Equifax Inc Stock Price, News & Analysis

Equifax (NYSE: EFX) has announced its participation in multiple investor conferences during September 2025. CEO Mark Begor and CFO John Gamble will attend the Barclays Virtual Credit Bureau Day on September 3 and the J.P. Morgan U.S. All Stars Conference in London on September 16, which includes a Fireside Chat at 8:00 a.m. ET.

Additionally, SVP of Corporate Investor Relations Trevor Burns will participate in the Jefferies Fintech Conference on September 4 and the Barclays Global Financial Services Conference on September 10. The Fireside Chat will be available via live webcast on Equifax's investor relations website, with a replay available within 24 hours after the event.

Equifax (NYSE: EFX) announced that its Board of Directors has declared a quarterly dividend of $0.50 per share. The dividend will be paid on September 15, 2025, to shareholders of record as of September 2, 2025. The company highlighted its strong dividend history, noting that it has maintained cash dividend payments for more than 100 consecutive years.

Equifax (NYSE:EFX) released findings from a survey of 254 HR professionals at SHRM25 Conference, revealing significant challenges in HR technology adoption and hiring processes. The survey found that 50% of HR professionals struggle with workflow automation, while 71% have encountered fabricated or misleading candidate information.

Only 20% of HR professionals feel very confident in detecting false candidate information, and merely 12% report consistent quick hiring processes. Additionally, 83% of respondents indicate their onboarding processes need improvement. The study also revealed that 76% of HR professionals are currently using AI to enhance hiring and onboarding efficiency.

Equifax (NYSE:EFX) has released its Q2 2025 Market Pulse U.S. Consumer Credit Trends report, revealing total consumer debt reached $17.86 trillion in June 2025. The data shows a complex credit landscape with diverging trends across consumer segments.

Key findings include: subprime borrowers now hold 22.1% of all bankcard debt, a 3.5% increase from May 2024; student loan severe delinquency reached 17.95% in June following policy changes; bankcard balances grew to $1.07 trillion, up 4.2% year-over-year; and auto lease balances surged 13.6% while loan balances rose just 1.1%.

Overall delinquency on consumer debt remained steady at 1.5%, with bankcard delinquency showing improvement, falling 4.4% year-over-year to 2.79% in June 2025.

Equifax (NYSE: EFX) and Qlarifi have announced a partnership to conduct the industry's first comprehensive study on Buy Now, Pay Later (BNPL) data's impact on credit risk and fraud prevention. The study comes as over 50% of U.S. consumers currently use BNPL services, with 35% planning to increase usage in 2025.

The collaboration will leverage Qlarifi's real-time BNPL consumer credit database to analyze data from multiple providers, focusing on loan stacking risks, predictive power of BNPL data, and consumer protection. The partnership aims to enhance credit decisioning processes and provide greater visibility into consumer financial behavior across BNPL platforms.

Equifax (NYSE: EFX) reported strong Q2 2025 financial results with revenue of $1.537 billion, up 7% reported and 8% in local currency, exceeding guidance by $27 million. The company demonstrated robust performance with 14% U.S. Mortgage revenue growth despite market headwinds. Key highlights include Workforce Solutions revenue growing 8%, USIS revenue up 9%, and International revenue increasing 4% reported (6% local currency).

The company returned approximately $190 million to shareholders, including $127 million in share repurchases. Equifax maintained its full-year 2025 constant dollar guidance while increasing reported revenue guidance by $35 million and Adjusted EPS by $0.03. Q2 diluted EPS was $1.53, up 17% year-over-year, with adjusted EPS at $2.00, up 10%.

For FY2025, Equifax expects to deliver over $900 million in free cash flow with a cash conversion ratio exceeding 95%, maintaining revenue growth guidance of 6% in local currency.

Equifax (NYSE: EFX) has scheduled its second quarter 2025 financial results announcement for Tuesday, July 22, 2025. The company will release its earnings report at 6:30 a.m. ET, followed by a conference call with senior management at 8:30 a.m. ET to discuss the quarter's financial and business results.

Investors can access the conference call via US/Canada dial-in numbers (877-559-1190 or +1 201-389-0916) or international toll-free numbers. Presentation materials will be available on investor.equifax.com simultaneously with the earnings release. An audio replay will be accessible on the investor relations website starting July 23.

Equifax (NYSE: EFX) and Kompliant released a comprehensive survey revealing how financial organizations are leveraging compliance technology. The study, which surveyed 500 financial technology professionals, found that 99% of financial services organizations now rely on compliance technology, with 55% implementing AI/ML solutions.

Key findings show that 56% of organizations involve their CEO in compliance technology decisions, and 90% believe technological advancement is crucial for competitive advantage. Additionally, 68% express caution about adopting emerging technologies due to security concerns. The survey highlights a shift from viewing compliance as a cost center to seeing it as a revenue driver and competitive differentiator.

Equifax (NYSE:EFX) has announced Complete Income™, a new cloud-powered solution launching in August 2025 to help government agencies streamline social service benefits processing. The solution combines Instant Social Service Verification Reports from The Work Number database, covering 4.4 million employers' W-2 payroll data, with the Income and Expense Connect Solution, which provides bank deposit data from 92% of U.S. financial institutions. This comprehensive system addresses the growing verification challenges posed by 35 million independent workers added to the workforce in recent years. Complete Income offers a single workflow through the Equifax Verification Insights Portal, enabling caseworkers to efficiently verify both traditional and alternative income sources for programs like Medicaid and SNAP, replacing time-consuming manual processes with a streamlined digital solution.