Small Business Sales Grow on Higher Tickets and Retail Rebound, Fiserv Data Shows
Rhea-AI Summary
Fiserv (NASDAQ:FISV) reported its June 2026 Small Business Index at 145, with small business sales up 2.4% year over year and 0.8% month over month.
Average tickets rose 3.7% versus 2025, while transactions fell 1.3% YoY but increased 0.5% MoM. Retail, goods spending, and services showed mixed trends.
Positive
- Fiserv Small Business Index rises to 145 in June 2026
- Overall small business sales up 2.4% YoY and 0.8% MoM
- Average ticket size increases 3.7% compared with 2025
- Retail sales grow 3.0% YoY and 1.5% MoM with transactions up
- Goods sales up 3.0% YoY driven by 2.5% YoY transaction growth
Negative
- Overall transactions decline 1.3% YoY despite modest MoM improvement
- Restaurant foot traffic falls 3.1% YoY in June 2026
- Gasoline station transactions down 1.5% YoY and 1.4% MoM
- Services transactions drop 2.7% YoY, with growth dependent on higher tickets
News Market Reaction – FISV
In the Jul 6 session, FISV declined 1.05%, reflecting a mild negative market reaction. Argus tracked a peak move of +2.5% during that session. Our momentum scanner triggered 8 alerts that day, indicating moderate trading interest and price volatility.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Historical Context
| Date | Event | Sentiment | 24h Move | Catalyst |
|---|---|---|---|---|
| Jun 24 | Debt tender results | Neutral | +1.9% | Reported results of cash tender offers for 2027 and 2049 senior notes. |
| Jun 23 | Debt tender pricing | Neutral | +1.9% | Announced consideration per $1,000 for 2027 and 2049 note tenders. |
| Jun 16 | Debt tender launch | Neutral | +4.0% | Launched cash tender offers for 2027 and 2049 senior notes. |
| Jun 15 | Leadership change | Neutral | -10.9% | Appointed new CEO and reaffirmed 2026 organic revenue and EPS outlook. |
| Jun 03 | Small-business index | Neutral | -2.4% | Released May 2026 Fiserv Small Business Index data showing modest sales growth. |
24h Move is the share-price change in the day after each event; other market factors may also have contributed.
Recent Fiserv headlines have produced mixed reactions, ranging from a double-digit drop on a leadership transition to modest gains around debt tender activity.
Key Terms
seasonally adjusted financial
AI-generated analysis. How Rhea-AI works. Not financial advice.
Fiserv Small Business Index increased to 145; year-over-year sales grew +
MILWAUKEE, July 06, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payments and financial services technology, has published the Fiserv Small Business Index for June 2026. The monthly index of consumer spending at small businesses indicates steady short-term expansion, with both nominal sales and transaction volume increasing. Annually, growth trends continue to reflect the ongoing impact of inflation.
The seasonally adjusted Index increased to 145. Sales rose (+
“Small business spending in June was driven by a healthier balance between pricing gains and consumer activity,” said Prasanna Dhore, Chief Data Officer, Fiserv. “Persistent inflation continues to shape spending behavior across both essential and discretionary categories, but the retail bounce and shift to goods spending suggest resilience.”
Key Takeaways
Retail bounces back on higher foot traffic
Total retail sales increased (+
Restaurants hold steady
Sales edged up (+
Easing gasoline prices offer consumers slight relief
Sales at Gasoline Stations increased (+
Consumer spending patterns may be starting to rebalance
For the past 18 months, Essentials sales growth outperformed Discretionary, with Essentials average ticket growth remaining significantly higher as well. That gap has narrowed recently, which may be supporting a return to goods spending. In June, Goods sales (largely Discretionary-driven) rose (+
To access the full Fiserv Small Business Index, visit fiserv.com/FiservSmallBusinessIndex.
About the Fiserv Small Business Index®
The Fiserv Small Business Index is published during the first week of every month and differentiated by its direct aggregation of consumer spending activity within the U.S. small business ecosystem. Rather than relying on survey or sentiment data, the Fiserv Small Business Index is derived from point-of-sale transaction data, including card, cash, and check transactions in-store and online across approximately 2 million U.S. small businesses, including hundreds of thousands leveraging the Clover point-of-sale and business management platform.
Benchmarked to 2019, the Fiserv Small Business Index provides a numeric value measuring consumer spending, with an accompanying transaction index measuring customer traffic. Through a simple interface, users can access data by region, state, and/or across business types categorized by the North American Industry Classification System (NAICS). Featuring the most detailed classification available, the Fiserv Small Business Index provides visibility into 56 standardized level-6 national industries across 26 subsectors and 13 sectors, allowing users to track sales trends with precision and understand the diverse dynamics shaping the U.S. small business economy.
About Fiserv
Fiserv, Inc. (NASDAQ: FISV), a Fortune 500 company, is a global leader uniting commerce and finance. At the intersection of banking and commerce, the company powers sustained growth and innovation at scale for financial institutions and businesses worldwide across payments, account processing, digital banking, merchant acquiring, network services, eCommerce, and Clover®, the all-in-one business management platform. Fiserv is a member of the S&P 500® Index and one of FORTUNE® America’s Most Innovative Companies. Visit fiserv.com and follow on social media for more information and the latest company news.
Media Relations:
Chase Wallace
Director, Communications
Fiserv, Inc.
+1 470-481-2555
chase.wallace@fiserv.com