First Financial Bancorp to Announce Fourth Quarter and Full Year 2025 Financial Results on Wednesday, January 28, 2026

Rhea-AI Summary

First Financial Bancorp (Nasdaq: FFBC) will release fourth quarter and full year 2025 financial results after market close on Wednesday, January 28, 2026. A teleconference and webcast to discuss results is scheduled for Thursday, January 29, 2026 at 8:30 a.m. Eastern.

Dial-in details: toll-free 1-888-550-5723 (access code 5048068); replay toll-free 1-800-770-2030 through February 12, 2026. The live webcast and archived replay will be available at http://ir.bankatfirst.com/CorporateProfile, with the archive retained for 12 months.

Key Figures

Earnings release date January 28, 2026 Q4 and full-year 2025 results release after market close

Earnings call date January 29, 2026 Teleconference and webcast to discuss results

Earnings call time 8:30 a.m. Eastern Start time for teleconference and webcast

Teleconference dial-in 1-888-550-5723 Toll-free number for the earnings call

Access code 5048068 Participant access code for live and replay teleconference

Replay end date February 12, 2026 Teleconference replay availability end date

Webcast archive duration 12 months Length of time archived webcast will remain available

Market Reality Check

$25.41 Last Close

Volume Volume 874,770 vs 20-day average 899,393 (relative volume 0.97) ahead of the earnings release date announcement. normal

Technical Price 25.55 is trading above the 200-day MA at 24.71, indicating a pre-announcement position above longer-term trend.

Peers on Argus

FFBC slipped -0.39% while key regional bank peers like WAFD, PRK, TRMK, FRME and BOH were up between 0.95% and 2.58%, suggesting a more stock-specific setup into the earnings date rather than a sector-driven move.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 31	BankFinancial acquisition close	Positive	+0.3%	Completion of all-stock BankFinancial acquisition, boosting assets to $22 billion.
Dec 15	Regulatory deal approval	Positive	+0.6%	Regulatory approvals from Federal Reserve and Ohio regulator for BankFinancial deal.
Nov 06	Subordinated notes offering	Positive	+1.6%	$300 million subordinated notes pricing to enhance Tier 2 capital and flexibility.
Nov 03	Westfield acquisition close	Positive	+1.1%	Completion of Westfield Bancorp acquisition, lifting total assets to $20.6 billion.
Oct 28	Quarterly dividend declared	Positive	-1.9%	Declared $0.25 per-share quarterly cash dividend for December 2025 payment.

Pattern Detected

Recent news has focused on growth via acquisitions and capital markets activity, with generally positive price reactions to M&A and debt offerings, but a negative move on the latest dividend declaration.

Recent Company History

Over the last several months, FFBC has emphasized balance-sheet growth and strategic expansion. It completed the Westfield acquisition, bringing total assets to $20.6 billion, and later closed the BankFinancial deal, lifting consolidated assets to $22 billion. Capital structure was reinforced through a $300 million subordinated notes offering, while quarterly dividends of $0.25 per share were maintained. The upcoming earnings date follows this period of acquisition integration and debt issuance, positioning results within a much larger franchise footprint.

Market Pulse Summary

This announcement sets the timeline for FFBC’s fourth quarter and full-year 2025 results, scheduled for release on January 28, 2026 with a call on January 29. It follows a period of balance-sheet expansion, including the Westfield and BankFinancial acquisitions that lifted assets to as much as $22 billion, and a $300 million subordinated notes issuance. Investors may focus on how these transactions affect net interest income, credit costs, and dividend sustainability as disclosed in the upcoming report.

AI-generated analysis. Not financial advice.

CINCINNATI, Ohio, Jan. 7, 2026 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release fourth quarter and full year 2025 financial results after the market close on Wednesday, January 28, 2026.  A teleconference and webcast to discuss these results will be held on Thursday, January 29, 2026, at 8:30 a.m. Eastern time.

Teleconference and Webcast Information
Date:	Thursday, January 29, 2026
Time:	8:30 a.m. Eastern time
Teleconference Dial-In:	1-888-550-5723 (Toll Free)
(Access Code:  5048068)	Please dial in five to ten minutes prior to the start of the call.
Teleconference Replay:	1-800-770-2030 (Toll Free)
(Access Code:  5048068)
	The teleconference replay will be available one hour after the live call has ended until February 12th, 2026.
Webcast:	To access the webcast, please visit http://ir.bankatfirst.com/CorporateProfile
Archived Webcast:	The webcast will be available one hour after the live call ends and will be archived at the Company's website for 12 months.

About First Financial Bancorp.
First Financial Bancorp. is a Cincinnati, Ohio based bank holding company. As of September 30, 2025, the Company had $18.6 billion in assets, $11.7 billion in loans, $14.4 billion in deposits and $2.6 billion in shareholders' equity. The Company's subsidiary, First Financial Bank, founded in 1863, provides banking and financial services products through its six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management. These business units provide traditional banking services to business and retail clients. Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services and had approximately $4.0 billion in assets under management as of September 30, 2025. The Company operated 127 full service banking centers as of September 30, 2025, located in Ohio, Indiana, Kentucky and Illinois, while the Commercial Finance business lends into targeted industry verticals on a nationwide basis. In 2025, First Financial Bank received its second consecutive Outstanding rating from the Federal Reserve for its performance under the Community Reinvestment Act and was recognized as a Gallup Exceptional Workplace Award winner, one of only 70 Gallup clients worldwide to receive this designation. Additional information about the Company, including its products, services and banking locations, is available at www.bankatfirst.com.

View original content to download multimedia:https://www.prnewswire.com/news-releases/first-financial-bancorp-to-announce-fourth-quarter-and-full-year-2025-financial-results-on-wednesday-january-28-2026-302654172.html

SOURCE First Financial Bancorp.

FAQ

When will First Financial Bancorp (FFBC) release its Q4 and full year 2025 results?

FFBC will release results after market close on Wednesday, January 28, 2026.

When is the FFBC earnings teleconference and webcast for the January 2026 results?

The teleconference and webcast are scheduled for Thursday, January 29, 2026 at 8:30 a.m. Eastern.

How do I join the First Financial Bancorp (FFBC) teleconference on January 29, 2026?

Dial toll-free 1-888-550-5723 and enter access code 5048068; dial in 5–10 minutes early.

Where can I watch the FFBC webcast for the Q4 2025 results?

Access the live webcast and archived replay at http://ir.bankatfirst.com/CorporateProfile.

How long will the FFBC teleconference replay and archived webcast be available?

Teleconference replay is available until February 12, 2026; the webcast archive will be retained for 12 months.