2025 results for the period ended September 30, 2025 on Tuesday, October 21, 2025 at 6:30 a.m. ET. Senior management will discuss results on a conference call at 8:30 a.m. ET on October 21. Presentation materials will be posted on investor.equifax.com at 6:30 a.m. ET the same day. The call offers US/Canada dial-in numbers and international toll-free access; participants must provide name and affiliation and are asked to dial in 5–10 minutes early. A webcast and slide presentation will be available (link active 15 minutes before start). An audio replay will be available on investor.equifax.com beginning October 22, 2025.

Equifax (NYSE: EFX) has announced the launch of Identity Proofing within its Kount 360 identity and payments fraud platform. The new solution, powered by the Equifax Cloud, helps businesses verify customer identities and combat fraud through comprehensive verification checks.

The platform integrates document verification and facial recognition biometric checks through partnership with Incode, offering protection against deepfake threats. Key benefits include customizable workflows, identity verification checks using Equifax's data network, and streamlined user experience with step-up authentication protocols.

The solution is particularly targeted at financial institutions, automotive lenders, and online retailers to enhance customer onboarding while maintaining security and regulatory compliance.

Equifax (NYSE: EFX) has announced its participation in multiple investor conferences during September 2025. CEO Mark Begor and CFO John Gamble will attend the Barclays Virtual Credit Bureau Day on September 3 and the J.P. Morgan U.S. All Stars Conference in London on September 16, which includes a Fireside Chat at 8:00 a.m. ET.

Additionally, SVP of Corporate Investor Relations Trevor Burns will participate in the Jefferies Fintech Conference on September 4 and the Barclays Global Financial Services Conference on September 10. The Fireside Chat will be available via live webcast on Equifax's investor relations website, with a replay available within 24 hours after the event.

Equifax (NYSE: EFX) announced that its Board of Directors has declared a quarterly dividend of $0.50 per share. The dividend will be paid on September 15, 2025, to shareholders of record as of September 2, 2025. The company highlighted its strong dividend history, noting that it has maintained cash dividend payments for more than 100 consecutive years.