Welcome to our dedicated page for Equifax news (Ticker: EFX), a resource for investors and traders seeking the latest updates and insights on Equifax stock.
Equifax Inc. (NYSE: EFX) is a global data, analytics, and technology company whose news flow reflects its role in credit reporting, workforce solutions, and compliance services. As one of the major U.S. credit bureaus, Equifax regularly releases updates that matter to lenders, employers, and policymakers, as well as to investors following the EFX stock.
News about Equifax often highlights new data and analytics products, such as tools that use the Equifax Cloud™ and EFX.AI™ capabilities for risk assessment, fraud prevention, and personalized credit score planning. Recent announcements include the launch of Income Qualify, which delivers income and employment insights from The Work Number® to mortgage lenders earlier in the lending process, and the introduction of Optimal Path™, an interactive score planner integrated into platforms like Kikoff.
Equifax also issues releases on workforce and employer services, including unemployment claims solutions like the Unemployment Claims Power of Attorney Manager and verification enhancements driven by acquisitions such as Vault Verify. Regulatory and risk-related news includes new Anti-Money Laundering (AML) Compliance Solutions that use AI to screen and monitor customers against sanctions and high-risk lists.
Investors tracking EFX can find announcements on quarterly dividends, participation in investor conferences, and periodic Market Pulse reports that summarize U.S. consumer credit trends using Equifax data. This news page aggregates these product launches, market insights, capital markets events, and corporate updates in one place, providing a focused view of how Equifax’s data, analytics, and cloud technology are being applied across credit, employment, and compliance use cases.
Equifax (NYSE: EFX) released its third quarter 2025 Market Pulse Index, which rose to 61.6 by end of September 2025, a +0.35% quarter-over-quarter and +0.14% year-over-year change. The index synthesizes credit, debt, income, and assets with VantageScore 4.0 to gauge U.S. consumer financial health on a 1–100 scale.
Key takeaways: lower-credit-score consumers (below 580) saw a >0.40% quarterly gain—the first quarterly increase for that tier since March 2024—and Gen Z’s average index rose to 59.04 with wide variability across cohorts.
Equifax (NYSE: EFX) secured 27 patents in H2 2025, bringing total new patents for 2025 to 62 and expanding its portfolio to nearly 700 issued or pending patents across 15 countries as of November 2025. Twenty of the new patents support the company's responsible AI approach and EFX.AI strategy, covering machine learning for data & analytics, risk modeling, identity verification, and secure access.
The company cites a multi-year, approximately $3 billion investment in The Equifax Cloud to accelerate cloud-native AI solutions, faster deployment, and product innovation.
Equifax (NYSE: EFX) launched Income Qualify on December 10, 2025, a product that delivers verified income and employment insights from The Work Number to mortgage lenders during prequalification and pre-approval alongside the Equifax consumer credit file.
Income Qualify supplies name/SSN, employer name, tenure, and prior-year total income where available, aiming to speed initial assessments, reduce borrower burden, and help lenders manage costs and purchases of The Work Number at origination.
Separately, Equifax said it will offer VantageScore 4.0 mortgage credit scores at an over 50% reduction from FICO 2026 prices and commit to a $4.50 VantageScore price for two years, including a free VantageScore with each FICO score purchased.
Equifax (NYSE: EFX) released the inaugural Equifax Social Services Outlook Index on December 4, 2025, from a survey of 500 U.S. government social service workers supporting programs such as Medicaid, SNAP and TANF.
Key findings: 54% say their workplace is very efficient, 100% expect greater efficiency next year, and 57% cite data and technology as drivers of efficiency in 2026. Other notable stats: 40% expect significant increases in day‑to‑day automation use; 98% anticipate more applicants with multiple income streams; top concerns include changing policies (49%) and insufficient staffing (41%).
Equifax (NYSE: EFX) will participate in two investor conferences in December 2025. Executives will appear at the Goldman Sachs U.S. Financial Services Conference in New York on Tuesday, December 9, 2025, with CEO Mark W. Begor and CFO John Gamble taking part in a Fireside Chat at 10:00 a.m. ET.
Investors may join a live webcast of the Fireside Chat via the company's Investor Relations site and a replay will be available within 24 hours after the event. Trevor Burns, SVP of Corporate Investor Relations, will attend the UBS Global Technology and AI Conference on Tuesday, December 2, 2025.
Equifax (NYSE: EFX) and Kikoff announced on November 18, 2025 that Equifax's Optimal Path™ interactive score planner will be integrated into the Kikoff platform and rolled out to Kikoff's more than one million members.
Optimal Path uses The Equifax Cloud™ and EFX.AI to create personalized VantageScore® 3.0 plans with specific monthly tasks, estimated score impacts, weekly score updates, and adjustable goals and timeframes from three months to one year.
Equifax (NYSE: EFX) completed the acquisition of Vault Verify on November 17, 2025. Vault Verify is an outsourced provider of real-time, API-based employment and income verifications with a concentration in the healthcare sector.
The acquisition integrates Vault Verify into Equifax Workforce Solutions and is intended to complement The Work Number database, expand employer data submission options, and help verifiers deliver faster decisions for job, mortgage, social service benefit, and other financial-service applications. Equifax cited its cloud transformation as enabling rapid integration. The release included standard forward-looking statement cautionary language.
Equifax (NYSE: EFX) on Nov 13, 2025 introduced new AML Compliance Solutions that use AI to screen and monitor individuals and entities against global sanctions, enforcement and high-risk business lists.
The offering provides access to 150+ sanctions and watchlists and 30,000 adverse news sources via a single platform, a proprietary Intelligent Match Engine (IME) to reduce false positives, near real-time portfolio monitoring with a callback mechanism, human analyst review, portfolio remediations (look-backs), and a case management UI for AML teams.
Equifax (NYSE: EFX) announced the Board declared a quarterly cash dividend of $0.50 per share, payable on December 15, 2025 to shareholders of record at the close of business on November 24, 2025.
The company noted it has paid cash dividends for more than 100 consecutive years.
Equifax (NYSE: EFX) Market Pulse for Q3 2025 shows total U.S. consumer debt at $18.03 trillion in September and an overall delinquency rate of 1.562%, up from 1.517% in June 2025.
Auto: combined auto loan and lease debt was $1.68 trillion; lease balances rose 11.5% YoY to $95.8 billion while auto loan delinquencies edged to 1.64%. Bankcards: balances reached $1.08 trillion with >60‑day delinquencies near 2.83%. Student loans: severe delinquency (non‑deferred >90 days) was 16.32% and outstanding balance was $1.34 trillion, down 4.8% YoY.
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