30-Year Fixed-Rate Mortgages Average 6.86%
Freddie Mac (OTCQB: FMCC) has released its Primary Mortgage Market Survey® showing that the 30-year fixed-rate mortgage averaged 6.86% as of May 22, 2025, a slight increase from 6.81% last week but lower than the 6.94% recorded a year ago. The 15-year fixed-rate mortgage increased to 6.01% from 5.92% last week, remaining below the previous year's rate of 6.24%.
According to Sam Khater, Freddie Mac's Chief Economist, purchase application activity remains stable, supported by increased housing inventory compared to recent years. The survey focuses on conventional, conforming home purchase loans for borrowers with 20% down payment and excellent credit.
Freddie Mac (OTCQB: FMCC) ha pubblicato il suo Primary Mortgage Market Survey®, che mostra come il mutuo a tasso fisso a 30 anni abbia registrato una media del 6,86% al 22 maggio 2025, con un leggero aumento rispetto al 6,81% della settimana precedente, ma inferiore al 6,94% di un anno fa. Il mutuo a tasso fisso a 15 anni è salito al 6,01% dal 5,92% della settimana scorsa, rimanendo comunque sotto il tasso dell'anno precedente, pari al 6,24%.
Secondo Sam Khater, Chief Economist di Freddie Mac, l’attività delle domande di acquisto rimane stabile, sostenuta da un aumento dell’inventario immobiliare rispetto agli anni recenti. Il sondaggio si concentra sui prestiti per l’acquisto di case convenzionali e conformi, destinati a mutuatari con un acconto del 20% e ottimo credito.
Freddie Mac (OTCQB: FMCC) ha publicado su Primary Mortgage Market Survey®, que muestra que la hipoteca fija a 30 años promedió un 6,86% al 22 de mayo de 2025, un ligero aumento respecto al 6,81% de la semana pasada, pero inferior al 6,94% registrado hace un año. La hipoteca fija a 15 años aumentó a 6,01% desde el 5,92% de la semana pasada, manteniéndose por debajo de la tasa del año anterior, que fue del 6,24%.
Según Sam Khater, economista jefe de Freddie Mac, la actividad en solicitudes de compra se mantiene estable, apoyada por un aumento en el inventario de viviendas en comparación con años recientes. La encuesta se centra en préstamos convencionales y conformes para la compra de vivienda, dirigidos a prestatarios con un pago inicial del 20% y excelente crédito.
프레디 맥 (OTCQB: FMCC)는 2025년 5월 22일 기준 30년 고정금리 주택담보대출 평균 금리가 6.86%로 지난주 6.81%보다 소폭 상승했으나, 1년 전 기록된 6.94%보다는 낮다고 발표했습니다. 15년 고정금리 대출은 지난주 5.92%에서 6.01%로 올랐으며, 작년의 6.24%보다는 낮은 수준입니다.
샘 케이터 프레디 맥 수석 이코노미스트에 따르면, 주택 구매 신청 활동은 최근 몇 년에 비해 주택 재고가 증가하면서 안정적인 상태를 유지하고 있습니다. 이번 조사는 20%의 계약금과 우수한 신용을 가진 차입자들을 위한 전통적이고 표준화된 주택 구매 대출에 중점을 두고 있습니다.
Freddie Mac (OTCQB : FMCC) a publié son Primary Mortgage Market Survey® qui montre que le prêt hypothécaire à taux fixe sur 30 ans a atteint en moyenne 6,86% au 22 mai 2025, soit une légère hausse par rapport à 6,81% la semaine précédente, mais inférieur aux 6,94% enregistrés un an auparavant. Le prêt hypothécaire à taux fixe sur 15 ans est passé à 6,01% contre 5,92% la semaine dernière, restant en dessous du taux de l’année précédente de 6,24%.
Selon Sam Khater, économiste en chef de Freddie Mac, l’activité des demandes d’achat reste stable, soutenue par une augmentation de l’inventaire de logements comparé aux années récentes. L’enquête porte sur les prêts conventionnels et conformes pour l’achat de logements, destinés aux emprunteurs avec un apport de 20% et un excellent crédit.
Freddie Mac (OTCQB: FMCC) hat seine Primary Mortgage Market Survey® veröffentlicht, die zeigt, dass der 30-jährige Festzins-Hypothekenkredit zum 22. Mai 2025 im Durchschnitt bei 6,86% lag, was einen leichten Anstieg gegenüber 6,81% in der Vorwoche darstellt, aber niedriger als die 6,94% vor einem Jahr ist. Der 15-jährige Festzins-Hypothekenkredit stieg von 5,92% in der Vorwoche auf 6,01% und liegt damit weiterhin unter dem Vorjahreswert von 6,24%.
Nach Angaben von Sam Khater, Chefökonom von Freddie Mac, bleibt die Nachfrage nach Kaufanträgen stabil, unterstützt durch einen erhöhten Wohnungsbestand im Vergleich zu den letzten Jahren. Die Umfrage konzentriert sich auf konventionelle, konforme Hauskredite für Kreditnehmer mit 20% Anzahlung und hervorragender Bonität.
- Mortgage rates are lower compared to one year ago (30-year FRM at 6.86% vs 6.94%)
- Increased housing inventory available for buyers
- Purchase application activity remains stable
- 30-year fixed-rate mortgage increased from 6.81% to 6.86% week-over-week
- 15-year fixed-rate mortgage rose from 5.92% to 6.01% week-over-week
MCLEAN, Va., May 22, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Mortgage rates inched up this week but continue to remain lower than one year ago. With more inventory for buyers to choose from than the last few years, purchase application activity continues to hold up,” said Sam Khater, Freddie Mac's Chief Economist.
News Facts
- The 30-year FRM averaged
6.86% as of May 22, 2025, up from last week when it averaged6.81% . A year ago at this time, the 30-year FRM averaged6.94% . - The 15-year FRM averaged
6.01% , up from last week when it averaged5.92% . A year ago at this time, the 15-year FRM averaged6.24% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/4993b8de-04cb-4b50-9272-7c9c1943981c
FAQ
What is the current 30-year fixed mortgage rate for Freddie Mac (FMCC) as of May 22, 2025?
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