Mortgage Rates Continue to Stay Under the 7% Threshold
Freddie Mac (OTCQB: FMCC) reported in its Primary Mortgage Market Survey® that the 30-year fixed-rate mortgage (FRM) averaged 6.89% as of May 29, 2025, showing a slight increase from 6.86% last week, but lower than the 7.03% recorded a year ago. The 15-year FRM also saw a minor uptick to 6.03% from 6.01% last week, remaining below the previous year's rate of 6.36%.
Chief Economist Sam Khater emphasized the importance of rate shopping, suggesting potential borrowers could save thousands by obtaining multiple quotes. The survey focuses on conventional, conforming home purchase loans for borrowers with 20% down payment and excellent credit.
Freddie Mac (OTCQB: FMCC) ha riportato nel suo Primary Mortgage Market Survey® che il mutuo a tasso fisso a 30 anni (FRM) ha raggiunto in media il 6,89% al 29 maggio 2025, mostrando un lieve aumento rispetto al 6,86% della settimana precedente, ma inferiore al 7,03% registrato un anno fa. Anche il mutuo a tasso fisso a 15 anni ha subito un piccolo incremento, passando dal 6,01% della settimana scorsa al 6,03%, rimanendo comunque al di sotto del tasso del 6,36% dell'anno precedente.
Il capo economista Sam Khater ha sottolineato l'importanza di confrontare i tassi, suggerendo che i potenziali mutuatari potrebbero risparmiare migliaia di dollari ottenendo più preventivi. L'indagine si concentra sui prestiti convenzionali conformi per l'acquisto di abitazioni, destinati a mutuatari con un acconto del 20% e un ottimo credito.
Freddie Mac (OTCQB: FMCC) informó en su Primary Mortgage Market Survey® que la hipoteca fija a 30 años (FRM) promedió un 6.89% al 29 de mayo de 2025, mostrando un ligero aumento desde el 6.86% de la semana pasada, pero por debajo del 7.03% registrado hace un año. La hipoteca fija a 15 años también experimentó un pequeño incremento al 6.03% desde el 6.01% de la semana pasada, manteniéndose por debajo de la tasa del 6.36% del año anterior.
El economista jefe Sam Khater destacó la importancia de comparar tasas, sugiriendo que los posibles prestatarios podrían ahorrar miles de dólares obteniendo múltiples cotizaciones. La encuesta se centra en préstamos hipotecarios convencionales y conformes para la compra de viviendas, dirigidos a prestatarios con un pago inicial del 20% y excelente crédito.
프레디 맥(OTCQB: FMCC)은 Primary Mortgage Market Survey®에서 30년 고정금리 모기지(FRM)가 2025년 5월 29일 기준으로 평균 6.89%를 기록했다고 보고했습니다. 이는 지난주 6.86%에서 약간 상승한 수치이나, 1년 전 기록된 7.03%보다는 낮은 수준입니다. 15년 고정금리 모기지도 지난주 6.01%에서 소폭 상승한 6.03%를 기록했으며, 전년도의 6.36%보다는 낮게 유지되고 있습니다.
수석 경제학자 샘 카터는 금리 비교의 중요성을 강조하며, 잠재 차입자들이 여러 견적을 받아 수천 달러를 절약할 수 있다고 제안했습니다. 이번 조사는 20%의 계약금과 우수한 신용을 가진 차입자를 대상으로 하는 일반적이고 적합한 주택 구매 대출에 초점을 맞추고 있습니다.
Freddie Mac (OTCQB : FMCC) a rapporté dans son Primary Mortgage Market Survey® que le prêt hypothécaire à taux fixe sur 30 ans (FRM) affichait en moyenne un taux de 6,89% au 29 mai 2025, marquant une légère hausse par rapport à 6,86% la semaine précédente, mais restant inférieur aux 7,03% enregistrés un an plus tôt. Le prêt à taux fixe sur 15 ans a également connu une légère augmentation, passant de 6,01% la semaine dernière à 6,03%, restant en dessous du taux de 6,36% de l'année précédente.
L'économiste en chef Sam Khater a souligné l'importance de comparer les taux, suggérant que les emprunteurs potentiels pourraient économiser des milliers de dollars en obtenant plusieurs devis. L'enquête porte sur les prêts conventionnels conformes pour l'achat de logements, destinés aux emprunteurs avec un acompte de 20 % et un excellent crédit.
Freddie Mac (OTCQB: FMCC) berichtete in seiner Primary Mortgage Market Survey®, dass der 30-jährige Festzins-Hypothekarkredit (FRM) zum 29. Mai 2025 im Durchschnitt 6,89% betrug, was einen leichten Anstieg gegenüber 6,86% in der Vorwoche darstellt, jedoch unter den 7,03% vom Vorjahr liegt. Der 15-jährige Festzins-Hypothekarkredit stieg ebenfalls leicht von 6,01% in der Vorwoche auf 6,03% an und blieb damit unter dem Vorjahreswert von 6,36%.
Chefökonom Sam Khater betonte die Bedeutung des Vergleichs von Zinssätzen und schlug vor, dass potenzielle Kreditnehmer durch das Einholen mehrerer Angebote Tausende sparen könnten. Die Umfrage konzentriert sich auf konventionelle, konforme Wohnungsbaudarlehen für Kreditnehmer mit 20% Anzahlung und ausgezeichneter Bonität.
- 30-year FRM rates (6.89%) remain lower than a year ago (7.03%)
- 15-year FRM rates (6.03%) show significant improvement from last year (6.36%)
- Mortgage rates staying below the 7% threshold
- 30-year FRM increased from 6.86% to 6.89% week-over-week
- 15-year FRM rose from 6.01% to 6.03% compared to last week
MCLEAN, Va., May 29, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“This week, the 30-year fixed-rate mortgage rose slightly higher,” said Sam Khater, Freddie Mac’s Chief Economist. “Aspiring buyers should remember to shop around for the best mortgage rate, as they can potentially save thousands of dollars by getting multiple quotes.”
News Facts
- The 30-year FRM averaged
6.89% as of May 29, 2025, up from last week when it averaged6.86% . A year ago at this time, the 30-year FRM averaged7.03% . - The 15-year FRM averaged
6.03% , up from last week when it averaged6.01% . A year ago at this time, the 15-year FRM averaged6.36% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/38c03e9d-e3b5-4d79-b0e4-0ec743f05d13
FAQ
What is the current 30-year fixed mortgage rate for Freddie Mac (FMCC) as of May 29, 2025?
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What type of borrowers does Freddie Mac's PMMS survey focus on?
