FirstCash Holdings, Inc. reports developments tied to its international pawn-store operations and retail point-of-sale payment solutions business. News commonly covers operating results, pawn receivable trends, store openings and acquisitions across the U.S., Latin America and the U.K., and the contribution of American First Finance.
Company updates also address dividends, share repurchases, senior-note and credit-facility activity, investor presentations, governance matters, and consumer-finance regulatory developments. The completed H&T Group acquisition established FirstCash's U.K. pawn segment alongside its U.S. and Latin America pawn operations.
FirstCash Holdings (Nasdaq: FCFS) increased its share repurchase authorization by $200 million, expanding the capital available for stock buybacks. The increase brings the program’s total authorization to $350 million, with $222 million remaining as of the October 28 market open.
Under the program authorized in July 2026, FirstCash has repurchased 644,000 shares at an average price of $199.46, for an aggregate purchase price of $128 million. The company said its primary focus remains growing core pawn operations through acquisitions and new store openings, alongside shareholder returns. Over the past 25 years, FirstCash has repurchased almost 27 million shares at an aggregate cost of $1.7 billion, averaging $64 per share. Its cash dividends have increased every year since the dividend program began in 2016.
FirstCash (Nasdaq: FCFS) reported third-quarter revenue of $1.101 billion, with higher earnings and a larger quarterly cash dividend. Revenue rose 18% year over year, while GAAP net income increased 22% to $101.152 million and diluted earnings per share rose 25% to $2.33. Pawn segment revenue and operating income both grew 28%.
The quarterly dividend increased 10% to $0.46 per share, payable November 24, 2026, to holders of record November 13. Third-quarter share repurchases totaled $123 million. Nine-month revenue reached $3.228 billion and GAAP net income reached $302.321 million. Trailing-year operating cash flow rose 18% to $679 million.
AFF quarterly net revenue fell 20%, and U.S. and Latin American retail sales margins declined. Ramsdens shareholders and the U.K. financial regulator approved the acquisition; FirstCash targets closing by year-end 2026, pending antitrust approval.
FirstCash (Nasdaq: FCFS) amended its long-term unsecured revolving bank credit facility, increasing committed capacity from $700 million to $1.1 billion and extending the maturity from August 2029 to August 2031. The agreement is intended to support the company’s long-term global growth strategy.
The amendment raises the permitted net leverage ratio to 3.5x consolidated EBITDA, lowers the unused fee, and allows direct borrowings in British pounds sterling up to a $500 million USD equivalent. According to FirstCash, the facility will help fund the expected Ramsdens pawn acquisition in the U.K. and other acquisitions, while providing liquidity for dividends and share repurchases.
FirstCash (Nasdaq: FCFS) reported record second quarter 2026 results, with consolidated revenue of $1.07 billion, up 29% year over year, and GAAP diluted EPS of $2.12, up 58%. Adjusted diluted EPS was $2.50, up 40%. Year-to-date revenue reached $2.13 billion and GAAP EPS $4.56, increases of 28% and 42%, respectively.
Pawn demand drove a 63% rise in consolidated pawn receivables to $898 million, and combined pawn segment revenues grew 44% in Q2 while pawn segment income rose 59%. Trailing twelve-month adjusted EBITDA was $802 million and operating cash flow $673 million, supporting 347 net new locations over twelve months and a store base of 3,343 at June 30, 2026.
The Board declared a quarterly dividend of $0.42 per share, payable August 28, 2026, and authorized a new $150 million share repurchase plan after completing the prior $150 million plan. FirstCash also priced $750 million of 6.125% senior notes due 2034 to refinance credit facilities and fund expansion, and agreed revised terms for the pending £232 million Ramsdens acquisition, expected to close by year-end 2026, subject to approvals.
FirstCash (Nasdaq: FCFS) announced a planned leadership succession effective January 1, 2027. CEO and Vice-Chairman Rick L. Wessel will become Executive Chairman, while T. Brent Stuart, currently President and COO, will assume the combined role of Chief Executive Officer and President and has joined the Board effective immediately.
According to FirstCash, it expects to enter into new three-year employment agreements in January 2027 with Wessel, Stuart and CFO R. Douglas Orr. Current Chairman Daniel R. Feehan will retire as Chairman but remain on the Board. Wessel is anticipated to serve as Executive Chairman through at least the end of 2029, focusing on strategy and growth initiatives. The company also confirmed its Q2 2026 earnings release remains scheduled for July 23, 2026.
FirstCash (Nasdaq:FCFS) agreed to acquire Ramsdens, a leading U.K. pawn and financial services operator, for cash consideration of 600 pence per share plus up to a 9 pence interim dividend, valuing the equity at about £206 million ($273 million).
The deal adds 174 Ramsdens stores, taking FirstCash to over 3,500 pawn locations worldwide and almost 470 in the U.K. It is expected to be accretive to EBITDA and EPS and drive further revenue growth.
FirstCash (Nasdaq: FCFS) priced an upsized private offering of $750 million aggregate principal amount of senior notes due 2034, an increase of $150 million from the prior proposed size. The Notes pay 6.125% semi‑annual interest, are unsecured obligations of the issuer, and are guaranteed by FirstCash and certain domestic subsidiaries. The offering is expected to close on May 1, 2026, with net proceeds intended to repay existing indebtedness and provide liquidity for growth and general corporate purposes.
FirstCash (Nasdaq: FCFS) announced that its subsidiary, FirstCash, Inc., has commenced a private placement of $600,000,000 aggregate principal amount of senior notes due 2034. The Notes are unsecured senior obligations, guaranteed by FirstCash and certain domestic subsidiaries.
The company intends to use proceeds to repay a portion of borrowings under its credit facilities to provide additional liquidity for future growth, after fees and expenses. The offering is to qualified institutional buyers under Rule 144A or to non‑U.S. persons under Regulation S and is subject to market and other conditions.
FirstCash (Nasdaq: FCFS) reported record Q1 2026 results: revenue $1,051.7M (+26% YoY), GAAP net income of $107.7M (+29%) and diluted EPS of $2.43 (+30%). Pawn receivables reached $851M and consolidated assets totaled $5.4B at March 31, 2026.
The Board declared a quarterly cash dividend of $0.42 per share. The company raised 2026 pawn revenue guidance across segments and added 340 locations over the prior 12 months.
FirstCash (Nasdaq: FCFS) reported record 2025 results with full-year revenue of $3.661B (up 8%) and GAAP diluted EPS $7.42 (up 29%). Fourth-quarter revenue reached $1.058B (up 20%) and diluted EPS was $2.35 (up 26%). The Board declared a $0.42 quarterly cash dividend payable Feb 27, 2026. 2025 adjusted EBITDA was $698M, operating cash flow was $586M, and pawn locations grew to 3,330 after adding 344 stores during the year, including the acquired 286-store H&T U.K. portfolio.