Mortgage Rates Continue to Move Down
Freddie Mac (OTCQB: FMCC) reported a decrease in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.26%, down from 6.35% last week but higher than 6.09% a year ago. The 15-year FRM decreased to 5.41% from 5.50% last week, compared to 5.15% a year ago.
According to Chief Economist Sam Khater, the declining rates have sparked increased refinancing activity, with refinance applications reaching nearly 60% of total mortgage applications, marking the highest level since January 2022.
Freddie Mac (OTCQB: FMCC) ha riportato una diminuzione dei tassi ipotecari, con la mutuo ipotecario a tasso fisso a 30 anni (FRM) in media al 6,26%, in calo rispetto al 6,35% della settimana scorsa ma ancora superiore al 6,09% di un anno fa. Il FRM a 15 anni è sceso al 5,41% dal 5,50% della settimana scorsa, rispetto al 5,15% di un anno fa.
Secondo il Capo Economista Sam Khater, i tassi in calo hanno stimolato un aumento dell'attività di rifinanziamento, con le domande di rifinanziamento arrivate a quasi il 60% del totale delle domande ipotecarie, livello più alto dal gennaio 2022.
Freddie Mac (OTCQB: FMCC) informó una disminución de las tasas hipotecarias, con la hipoteca a tasa fija a 30 años (FRM) en promedio del 6,26%, bajando desde el 6,35% de la semana pasada pero por encima del 6,09% de hace un año. El FRM a 15 años cayó al 5,41% desde el 5,50% de la semana pasada, en comparación con el 5,15% de hace un año.
Según el economista jefe Sam Khater, las tasas en descenso han impulsado una mayor actividad de refinanciamiento, con las solicitudes de refinanciamiento alcanzando casi el 60% del total de solicitudes hipotecarias, marcando el nivel más alto desde enero de 2022.
프레디 맥(Freddie Mac, OTCQB: FMCC)은 모기지 금리의 하락을 보고했습니다. 30년 고정 모기지(FRM) 평균 금리가 6.26%로 지난주 6.35%에서 하락했으나 1년 전 6.09%보다 높습니다. 15년 FRM은 5.41%로 지난주 5.50%에서 떨어졌고, 1년 전 5.15%와 비교됩니다.
수석 이코노미스트 샘 카터(Sam Khater)에 따르면 금리 하락이 재융자 활동을 촉진했으며 재융자 신청 건수는 총 모기지 신청의 거의 60%에 달해 2022년 1월 이후 최고치를 기록했습니다.
Freddie Mac (OTCQB: FMCC) a signalé une baisse des taux hypothécaires, avec le prêt hypothécaire à taux fixe sur 30 ans (FRM) en moyenne à 6,26%, en baisse par rapport à 6,35% la semaine dernière mais supérieur à 6,09% il y a un an. Le FRM à 15 ans est passé à 5,41% contre 5,50% la semaine précédente, et 5,15% il y a un an.
Selon le chef économiste Sam Khater, la baisse des taux a entraîné une activité de refinancement accrue, les demandes de refinancement représentant près de 60% du total des demandes hypothécaires, soit le niveau le plus élevé depuis janvier 2022.
Freddie Mac (OTCQB: FMCC) meldete eine Verringerung der Hypothekenzinsen, wobei die 30-jährige Festzins-Hypothek (FRM) durchschnittlich 6,26% betrug, gegenüber 6,35% in der Vorwoche, aber höher als 6,09% vor einem Jahr. Das 15-jährige FRM sank auf 5,41% von 5,50% in der Vorwoche, verglichen mit 5,15% vor einem Jahr.
Laut Chief Economist Sam Khater haben die fallenden Zinsen zu einer höheren Refinanzierungsaktivität geführt, wobei Refinanzierungsanträge nahezu 60% des Gesamtvolumens der Hypothekenanträge ausmachen und damit das höchste Niveau seit Januar 2022 markieren.
ذكرت فريدري مك (OTCQB: FMCC) انخفاضًا في معدلات الرهن العقاري، حيث بلغ متوسط الرهن العقاري الثابت لمدة 30 عامًا (FRM) 6.26%، منخفضًا من 6.35% في الأسبوع الماضي ولكنه أعلى من 6.09% قبل عام. انخفض FRM لمدة 15 عامًا إلى 5.41% من 5.50% في الأسبوع الماضي، مقارنة بـ 5.15% قبل عام.
ووفقًا لرئيس الاقتصاد Sam Khater، فإن انخفاض الأسعار أدى إلى زيادة نشاط إعادة التمويل، حيث وصلت طلبات إعادة التمويل إلى قرابة 60% من إجمالي طلبات الرهن العقاري، وهو أعلى مستوى منذ يناير 2022.
房利美（OTCQB：FMCC）报告称抵押贷款利率下降，30年期固定抵押贷款（FRM）平均利率为6.26%，较上周的6.35%有所下降，但仍高于一年前的6.09%。15年期FRM降至5.41%，低于上周的5.50%，一年前为5.15%。
首席经济学家萨姆·卡特（Sam Khater）表示，利率下降促使再融资活动增加，再融资申请占抵押贷款申请总数的近60%，为自2022年1月以来的最高水平。
- Mortgage rates decreased week-over-week with 30-year FRM dropping to 6.26% from 6.35%
- Refinancing activity reached highest level since January 2022 at nearly 60% of applications
- 15-year FRM rates also decreased to 5.41% from 5.50% week-over-week
- Current 30-year FRM rates (6.26%) remain higher than year-ago levels (6.09%)
- 15-year FRM rates (5.41%) are higher compared to previous year (5.15%)
MCLEAN, Va., Sept. 18, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Mortgage rates decreased yet again this week, prompting many homeowners to refinance. In fact, the share of mortgage applications that were refinances reached nearly
News Facts
- The 30-year FRM averaged
6.26% as of September 18, 2025, down from last week when it averaged6.35% . A year ago at this time, the 30-year FRM averaged6.09% . - The 15-year FRM averaged
5.41% , down from last week when it averaged5.50% . A year ago at this time, the 15-year FRM averaged5.15% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/5d17e5b6-38ac-44b4-8629-2dd9474aa80e
FAQ
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