Mortgage Rates Decrease
Freddie Mac (OTCQB: FMCC) reported its Primary Mortgage Market Survey results for Oct. 16, 2025: the 30-year fixed-rate mortgage averaged 6.27%, down from 6.30% the prior week and from 6.44% a year ago. The 15-year FRM averaged 5.52%, down from 5.53% last week and 5.63% a year earlier.
Freddie Mac noted modest weekly declines, an uptick in refinance activity, higher housing inventory and slower house price growth as supportive factors for buyers and refinancers.
Freddie Mac (OTCQB: FMCC) ha riportato i risultati del suo Primary Mortgage Market Survey per il 16 ottobre 2025: il mutuo a tasso fisso di 30 anni in media è stato del 6,27%, in ribasso rispetto all'6,30% della settimana precedente e rispetto al 6,44% di un anno fa. Il FRM a 15 anni in media è stato del 5,52%, in calo rispetto al 5,53% della settimana precedente e al 5,63% di un anno prima.
Freddie Mac ha osservato leggeri cali settimanali, un aumento delle attività di rifinanziamento, una maggiore offerta di immobili e una crescita dei prezzi delle case più lenta come fattori di sostegno per acquirenti e rifinanziatori.
Freddie Mac (OTCQB: FMCC) informó sus resultados de la Primary Mortgage Market Survey para el 16 de oct de 2025: la hipoteca a tipo fijo de 30 años en promedio fue del 6,27%, frente al 6,30% de la semana anterior y al 6,44% hace un año. El FRM a 15 años promedió el 5,52%, frente al 5,53% de la semana pasada y al 5,63% de hace un año.
Freddie Mac señaló ligeras caídas semanales, un repunte en la actividad de refinanciamiento, mayor inventario de viviendas y un crecimiento más lento de los precios de las viviendas como factores de apoyo para compradores y refinanciadores.
프레디 맥(Freddie Mac, OTCQB: FMCC)은 2025년 10월 16일 기준 주요 주택담보대출 시장 설문조사 결과를 발표했습니다: 30년 고정금리 모기지 평균 금리 6.27%, 직전 주의 6.30%와 1년 전의 6.44%에서 하락했습니다. 15년 FRM 평균 5.52%, 직전 주의 5.53%와 1년 전의 5.63%보다 하락했습니다.
프레디 맥은 주간 소폭 하락, 재융자 활동 증가, 주택 재고 증가 및 주택 가격 상승 속도의 둔화가 매수자와 재융자자에게 긍정적 요인이라고 지적했습니다.
Freddie Mac (OTCQB: FMCC) a publié les résultats de son Primary Mortgage Market Survey du 16 octobre 2025: le prêt hypothécaire à taux fixe sur 30 ans en moyenne était de 6,27%, en baisse par rapport à 6,30% la semaine précédente et à 6,44% il y a un an. Le FRM sur 15 ans en moyenne était de 5,52%, en baisse par rapport à 5,53% la semaine dernière et à 5,63% il y a un an.
Freddie Mac a noté de modestes baisses hebdomadaires, une augmentation de l'activité de refinancement, un plus grand inventaire de logements et une croissance plus lente des prix des maisons comme facteurs de soutien pour les acheteurs et les refinancers.
Freddie Mac (OTCQB: FMCC) gab die Ergebnisse seiner Primary Mortgage Market Survey vom 16. Oktober 2025 bekannt: Der durchschnittliche 30-Jahres-Festzinsdarlehen betrug 6,27%, gegenüber 6,30% in der Vorwoche und 6,44% vor einem Jahr. Der durchschnittliche 15-Jahres-FRM lag bei 5,52%, gegenüber 5,53% in der Vorwoche und 5,63% vor einem Jahr.
Freddie Mac vermerkte moderate wöchentliche Rückgänge, eine Zunahme der Refinanzierungsaktivität, einen höheren Wohnungsbestand und ein langsameres Wachstum der Hauspreise als unterstützende Faktoren für Käufer und Refinanzierer.
فريدي ماك (OTCQB: FMCC) أبلغت عن نتائج مسح سوق الرهن العقاري الأساسي لشهر تشرين الأول/أكتوبر 2025: متوسط الرهن الثابت لمدة 30 عامًا كان 6.27%، انخفاضًا من 6.30% في الأسبوع السابق و6.44% قبل عام. متوسط الرهن لمدة 15 عامًا 5.52%، انخفاضًا من 5.53% الأسبوع الماضي و5.63% قبل عام.
وأشارت فريدي ماك إلى انخفاضات أسبوعية متواضعة، وارتفاع نشاط إعادة التمويل، وتزايد مخزون المساكن وبطء نمو أسعار المنازل كعوامل داعمة للمشترين والمُعاد تمويلهم.
Freddie Mac (OTCQB: FMCC) 报告了其 2025 年 10 月 16 日的初级按揭市场调查结果：30 年期固定利率按揭的平均利率为 6.27%，低于上一周的 6.30% 和一年前的 6.44%。15 年期 FRM 的平均值为 5.52%，低于上周的 5.53% 和一年前的 5.63%。
Freddie Mac 指出，周度下降温和、再融资活动回升、住房库存增加以及房价增速放缓是对买房者和再融资者的有利因素。
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MCLEAN, Va., Oct. 16, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Mortgage rates inched down this week and have held relatively steady over the past several weeks,” said Sam Khater, Chief Economist at Freddie Mac. “Importantly, homeowners have noticed these consistently lower rates, driving an uptick in refinance activity. Combined with increased housing inventory and slower house price growth, these rates also are creating a more favorable environment for those looking to buy a home."
News Facts
- The 30-year FRM averaged
6.27% as of October 16, 2025, down from last week when it averaged6.30% . A year ago at this time, the 30-year FRM averaged6.44% . - The 15-year FRM averaged
5.52% , down from last week when it averaged5.53% . A year ago at this time, the 15-year FRM averaged5.63% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/6a319a3f-505c-472c-b9a2-b6567f803dc6
FAQ
What mortgage rates did Freddie Mac report on Oct. 16, 2025 for FMCC?
How did the 30-year FRM for FMCC change week-over-week on Oct. 16, 2025?
What did Freddie Mac say about refinance activity in the Oct. 16, 2025 PMMS for FMCC?
How do Oct. 16, 2025 FMCC rates compare to a year earlier?
What loan assumptions does the PMMS for FMCC use in its rate averages?
