Mortgage Rates Continue to Decrease
Freddie Mac (OTCQB: FMCC) reported a decline in mortgage rates, with the 30-year fixed-rate mortgage (FRM) dropping to 6.63% from 6.72% last week, marking its lowest level since April. However, this rate remains higher than the 6.47% recorded a year ago.
The 15-year FRM decreased to 5.75% from last week's 5.85%, compared to 5.63% a year ago. According to Chief Economist Sam Khater, this rate reduction enhances homebuyers' purchasing power, with research indicating potential savings through multiple lender quotations.
Freddie Mac (OTCQB: FMCC) ha segnalato un calo dei tassi ipotecari, con il mutuo a tasso fisso a 30 anni (FRM) che è sceso al 6,63% rispetto al 6,72% della settimana scorsa, raggiungendo il livello più basso da aprile. Tuttavia, questo tasso resta superiore al 6,47% registrato un anno fa.
Il FRM a 15 anni è diminuito al 5,75% rispetto al 5,85% della settimana precedente, contro il 5,63% di un anno fa. Secondo l'economista capo Sam Khater, questa riduzione del tasso aumenta il potere d'acquisto degli acquirenti di case, con studi che indicano risparmi potenziali grazie a preventivi da più istituti di credito.
Freddie Mac (OTCQB: FMCC) informó una disminución en las tasas hipotecarias, con la hipoteca fija a 30 años (FRM) bajando al 6.63% desde el 6.72% de la semana pasada, marcando su nivel más bajo desde abril. Sin embargo, esta tasa sigue siendo más alta que el 6.47% registrado hace un año.
La FRM a 15 años disminuyó al 5.75% desde el 5.85% de la semana pasada, en comparación con el 5.63% de hace un año. Según el economista jefe Sam Khater, esta reducción en la tasa mejora el poder adquisitivo de los compradores de vivienda, con investigaciones que indican ahorros potenciales al obtener cotizaciones de múltiples prestamistas.
프레디 맥(OTCQB: FMCC)가 모기지 금리 하락을 보고했으며, 30년 고정금리 모기지(FRM)가 지난주 6.72%에서 6.63%로 떨어져 4월 이후 최저치를 기록했습니다. 하지만 이 금리는 1년 전 기록된 6.47%보다는 여전히 높습니다.
15년 FRM은 지난주 5.85%에서 5.75%로 하락했으며, 1년 전의 5.63%와 비교됩니다. 수석 이코노미스트 샘 카터에 따르면, 이번 금리 인하는 주택 구매자의 구매력을 높여주며, 여러 대출 기관의 견적을 비교함으로써 절감 효과가 있을 수 있다고 합니다.
Freddie Mac (OTCQB : FMCC) a rapporté une baisse des taux hypothécaires, avec le prêt hypothécaire à taux fixe sur 30 ans (FRM) passant à 6,63% contre 6,72% la semaine dernière, atteignant son niveau le plus bas depuis avril. Toutefois, ce taux reste supérieur au 6,47% enregistré il y a un an.
Le FRM sur 15 ans a diminué à 5,75% contre 5,85% la semaine précédente, comparé à 5,63% il y a un an. Selon l’économiste en chef Sam Khater, cette baisse des taux augmente le pouvoir d’achat des acheteurs immobiliers, des recherches indiquant des économies potentielles grâce à des devis de plusieurs prêteurs.
Freddie Mac (OTCQB: FMCC) meldete einen Rückgang der Hypothekenzinsen, wobei der 30-jährige Festzins-Hypothekendarlehen (FRM) auf 6,63% von 6,72% in der Vorwoche fiel und damit den niedrigsten Stand seit April erreichte. Dieser Zinssatz liegt jedoch immer noch über den 6,47%, die vor einem Jahr verzeichnet wurden.
Der 15-jährige FRM sank auf 5,75% gegenüber 5,85% in der Vorwoche, verglichen mit 5,63% vor einem Jahr. Laut Chefökonom Sam Khater erhöht diese Zinssenkung die Kaufkraft der Hauskäufer, wobei Untersuchungen potenzielle Einsparungen durch Angebote mehrerer Kreditgeber aufzeigen.
- Mortgage rates decreased with 30-year FRM dropping to 6.63% from 6.72%
- 15-year FRM rates declined to 5.75% from 5.85%
- Lower rates increase homebuyers' purchasing power
- Current 30-year FRM rate (6.63%) remains higher than year-ago rate (6.47%)
- 15-year FRM rate (5.75%) exceeds previous year's rate (5.63%)
MCLEAN, Va., Aug. 07, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“The 30-year fixed-rate mortgage dropped to its lowest level since April,” said Sam Khater, Freddie Mac’s Chief Economist. “The decline in rates increases prospective homebuyers’ purchasing power and our research shows that buyers can save thousands by getting quotes from a few different lenders.”
News Facts
- The 30-year FRM averaged
6.63% as of August 7, 2025, down from last week when it averaged6.72% . A year ago at this time, the 30-year FRM averaged6.47% . - The 15-year FRM averaged
5.75% , down from last week when it averaged5.85% . A year ago at this time, the 15-year FRM averaged5.63% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/f2b92812-b856-4cc6-94ab-023125d5b4d5
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