MoonPay Announces 'MoonAgents Card' Enabling AI Agents to Spend Stablecoins Anywhere Mastercard Is Accepted
Rhea-AI Summary
MoonPay (EXOD) launched MoonAgents Card on May 1, 2026: a virtual Mastercard debit card that lets users and authorized AI agents spend stablecoins directly from self-custodial onchain wallets. The card converts crypto to fiat at point-of-sale via Monavate issuing and Mastercard rails, with programmatic control via MoonPay CLI and Agents workflows. Availability: UK and LATAM today; US and EU planned. Identity verification required before issuance.
Positive
- Enables AI agents to spend stablecoins directly from self-custodial wallets
- Programmatic management via MoonPay CLI and Agents workflows
- Uses Monavate issuing and Mastercard global payment network
- Available today in UK and LATAM; US and EU rollout planned
- MoonPay CLI has processed >4 million tool calls since launch
Negative
- US and EU availability are only planned, limiting current global reach
- Card issuance requires identity verification, adding onboarding friction
News Market Reaction – EXOD
In the May 1 session, EXOD gained 5.40%, reflecting a notable positive market reaction. Our momentum scanner triggered 2 alerts that day, indicating moderate trading interest and price volatility.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Historical Context
| Date | Event | Sentiment | 24h Move | Catalyst |
|---|---|---|---|---|
| Apr 28 | Receivers appointed | Negative | -6.8% | Appointed UK receivers over Monavate and Baanx after W3C loan default. |
| Apr 16 | Crypto partnership | Positive | -4.5% | Expanded XRPL and RLUSD support in collaboration with Ripple inside Exodus wallet. |
| Apr 13 | W3C lawsuit filed | Neutral | +7.3% | Filed suit to compel W3C stock purchase; highlighted FCA approvals and roadmap. |
| Apr 09 | Product launch | Positive | -7.0% | Launched Exodus Pay self-custodial payments feature using stablecoins and Bitcoin. |
| Apr 08 | Meeting logistics | Neutral | -7.0% | Changed physical location of the 2026 Annual Meeting while keeping date and agenda. |
24h Move is the share-price change in the day after each event; other market factors may also have contributed.
Recent positive product and partnership announcements (e.g., Exodus Pay, Ripple collaboration) often saw negative next-day moves, while legal and enforcement steps around the W3C/Monavate situation produced mixed but sometimes positive reactions.
Over the past month, EXOD news centered on payments expansion and the W3C/Monavate dispute. On April 9, Exodus launched Exodus Pay for self-custodial spending yet shares fell 7.01%. A April 16 Ripple partnership on XRP and RLUSD support was followed by a 4.46% drop. Legal actions on April 13 to compel W3C’s sale coincided with a 7.34% gain, while appointing UK receivers on April 28 saw a 6.84% decline. Today’s MoonAgents Card news fits the ongoing push into card- and payments-based use cases.
Key Terms
stablecoins financial
self-custodial wallet technical
smart contract technical
onchain technical
virtual Mastercard debit card financial
restricted stock units financial
term loan facility financial
Form 4 regulatory
AI-generated analysis. How Rhea-AI works. Not financial advice.
MoonAgents Card will launch under an expanded partnership between MoonPay, Exodus and Monavate
This initiative combines MoonPay's AI agent infrastructure and developer network with Monavate's regulated card issuing and Mastercard's global payments network.
Stablecoin debit cards exist, but they weren't built for agents. As AI agents increasingly participate in digital commerce, MoonAgents Card is designed to be accessed and managed programmatically through MoonPay CLI and MoonPay Agents workflows. Unlike some agent card products that require users to pre-load a custodial balance or transfer funds offchain before spending, MoonAgents Card allows users to enable or delegate authority to agents to spend directly from an onchain wallet at the moment of transaction. MoonPay CLI has processed more than 4 million tool calls since launch, with usage accelerating — the first million took 30 days; the second million took seven.
"Agents are already managing wallets, executing trades, and moving value onchain. The one thing they couldn't do was spend at a merchant. Now they can," said Ivan Soto-Wright, CEO and Founder of MoonPay.
"AI agents are going to transact constantly, at machine speed, across millions of merchants. Exodus has spent a decade building self-custodial wallets for people," said JP Richardson, CEO and Co-founder of Exodus. "MoonAgents Card extends that infrastructure to agents, letting them spend directly from an onchain wallet. The wallets and cards that work for that future look nothing like what exists today—and we're building for that future."
How it Works
MoonAgents Card will link a self-custodial wallet to a Mastercard virtual payment card through Monavate's infrastructure. The user authorizes a smart contract to access their stablecoin balance at the time of transaction. The purchase is made through standard card payment flows, with Monavate executing the onchain funding and card authorization in real time. If declined, funds return to the wallet immediately. Wallet custody is never transferred, and approvals can be revoked at any time.
MoonPay's Agent Infrastructure
MoonAgents Card extends the AI-native financial stack MoonPay has shipped over the past year. MoonPay CLI provides a developer command-line interface for crypto payments. MoonPay Agents enables autonomous AI workflows with Ledger-secured hardware signing. The Open Wallet Standard, launched in March with backing from more than 15 organizations including the Ethereum Foundation, Solana Foundation and PayPal, provides a universal framework for agents to hold value and sign transactions across blockchains. MoonAgents Card now gives those agents a way to spend.
Availability
MoonAgents Card is available today through MoonPay CLI in the
Get Started
Install: npm install -g @moonpay/cli
Issue a card: mp card issue --wallet your-wallet-name
Get started: moonpay.com/agents/card
About MoonPay
Founded in 2019, MoonPay is a global financial technology company that helps businesses and consumers move value across fiat and digital assets. MoonPay has more than 30 million customers across 180 countries and supports more than 500 enterprise customers spanning crypto and fintech.
Through a single integration, MoonPay powers on- and off-ramps, trading, crypto payments, and stablecoin infrastructure, connecting traditional payment rails with blockchains.
MoonPay is how the world moves value.
About Monavate
Monavate is a regulated global payments infrastructure provider offering a comprehensive suite of modular capabilities, including card issuing (physical and virtual), BIN sponsorship, principal scheme memberships with Visa, Mastercard, and Discover, issuer processing through its proprietary MonavateOne platform, IBANs and virtual IBANs, global and stablecoin settlement, and embedded finance infrastructure. Monavate enables ambitious fintech, embedded finance, and Web3 businesses to build, launch, and scale payment programmes with confidence, backed by deep regulatory credibility and a growing international licensing footprint.
For media enquiries, contact:
press@moonpay.com
About Exodus Movement, Inc.
Founded in 2015, Exodus Movement, Inc. (NYSE American: EXOD) is a financial technology company pioneering self-custodial finance by giving people the tools to spend, manage, and swap digital assets globally, all without giving up control. Exodus serves millions of people through its payments platform built on a simple principle: your money should be yours.
Exodus also powers crypto infrastructure for enterprise platforms serving millions of users through its business product suite. Headquartered in
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SOURCE MoonPay