Freddie Mac Announces $487 million Non-Performing Loan Sale
Freddie Mac (OTCQB: FMCC) has announced a significant $487 million non-performing loan (NPL) sale via auction. The offering comprises seasoned, deeply delinquent residential first lien whole loans from Freddie Mac's mortgage-related investments portfolio.
The sale is structured across five pools: four Standard Pool Offerings (SPO) and one Extended Timeline Pool Offering (EXPO). Bids are due by October 16, 2025 for SPO pools and October 30, 2025 for the EXPO pool. Since 2011, Freddie Mac has sold $10.7 billion of NPLs and securitized approximately $81.3 billion of re-performing loans through various programs.
Freddie Mac (OTCQB: FMCC) ha annunciato una vendita significativa di crediti inesigibili non performing (NPL) per 487 milioni di dollari tramite asta. L'offerta riguarda mutui residenziali con privilegio ipotecario di primo grado, già consolidati e fortemente in ritardo, provenienti dal portfolio di investimenti legati al mutuo di Freddie Mac.
La vendita è strutturata in cinque pool: quattro offerti standard di pool (SPO) e un pool con estensione dei tempi di offerta (EXPO). Le offerte per i pool SPO devono essere presentate entro 16 ottobre 2025 e per il pool EXPO entro 30 ottobre 2025. Dal 2011 Freddie Mac ha venduto 10,7 miliardi di dollari di NPL e ha securitizzato circa 81,3 miliardi di dollari di mutui rinegoziati attraverso vari programmi.
Freddie Mac (OTCQB: FMCC) ha anunciado una venta significativa de préstamos no rentables (NPL) por 487 millones de dólares a través de una subasta. La oferta comprende préstamos hipotecarios residenciales de primer gravamen, ya antiguos y con morosidad sustancial, procedentes de la cartera de inversiones hipotecarias de Freddie Mac.
La venta se estructura en cinco grupos: cuatro Ofertas Estándar de Pool (SPO) y una Oferta de Pool con Cronograma Extendido (EXPO). Las ofertas para los pools SPO deben presentarse antes del 16 de octubre de 2025 y para el pool EXPO antes del 30 de octubre de 2025. Desde 2011, Freddie Mac ha vendido 10,7 miles de millones de dólares en NPL y ha securitizado aproximadamente 81,3 miles de millones de dólares en préstamos reperforming a través de varios programas.
Freddie Mac (OTCQB: FMCC)가 4억8700만 달러 규모의 부실대출(NPL) 매각을 경매를 통해 발표했습니다. 이 제안은 Freddie Mac의 모기지 관련 투자 포트폴리오에서 나온 다년간 체납된 주거용 1순위 선순위 담보대출에 해당합니다.
매각은 다섯 개 풀로 구성됩니다: 네 개의 표준 풀 제안(SPO)과 한 개의 연장 일정 풀 제안(EXPO). SPO 풀은 2025년 10월 16일까지, EXPO 풀은 2025년 10월 30일까지 입찰 마감입니다. 2011년 이래 Freddie Mac은 107억 달러의 NPL를 매각했고, 다양한 프로그램을 통해 약 813억 달러의 재실행 대출을 증권화했습니다.
Freddie Mac (OTCQB: FMCC) a annoncé une importante vente de prêts douteux non performants (NPL) de 487 millions de dollars par le biais d'une vente aux enchères. L'offre concerne des prêts immobiliers résidentiels de premier rang, bien détériorés, issus du portefeuille d'investissements hypothécaires de Freddie Mac.
La vente est structurée en cinq pools: quatre Offres Standard de Pool (SPO) et une Offre de Pool à calendrier étendu (EXPO). Les offres pour les pools SPO doivent être déposées d'ici le 16 octobre 2025 et celles pour le pool EXPO d'ici le 30 octobre 2025. Depuis 2011, Freddie Mac a vendu 10,7 milliards de dollars de NPL et a titrisé environ 81,3 milliards de dollars de prêts en redressement via divers programmes.
Freddie Mac (OTCQB: FMCC) hat einen bedeutenden Verkauf von notleidenden Krediten (NPL) im Wert von 487 Mio. USD angekündigt, der über eine Auktion abgewickelt wird. Das Angebot umfasst erfahrene, stark in Verzug befindliche Wohnimmobilien-Darlehen ersten Rangs aus dem mortgage-related investments-Portfolio von Freddie Mac.
Der Verkauf ist über fünf Pools strukturiert: vier Standard Pool Offerings (SPO) und ein Extended Timeline Pool Offering (EXPO). Gebote für SPO-Pools müssen bis zum 16. Oktober 2025 eingereicht werden, für den EXPO-Pool bis zum 30. Oktober 2025. Seit 2011 hat Freddie Mac 10,7 Milliarden USD NPL verkauft und ca. 81,3 Milliarden USD an re-performing loans über verschiedene Programme securitisiert.
فريدري مايكل (OTCQB: FMCC) أعلن عن بيع مهم لــ قروض غير عاملة/متعثرة بقيمة 487 مليون دولار من خلال مزاد. يشمل العرض قروض سكنية بضمان أول رهن ثابتة ومتأخرة بشكل عميق من محفظة الاستثمارات المرتبطة بالرهن العقاري لدى فريدري ماك.
يُرتّب البيع في خمس تجميعات/أحواض: أربعة عروض سوقية معيارية للأحواض (SPO) وعرض حيّز زمني ممتد لأحواض (EXPO). يجب تقديم العروض لأحواض SPO حتى 16 أكتوبر 2025 ولأحواض EXPO حتى 30 أكتوبر 2025. منذ 2011، باع فريدري ماك 10.7 مليارات دولار من NPL وقام بتوريض نحو 81.3 مليار دولار من القروض المعاد تشغيلها من خلال برامج مختلفة.
Freddie Mac（OTCQB：FMCC） 已宣布通过拍卖的方式出售一项重要的 4.87亿美元不良贷款（NPL）。此次标的包括 Freddie Mac 的抵押相关投资组合中一批经验丰富、严重拖欠的住宅一抵押权贷款。
此次出售分为 五个池：四个标准池拍卖（SPO）和一个延期时间池拍卖（EXPO）。SPO 池的竞标截止日期为 2025年10月16日，EXPO 池为 2025年10月30日。自2011年以来，Freddie Mac 已出售 107亿美元的 NPL，并通过各项计划证券化约 813亿美元的再表现贷款。
- Strategic reduction of less-liquid assets from mortgage portfolio
- Significant sale size of $487 million in non-performing loans
- Multiple pool options catering to different investor sizes
- Strong track record with $10.7B in NPL sales and $81.3B in RPL securitizations since 2011
- Portfolio contains deeply delinquent loans indicating credit quality issues
- Sale subject to meeting internal reserve levels which may limit execution
Includes one Extended Timeline Pool Offering Targeting Smaller Investors
MCLEAN, Va., Sept. 25, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) announced today it will offer approximately
The NPLs are being marketed via five pools: four Standard Pool Offerings (SPO®) and one Extended Timeline Pool Offering (EXPO®).
Bids are due from qualified bidders by October 16, 2025 for the SPO pools, and October 30, 2025 for the EXPO pool.
To participate, all potential bidders must be approved by Freddie Mac and successfully complete a qualification package to access the secure data room containing information about the NPLs and to bid on the NPL pool(s). The bids are to be made on an all-or-none basis for any pool separately. The winning bidder for each pool will be determined on the basis of the economics of the bids, subject to meeting Freddie Mac’s internal reserve levels, at Freddie Mac’s sole discretion.
Advisors to Freddie Mac on the transaction are BofA Securities, Inc. and First Financial Network, Inc.
Freddie Mac’s seasoned loan offerings focus on reducing less-liquid assets in the company’s mortgage-related investments portfolio in an economically sensible way. This includes sales of NPLs, securitizations of re-performing loans (RPLs) and structured RPL transactions. Since 2011, Freddie Mac has sold
The financial and other information contained in the documents that may be accessed on this page speaks only as of the date of those documents. The information could be out of date and no longer accurate. Freddie Mac undertakes no obligation, and disclaims any duty, to update any of the information in those documents.
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT: Fred Solomon
703-903-3861
Frederick_Solomon@freddiemac.com
FAQ
What is the size of Freddie Mac's (FMCC) September 2025 non-performing loan sale?
When are the bids due for Freddie Mac's NPL pools in 2025?
How many NPL pools is Freddie Mac offering in this sale?
How much has Freddie Mac sold in non-performing loans since 2011?
Who are the current servicers of these Freddie Mac NPLs?
