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Financial Instns Inc Stock Price, News & Analysis

FISI Nasdaq

Welcome to our dedicated page for Financial Instns news (Ticker: FISI), a resource for investors and traders seeking the latest updates and insights on Financial Instns stock.

Financial Institutions Inc (FISI), through its Five Star Bank and Courier Capital, LLC subsidiaries, provides essential community banking and wealth management services across multiple markets. This dedicated news hub offers investors and stakeholders immediate access to official updates and strategic developments.

Our curated collection features verified press releases spanning earnings reports, leadership changes, regulatory filings, and service expansions. Users can track comprehensive financial updates including commercial lending initiatives, investment management strategies, and community banking programs.

The repository systematically organizes critical information categories: quarterly financial disclosures, merger/acquisition activity, executive appointments, product/service innovations, and compliance updates. Each entry maintains FISI's commitment to transparency in financial services operations.

Bookmark this page for streamlined monitoring of FISI's evolving market position. Regular updates ensure continuous access to material developments affecting the company's community banking focus and wealth management offerings.

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Financial Institutions (NASDAQ: FISI) reported third quarter 2025 results with net income available to common shareholders of $20.1 million, or $0.99 per diluted share. Net interest margin expanded to 3.65% (up 16 bps linked, 76 bps YoY) and net interest income hit a record $51.8 million. Noninterest income was $12.1 million, up 13.6% sequentially. Total loans rose to $4.59 billion (+1.2% linked, +4.3% YoY) and total deposits were $5.36 billion (+3.9% linked). Return on average assets and equity were 1.32% and 13.31%, respectively. The Board authorized a share repurchase program for up to 1,006,379 shares (~5% of outstanding).

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Financial Institutions (NASDAQ:FISI), parent company of Five Star Bank and Courier Capital, has scheduled its Q3 2025 earnings release for October 23, 2025, after market close.

The company will host an earnings conference call and audio webcast on October 24, 2025, at 8:30 a.m. ET. The presentation will be led by CEO Martin K. Birmingham and CFO W. Jack Plants II. Participants can join via phone using access code 807362 or watch the webcast on the company's investor relations website.

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Financial Institutions Inc (NASDAQ:FISI), parent company of Five Star Bank and Courier Capital, has announced a new share repurchase program authorizing the buyback of up to 1,006,379 shares, representing approximately 5% of outstanding common shares.

The program, effective September 18, 2025, replaces the previous authorization from June 2022. The repurchase can be executed through open market or private transactions, with no expiration date. Management will have discretion over timing and pricing, subject to market conditions and regulatory requirements.

CEO Martin K. Birmingham highlighted that this larger buyback program reflects the Board's confidence following a successful Q4 2024 public equity offering and strong subsequent quarterly earnings.

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Financial Institutions (Nasdaq: FISI), the parent company of Five Star Bank and Courier Capital, has declared its quarterly dividend payments. The company announced a quarterly cash dividend of $0.31 per common share. Additionally, FISI declared dividends of $0.75 per share on Series A 3% preferred stock and $2.12 per share on Series B-1 8.48% preferred stock. All dividends will be paid on October 2, 2025, to shareholders of record as of September 15, 2025.

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Financial Institutions, Inc. (NASDAQ: FISI) reported Q2 2025 net income of $17.5 million, up from $16.9 million in Q1 2025 but down from $25.6 million in Q2 2024. Earnings per diluted share were $0.85, compared to $0.81 in Q1 2025 and $1.62 in Q2 2024.

Key highlights include a net interest margin of 3.49%, up 14 basis points from Q1, and net interest income of $49.1 million, representing a 4.8% increase quarter-over-quarter. Total loans stood at $4.54 billion, while deposits were $5.16 billion, down 4.0% from Q1 2025 due to seasonal public deposit outflows and Banking-as-a-Service wind-down.

The company maintained strong capital ratios with a Common Equity Tier 1 ratio of 10.84% and declared a quarterly dividend of $0.31 per common share.

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Financial Institutions Inc (NASDAQ: FISI), parent company of Five Star Bank and Courier Capital, has scheduled its second quarter 2025 earnings release and conference call. The company will announce Q2 2025 results after market close on July 24, 2025.

The earnings conference call and audio webcast will be held on July 25, 2025 at 8:30 a.m. ET, led by President and CEO Martin K. Birmingham and CFO/Treasurer W. Jack Plants II. U.S. participants can join via phone at 1-833-470-1428 using access code 652423. A live webcast will be available on the company's investor relations website, with a replay accessible for at least 30 days.

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Financial Institutions Inc (NASDAQ: FISI), the parent company of Five Star Bank and Courier Capital, has declared its quarterly dividend payments. The company announced a cash dividend of $0.31 per common share. Additionally, FISI declared dividends of $0.75 per share on Series A 3% preferred stock and $2.12 per share on Series B-1 8.48% preferred stock. All dividends will be paid on July 2, 2025, to shareholders of record as of June 13, 2025.

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Financial Institutions reported strong Q1 2025 results with net income of $16.9 million, a significant improvement from Q4 2024's loss of $82.8 million and Q1 2024's income of $2.1 million. Earnings per share reached $0.81, compared to -$5.07 in Q4 2024.

Key highlights:

  • Net interest margin expanded to 3.35%, up 44 basis points from previous quarter
  • Total loans grew to $4.55 billion, increasing 1.7% during the quarter
  • Total deposits reached $5.37 billion, up 5.3% from December 2024
  • Board approved 3.3% increase in quarterly cash dividend to $0.31 per share

The company's improved performance reflects benefits from Q4 2024's investment portfolio restructuring and strong commercial lending growth. Credit quality metrics improved with quarterly net charge-offs at 0.21%. The company maintains a positive outlook for loan growth in first half 2025, while focusing on prudent expense management and sustainable profitable growth.

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Financial Institutions (NASDAQ: FISI) has scheduled its first quarter 2025 earnings release and conference call. The company, parent of Five Star Bank and Courier Capital, will announce Q1 2025 results after market close on April 28, 2025.

The earnings conference call and audio webcast will take place on April 29, 2025, at 8:30 a.m. Eastern Time, led by President and CEO Martin K. Birmingham and CFO W. Jack Plants II. U.S. participants can join via phone at 1-833-470-1428 using access code 737945. A live webcast will be available on FISI-Investors.com, with a replay accessible for at least 30 days.

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Financial Institutions Inc (NASDAQ: FISI) has reached a settlement in a civil litigation case regarding its auto loan notification process. The lawsuit, pending since 2017 in Pennsylvania state court, concerned repossession notice language issued to defaulting borrowers between 2011 and 2021.

The settlement agreement was executed on March 7, 2025, pending Court approval. As a result, the company will record a $23.0 million litigation accrual ($17.1 million after tax) in Q4 2024 financial statements. The company maintains its 2025 guidance unchanged and does not expect additional accruals for this matter in future periods.

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FAQ

What is the current stock price of Financial Instns (FISI)?

The current stock price of Financial Instns (FISI) is $29.25 as of November 14, 2025.

What is the market cap of Financial Instns (FISI)?

The market cap of Financial Instns (FISI) is approximately 593.2M.
Financial Instns Inc

Nasdaq:FISI

FISI Rankings

FISI Stock Data

593.25M
19.60M
2.6%
83.1%
2.14%
Banks - Regional
National Commercial Banks
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United States
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