FLAGSTAR BANK, N.A. ANNOUNCES JUNE 9TH DATE FOR ITS 2026 ANNUAL MEETING OF SHAREHOLDERS

Rhea-AI Summary

Flagstar Bank (NYSE: FLG) set its 2026 Annual Meeting of Shareholders for June 9, 2026 at 10:00 a.m. ET in a virtual-only webcast. The record date for voting is April 10, 2026. Proxy materials and participation details will be provided to shareholders and filed with the OCC and SEC.

As of Dec. 31, 2025, the Bank reported $87.5 billion assets, $61.0 billion loans, $66.0 billion deposits, and $8.1 billion stockholders' equity.

Key Figures

Annual meeting date: June 9, 2026 Meeting time: 10:00 a.m. Eastern Time Record date: April 10, 2026 +5 more

8 metrics

Annual meeting date June 9, 2026 2026 Annual Meeting of Shareholders via virtual webcast

Meeting time 10:00 a.m. Eastern Time Start time of 2026 Annual Meeting webcast

Record date April 10, 2026 Shareholders of record eligible to vote at meeting

Total assets $87.5 billion Balance sheet at December 31, 2025

Total loans $61.0 billion Loan portfolio at December 31, 2025

Total deposits $66.0 billion Deposits at December 31, 2025

Stockholders' equity $8.1 billion Equity at December 31, 2025

Branch footprint Approximately 340 locations Operations across ten states as of December 31, 2025

Market Reality Check

Price: $13.55 Vol: Volume 9,109,204 is 1.51x...

high vol

$13.55 Last Close

Volume Volume 9,109,204 is 1.51x the 20-day average, indicating elevated trading interest ahead of this administrative announcement. high

Technical Shares at $12.69 trade -12.69% below the 52-week high and 31.64% above the 52-week low, modestly above the $12.15 200-day MA.

Peers on Argus

FLG slipped 0.44% with above-average volume, while several regional bank peers s...

1 Up

FLG slipped 0.44% with above-average volume, while several regional bank peers showed broader weakness (e.g., FFIN -5.41%, AUB -4.07%, HWC -3.88%). Momentum scanner only flagged AUB modestly up ~2%, suggesting today’s move in FLG is more stock-specific than a synchronized sector rotation.

Historical Context

5 past events · Latest: Feb 12 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Feb 12	Dividend declaration	Positive	-1.0%	Announced quarterly cash dividends on common and preferred stock.
Feb 03	Conference participation	Positive	+3.5%	Bank executives presented at a major financial services conference.
Jan 30	Earnings return to profit	Positive	-2.4%	Reported Q4 2025 profitability with improving credit and capital metrics.
Jan 29	Tech partnership update	Positive	+4.6%	Highlighted one-year milestone in Cognizant-led transformation program.
Jan 26	Branch expansion	Positive	+0.6%	Opened new Private Client Office on Park Avenue in New York City.

Pattern Detected

Recent news often saw positive items met with mixed reactions, including several divergences where constructive developments coincided with share price declines.

Recent Company History

Over the past month, Flagstar has reported a return to profitability in Q4 2025, announced a technology transformation partnership milestone, and opened a new Private Client Office in New York City. It also declared quarterly dividends across common and preferred stock and participated in a major financial services conference. Price reactions to these events were mixed, with some strategic and partnership news aligning with positive moves while earnings and dividend announcements saw mild pullbacks. Today’s annual meeting notice fits into this governance and disclosure cadence without adding new financial data.

Market Pulse Summary

This announcement sets the June 9, 2026 virtual annual meeting date and record date of April 10, 202...

Analysis

This announcement sets the June 9, 2026 virtual annual meeting date and record date of April 10, 2026, continuing Flagstar’s regular governance and disclosure cycle. The bank reiterates its sizeable franchise, with $87.5 billion in assets, $66.0 billion in deposits, and about 340 locations across ten states as of year-end 2025. Investors may focus on the forthcoming proxy statement and concurrent 10-K disclosures to track capital, risk management, and strategic initiatives referenced in recent filings and prior news.

Key Terms

proxy statement, office of the comptroller of the currency, securities and exchange commission, forward-looking statements, +4 more

8 terms

proxy statement regulatory

"Further details regarding the Annual Meeting... will be included in the Bank's Proxy Statement and Notice of Annual Meeting..."

A proxy statement is a document companies send to shareholders ahead of a meeting that lays out the items up for a vote—like who will sit on the board, executive pay, and major corporate decisions—and provides background so shareholders can decide how to cast their votes or appoint someone to vote for them. Think of it as an agenda plus a ballot and briefing notes, important because the outcomes can change control, strategy, and value.

office of the comptroller of the currency regulatory

"...filed with the Office of the Comptroller of the Currency ("OCC") and made available on its website..."

A U.S. federal regulator that oversees and enforces rules for nationally chartered banks and federal savings associations, acting like a referee to make sure those institutions operate safely and follow banking laws. Investors care because the agency’s supervision, rule changes, or enforcement actions can affect a bank’s safety, profitability, lending ability and legal risks — all of which influence the value and stability of bank stocks and related financial assets.

securities and exchange commission regulatory

"We also voluntarily file with the Securities and Exchange Commission ("SEC"), and our filings there may be found..."

A national government agency that enforces rules for buying, selling and disclosing information about stocks and other investments, acting like a referee and scorekeeper for financial markets. It requires companies to share clear, regular financial and business information and investigates fraud or rule-breaking, which matters to investors because those rules and disclosures help ensure fair prices, reduce hidden risks and make it easier to compare investment choices.

forward-looking statements regulatory

"Cautionary Statements Regarding Forward-Looking Statements This release may include forward‐looking statements by us..."

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

fdic-assisted transaction regulatory

"...acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction, which was completed in March 2023..."

An FDIC-assisted transaction is a deal arranged by the Federal Deposit Insurance Corporation (FDIC) when a bank is failing, where the FDIC helps transfer deposits and assets to another institution or provides financial backstops to complete a sale. Think of it like a referee stepping in to arrange a safe handoff so customers aren’t left hanging; for investors it signals government-managed risk containment that can affect asset values, potential losses, and the stability of counterparties.

capital raise financial

"...(h) the impact of the $1.05 billion capital raise we completed in March 2024..."

A capital raise is when a company brings in new money from investors or lenders by selling shares, debt, or other securities to fund operations, growth projects, or to pay liabilities. It matters to investors because it changes the company’s financial picture—adding cash that can enable expansion or avoid trouble, but also potentially reducing each existing owner’s share or increasing the company’s debt load, similar to putting fuel in a car to keep it running while changing who shares the ride or who pays for repairs.

preferred stock financial

"...the conversion or exchange of shares of our preferred stock; (k) the payment of dividends on shares of our capital stock..."

Preferred stock is a type of ownership in a company that typically offers investors higher and more consistent dividend payments than common stock. Unlike regular shares, preferred stock usually doesn’t come with voting rights but provides a priority claim on the company’s assets and profits, making it a more stable and predictable investment option. This makes preferred stock attractive to those seeking steady income with lower risk.

reverse stock split financial

"...(m) the effects of the reverse stock split we effected in July 2024..."

A reverse stock split is when a company reduces the number of its shares outstanding, making each share more valuable. For example, if you own 100 shares worth $1 each, a 1-for-10 reverse split would turn your 100 shares into 10 shares worth $10 each. Companies often do this to boost their stock price and appear more stable to investors.

AI-generated analysis. Not financial advice.

HICKSVILLE, N.Y., Feb. 27, 2026 /PRNewswire/ -- Flagstar Bank, N.A. (NYSE: FLG) (the "Bank") today announced that Tuesday, June 9, 2026, has been established as the date of its 2026 Annual Meeting of Shareholders.

The meeting will be held in a virtual format only, via live webcast, beginning at 10:00 a.m. Eastern Time.

The record date for voting at the Annual Meeting has been set as April 10, 2026. Shareholders of the Bank as of the record date will be entitled to receive notice of, and vote at, the Annual Meeting.

Further details regarding the Annual Meeting, including how to participate in the Annual Meeting, will be included in the Bank's Proxy Statement and Notice of Annual Meeting of Shareholders that will be sent to shareholders and also filed with the Office of the Comptroller of the Currency ("OCC") and made available on its website at www.occ.gov. We also voluntarily file with the Securities and Exchange Commission ("SEC"), and our filings there may be found at www.sec.gov. Details on the Annual Meeting will also be made available on the Bank's website at ir.flagstar.com.

Flagstar Bank, N.A.

Flagstar Bank, N.A. is one of the largest regional banks in the country and is headquartered in Hicksville, New York. At December 31, 2025, the Bank had $87.5 billion of assets, $61.0 billion of loans, deposits of $66.0 billion, and total stockholders' equity of $8.1 billion. Flagstar Bank, N.A. operates approximately 340 locations across ten states, with strong footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in fast-growing markets in Florida and the West Coast.

Cautionary Statements Regarding Forward-Looking Statements

This release may include forward‐looking statements by us and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding, among other things: (a) revenues, earnings, loan production, asset quality, liquidity position, capital levels, risk analysis, divestitures, acquisitions, and other material transactions, among other matters; (b) the future costs and benefits of the actions we may take; (c) our assessments of credit risk and probable losses on loans and associated allowances and reserves; (d) our assessments of interest rate and other market risks; (e) our ability to achieve profitability goals within projected timeframes and to execute on our strategic plan, including the sufficiency of our internal resources, procedures and systems; (f) our ability to attract, incentivize, and retain key personnel and the roles of key personnel; (g) our ability to achieve our financial and other strategic goals, including those related to our recent holding company reorganization, which was completed in October 2025 (the "Reorganization"), our merger with Flagstar Bancorp, Inc., which was completed in December 2022, our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction, which was completed in March 2023, and our ability to comply with the heightened regulatory standards with respect to governance and risk management programs to which we are subject as a national bank with assets of $50 billion or more; (h) the impact of the $1.05 billion capital raise we completed in March 2024; (i) our past material weaknesses in internal control over financial reporting; (j) the conversion or exchange of shares of our preferred stock; (k) the payment of dividends on shares of our capital stock, including adjustments to the amount of dividends payable on shares of our preferred stock; (l) the availability of equity and dilution of existing equity holders associated with future equity awards and stock issuances; (m) the effects of the reverse stock split we effected in July 2024; and (n) the impact of the 2024 sale of our mortgage servicing operations, third party mortgage loan origination business, and mortgage warehouse business.

Forward‐looking statements are typically identified by such words as "believe," "expect," "anticipate," "intend," "outlook," "estimate," "forecast," "project," "should," "confident," and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. Accordingly, actual results or future events could differ, possibly materially, from those anticipated in our statements, and our future performance could differ materially from our historical results. Further, forward‐looking statements speak only as of the date they are made; we do not assume any duty, and do not undertake, to update our forward‐looking statements.

Our forward‐looking statements are subject to, among others, the following principal risks and uncertainties: general economic conditions and trends, either nationally or locally; conditions in the securities, credit and financial markets; changes in interest rates; changes in deposit flows, and in the demand for deposit, loan, and investment products and other financial services; changes in real estate values; changes in the quality or composition of our loan or investment portfolios, including associated allowances and reserves; changes in future allowance for credit losses, including changes required under relevant accounting and regulatory requirements; the ability to pay future dividends; changes in our capital management and balance sheet strategies and our ability to successfully implement such strategies; our ability to achieve the anticipated benefits of the Reorganization; changes in our Board of Directors and our executive management team; changes in our strategic plan, including changes in our internal resources, procedures and systems, and our ability to successfully implement such plan; changes in competitive pressures among financial institutions or from non‐financial institutions; changes in legislation, regulations, and policies; the impacts of tariffs, sanctions and other trade policies of the United States and its global trading counterparts; the outcome of federal, state, and local elections and the resulting economic and other impact on the areas in which we conduct business; the impact of changing political conditions or federal government shutdowns; the imposition of restrictions on our operations by bank regulators; the outcome of pending or threatened litigation, or of investigations or any other matters before regulatory agencies, whether currently existing or commencing in the future; our ability to comply with heightened regulatory standards with respect to governance and risk management programs to which we are subject as a national bank with assets of $50 billion or more; the restructuring of our mortgage business; our ability to recognize anticipated cost savings and enhanced efficiencies with respect to our balance sheet and expense reduction strategies; the impact of failures or disruptions in or breaches of our operational or security systems, data or infrastructure, or those of third parties, including as a result of cyberattacks or campaigns; the impact of natural disasters, extreme weather events, civil unrest, international military conflict, terrorism or other geopolitical events; and a variety of other matters which, by their nature, are subject to significant uncertainties and/or are beyond our control. Our forward-looking statements are also subject to the following principal risks and uncertainties with respect to our merger with Flagstar Bancorp, which was completed in December 2022, and our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction, which was completed in March 2023: the possibility that the anticipated benefits of the transactions will not be realized when expected or at all; the possibility of increased legal and compliance costs, including with respect to any litigation or regulatory actions related to the business practices of acquired companies or the combined business; diversion of management's attention from ongoing business operations and opportunities; the possibility that we may be unable to achieve expected synergies and operating efficiencies in or as a result of the transactions within the expected timeframes or at all; and revenues following the transactions may be lower than expected.

More information regarding some of these factors is provided in the Risk Factors section of our Annual Report on Form 10‐K for the year ended December 31, 2025 and in other securities reports that we file. Our forward‐looking statements may also be subject to other risks and uncertainties, including those we may discuss in this news release, during investor presentations, or in our securities disclosure filings, which are accessible on our website, on the OCC's website at www.occ.gov and on the SEC's website, www.sec.gov.

Investor Contact: 

Salvatore J. DiMartino
(516) 683-4286

View original content to download multimedia:https://www.prnewswire.com/news-releases/flagstar-bank-na-announces-june-9th-date-for-its-2026-annual-meeting-of-shareholders-302700037.html

SOURCE Flagstar Bank, National Association

FAQ

When is Flagstar Bank's (FLG) 2026 annual meeting and how can shareholders attend?

The annual meeting is scheduled for June 9, 2026 at 10:00 a.m. ET as a virtual-only webcast. According to the company, shareholders of record by April 10, 2026 will receive proxy materials with participation and voting instructions.

What is the record date for voting at Flagstar Bank's (FLG) 2026 annual meeting?

The record date for voting is April 10, 2026. According to the company, only shareholders recorded on that date are entitled to notice and to vote at the June 9, 2026 virtual meeting.

Where will Flagstar Bank (FLG) publish proxy materials and meeting details for June 9, 2026?

Proxy materials and meeting details will be filed with the OCC and made available on the SEC website and the company's investor site. According to the company, materials will be sent to shareholders and posted at ir.flagstar.com.

What were Flagstar Bank's (FLG) key balance-sheet figures reported as of December 31, 2025?

As of Dec. 31, 2025, the bank reported $87.5 billion in assets, $61.0 billion in loans, $66.0 billion in deposits, and $8.1 billion in equity. According to the company, these figures summarize its year-end position.

Will Flagstar Bank (FLG) hold an in-person meeting for shareholders in 2026?

No, the 2026 meeting will be held in a virtual-only format. According to the company, the June 9, 2026 meeting will be accessible via live webcast with instructions provided in the proxy materials.