Fiserv, Inc. provides payments and financial services technology for merchants, banks, credit unions and small businesses. Company news commonly covers earnings from its Merchant Solutions and Financial Solutions segments, product and platform activity around Clover, account processing, digital banking, card issuer processing, network services, e-commerce, merchant acquiring and payment processing.
Recurring updates also include client deployments such as CashFlow Central in Experience Digital, partnerships that extend card issuance or payment capabilities, expansion of Clover hardware manufacturing, investor presentations and Fiserv Small Business Index data on U.S. sales, transaction and ticket trends.
Fiserv (FISV) published its October 2026 Small Business Index, which reached 146 as small-business sales increased year over year. Sales rose 2.3% year over year, the fastest annual growth since July 2025, and 0.3% month over month. Average spending per transaction increased 3.5% year over year. Foot traffic fell 1.2% year over year, its 12th consecutive annual decline, but increased 0.5% month over month.
Retail sales grew 1.9% year over year, supported by 2.2% transaction growth, while average tickets declined 0.3%. Food services and drinking places sales fell 0.5% year over year but rose 0.2% month over month. Services sales increased 2.3% year over year, slightly ahead of goods at 2.2%.
Fiserv (FISV) reported third-quarter 2026 revenue of $5.20 billion, down year over year, while affirming its full-year outlook. Revenue declined 1%, and organic revenue, which excludes currency and portfolio changes and postage reimbursements, was flat. GAAP loss per share was $11.17, versus earnings of $1.46 a year earlier, including a $6.45 billion non-cash goodwill impairment charge. Adjusted earnings per share fell to $1.75 from $2.04.
First-nine-month operating cash flow declined to $3.09 billion from $4.12 billion. Fiserv raised projected Project Elevate savings to $1 billion from $500 million and expects $500 million of fourth-quarter share repurchases. The company continues to expect 2026 organic revenue growth of (1%) to 0% and adjusted earnings per share of $7.20 to $7.40. It also completed the sale of its student loan servicing business and formation of the MoneyPass Group joint venture.
Genesis Bank announced that its nonprofit affiliate, Genesis for Good Foundation, received a $300,000 collaborative grant for entrepreneurship and workforce development programs.
The Samueli Foundation and Sun Family Foundation are each providing $150,000 over two years. The funding supports the Catalyst Empowerment Grant Program and Catalyst Procurement Program, which assist small businesses with capital, education and procurement opportunities. The foundation plans to expand both programs in Orange County. CVB Financial (CVBF) and Fiserv (FISV) were named as existing supporters, not recipients or providers of this collaborative grant.
Fiserv (FISV) will participate in Citi’s 15th Annual FinTech Conference on November 10, 2026, represented by CEO Takis Georgakopoulos. His appearance is scheduled for 9:00 a.m. ET. Live webcasts and archived replays will be available through the investor relations website at investors.fiserv.com.
Fiserv (NASDAQ: FISV) announced that Raj Seshadri will join its Board of Directors, effective November 30, 2026. Henrique De Castro will not seek reelection at the company’s annual shareholder meeting in 2027. Seshadri currently serves as Senior Strategic Advisor to Mastercard’s Chief Executive Officer and previously led its Commercial Payments and Data & Services businesses.
VikingCloud and Fiserv (FISV) expanded their partnership through a multi-year agreement covering merchant cybersecurity protection across North America and EMEA.
Beginning in early 2027, Fiserv will offer VikingCloud Cyber Risk Defense to help businesses address cybersecurity risks and simplify payment card industry (PCI) compliance. The service combines continuous monitoring and guidance with a security score incorporating VikingCloud risk scoring and Mastercard cyber risk intelligence. Enrolled merchants receive built-in cyber insurance, with additional protection available to merchants who take further steps.
Klarna (NYSE: KLAR) is expanding its partnership with Fiserv to make its payment options available through the Commerce Hub enterprise platform.
Merchants in the U.S., Canada, the U.K. and select European markets will be able to offer Klarna at in-store and online checkouts. The agreement follows Klarna's launch this week at 100,000 U.S. in-store merchant locations through Clover, Fiserv's small-business point-of-sale platform. Klarna's options include immediate payment in full, payment in 30 days and interest-free installments.
Fiserv (FISV) announced global availability of Commerce Hub, giving enterprise merchants a single connection to its commerce capabilities across markets. The platform combines local payment methods and acquiring services with unified settlement, reconciliation and reporting. Fiserv reports Commerce Hub is growing more than 100% year over year.
The platform brings payment orchestration, which coordinates payment services, together with payment optimization and fraud protection. Dell Technologies is among the enterprises using Commerce Hub, including to introduce PIX in Brazil.
Fiserv (FISV) has surpassed five million Clover devices shipped worldwide, reaching a new cumulative shipment milestone for its business management platform.
Clover shipments reached four million worldwide in 2025. The platform combines payment acceptance, software, hardware and services to help businesses manage their operations. The shipment milestone measures devices shipped, rather than businesses served.
Fulton Financial (FULT) subsidiary Fulton Bank now offers Fiserv’s CashFlow Central platform to small businesses through mobile and online banking.
The platform combines accounts receivable and payable—money owed to a business and money it owes—in one hub for invoicing, vendor payments and payment tracking. It supports bank transfers and business credit cards, provides real-time payment status, and integrates with accounting software. Fulton Bank collaborated with Fiserv (FISV) to deliver the service, which includes an Insights Dashboard showing incoming and outgoing payments.