SwiftStart Confirms Strategic Investment Intent in TIRX, Beginning with $80 Million at $1.50 per Share

Rhea-AI Summary

TIRX (Nasdaq: TIRX) signed a non-binding Memorandum of Understanding with SwiftStart that contemplates an initial equity investment of $80 million at $1.50 per share. The parties plan to explore collaboration on digital transformation, intelligent risk systems, data asset operations and international expansion.

The MOU is non-binding and any transaction remains subject to due diligence, definitive agreements, customary closing conditions and regulatory approvals; there is no assurance a deal will close.

Positive

• Proposed investment of $80 million at $1.50 per share
• Strategic partner commitment to multi-area collaboration (capital, tech, resources)
• Focus areas include digital transformation and international expansion

Negative

• MOU is non-binding, so transaction completion is uncertain
• Deal subject to due diligence, definitive agreements and regulatory approvals

News Market Reaction

+311.21% 2543.6x vol

71 alerts

+311.21% News Effect

+312.7% Peak Tracked

-73.2% Trough Tracked

+$33M Valuation Impact

$43M Market Cap

2543.6x Rel. Volume

On the day this news was published, TIRX gained 311.21%, reflecting a significant positive market reaction. Argus tracked a peak move of +312.7% during that session. Argus tracked a trough of -73.2% from its starting point during tracking. Our momentum scanner triggered 71 alerts that day, indicating high trading interest and price volatility. This price movement added approximately $33M to the company's valuation, bringing the market cap to $43M at that time. Trading volume was exceptionally heavy at 2543.6x the daily average, suggesting very strong buying interest.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Proposed share price: US$1.50 per share Proposed investment size: US$80 million

2 metrics

Proposed share price US$1.50 per share Initial equity investment price in MOU with SwiftStart Inc.

Proposed investment size US$80 million Total proposed initial equity investment under the MOU

Market Reality Check

Price: $0.1000 Vol: Volume 587,058 is 3.79x t...

high vol

$0.1000 Last Close

Volume Volume 587,058 is 3.79x the 20-day average of 154,887, indicating elevated trading activity ahead of this news. high

Technical Price 0.321 is trading below the 200-day MA at 3.54, reflecting a weak longer-term trend.

Peers on Argus

TIRX fell 27.42% while peers were mixed: AIFU up 0.04%, XHG up 3.41%, EHTH down ...

TIRX fell 27.42% while peers were mixed: AIFU up 0.04%, XHG up 3.41%, EHTH down 8.71%, GOCO down 3.08%, ZBAO down 6.23%. Moves do not indicate a unified sector trend.

Historical Context

5 past events · Latest: Jan 26 (Negative)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 26	Nasdaq delisting notice	Negative	-12.6%	Nasdaq notified TIRX of minimum bid price deficiency and potential delisting.
Nov 07	Acquisition agreement	Positive	-7.1%	Announced agreement to acquire REN Talents via share issuance for expansion.
Nov 05	Acquisition agreement	Positive	-12.8%	Agreed to acquire Beyond Coastline via share exchange to support SEA expansion.
Nov 05	Acquisition agreement	Positive	-12.8%	Detailed Ren Talents acquisition terms, emphasizing global branding strategy.
Oct 10	Equity offering	Negative	-46.5%	Priced <b>$3M</b> registered direct offering with shares and warrants at <b>$1.50</b>.

Pattern Detected

Recent history shows TIRX shares often declining on both negative regulatory news and ostensibly strategic transactions, with multiple double‑digit drops following financings and acquisitions.

Recent Company History

Over the past several months, TIRX has combined strategic transactions with financing and listing challenges. A 6-K on Jan 20, 2026 detailed a Nasdaq delisting risk tied to the $1.00 bid requirement, followed by a -12.55% move. In late 2025, two acquisitions (Beyond Coastline and Ren Talents) paid in shares at $2.00–$2.18 coincided with negative reactions of up to -12.75%. An October 2025 $3.0M registered direct offering at $1.50 saw a -46.5% drop. Today’s strategic MOU around a proposed equity investment fits into this pattern of capital and strategic restructurings.

Market Pulse Summary

The stock surged +311.2% in the session following this news. A strong positive reaction aligns with ...

Analysis

The stock surged +311.2% in the session following this news. A strong positive reaction aligns with the explicitly stated intent for a proposed US$80 million equity investment at US$1.50 per share, which would significantly strengthen TIRX’s capital base if completed. Historically, however, the stock often moved negatively after capital raises and acquisitions, as seen with the $3.0M offering and late‑2025 deals. Investors monitoring such a move would have to weigh completion risk of the non‑binding MOU and prior dilution-sensitive responses.

Key Terms

memorandum of understanding, due diligence, closing conditions, forward-looking statements

4 terms

memorandum of understanding regulatory

"entered into a strategic Memorandum of Understanding ("MOU") with its strategic investor"

A memorandum of understanding (MOU) is a formal agreement between two or more parties that outlines their shared intentions and plans to work together. It acts like a handshake in writing, clarifying each side’s roles and expectations before any official contract is signed. For investors, an MOU signals that parties are serious about collaboration, which can influence future business opportunities and potential growth.

due diligence financial

"subject to the negotiation and execution of definitive agreements, completion of due diligence"

Due diligence is the careful investigation and analysis someone conducts before making a decision, such as investing money or entering into an agreement. It’s like researching thoroughly before buying a used car to ensure it’s in good condition; this helps prevent surprises and makes informed choices. For investors, due diligence reduces risk by verifying details and understanding what they’re getting into.

closing conditions financial

"subject to ... satisfaction of customary closing conditions, and applicable corporate"

Closing conditions are specific requirements or steps that must be met before a financial deal or transaction can be finalized. They act like a checklist that ensures all necessary details are confirmed and agreed upon, giving both parties confidence that the deal is ready to be completed. Meeting these conditions is essential for the transaction to move forward smoothly and successfully.

forward-looking statements regulatory

"Certain statements in this announcement are forward-looking statements, including"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

AI-generated analysis. Not financial advice.

BEIJING, Jan. 28, 2026 /PRNewswire/ -- TIRX (Nasdaq: TIRX) (the "Company" or "TIRX") today announced that it has entered into a strategic Memorandum of Understanding ("MOU") with its strategic investor, SwiftStart Inc. Pursuant to the MOU, SwiftStart Inc. has expressed its intention to pursue an initial equity investment in TIRX at a proposed purchase price of US$1.50 per share, with a proposed total investment amount of US$80 million.

The execution of the MOU marks a further step in the advancement and evaluation of the strategic cooperation between TIRX and SwiftStart Inc. The two parties plan to explore collaboration across multiple areas, including industry digital transformation, intelligent risk management systems, data asset operations, and international business expansion, with the objective of enhancing TIRX's overall competitiveness in global capital markets and along the industry value chain.

TIRX's management commented, "The signing of this strategic Memorandum of Understanding with SwiftStart Inc. reflects the positive recognition by international investment institutions of our business model, operational foundation, and long-term development potential. This cooperation framework provides additional strategic flexibility as we continue to strengthen our capital base and advance digital transformation initiatives, innovative business expansion, and potential mergers and acquisitions. We remain focused on improving user experience and operational efficiency to further reinforce our core competitive advantages."

SwiftStart Inc. stated, "TIRX demonstrates a clear strategic positioning, verifiable operational performance, and resilient growth potential in its relevant service segments and digital operations. Through this Memorandum of Understanding, SwiftStart Inc. looks forward to exploring multi-dimensional collaboration with TIRX across capital, technology, and resources, supporting the Company's efforts to unlock greater growth opportunities in China and international markets and to achieve sustainable long-term value creation."

The MOU is non-binding, and the completion of any proposed transaction remains subject to the negotiation and execution of definitive agreements, completion of due diligence, satisfaction of customary closing conditions, and applicable corporate and regulatory approvals. There can be no assurance that the parties will enter into definitive documentation or that any transaction will be completed.

Forward-Looking Statements

Certain statements in this announcement are forward-looking statements, including, but not limited to, the Company's proposed offering. These forward-looking statements involve known and unknown risks and uncertainties and are based on current expectations and projections about future events and financial trends that the Company believes may affect its financial condition, results of operations, business strategy and financial needs. Investors can find many (but not all) of these statements by the use of words such as "approximates," "believes," "hopes," "expects," "anticipates," "estimates," "projects," "intends," "plans," "will," "would," "should," "could," "may" or other similar expressions. The Company undertakes no obligation to update or revise publicly any forward-looking statements to reflect subsequent occurring events or circumstances, or changes in its expectations, except as may be required by law. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, it cannot assure you that such expectations will turn out to be correct, and the Company cautions investors that actual results may differ materially from the anticipated results and encourages investors to review other factors that may affect its future results in the Company's registration statement and other filings with the SEC.

Contact:

For investor and media enquiries, please contact: 
TIAN RUIXIANG Holdings Ltd 
Investor Relations Department
Email: ir@tianrx.com 

View original content:https://www.prnewswire.com/news-releases/swiftstart-confirms-strategic-investment-intent-in-tirx-beginning-with-80-million-at-1-50-per-share-302672489.html

SOURCE TIAN RUIXIANG Holdings Ltd.

FAQ

What did TIRX (TIRX) announce on January 28, 2026 about SwiftStart's investment?

TIRX announced a non-binding MOU where SwiftStart intends an $80 million equity investment at $1.50 per share. According to the company, the MOU begins strategic talks but any deal requires due diligence and definitive agreements.

Does the TIRX and SwiftStart MOU guarantee the $80 million financing will close?

No, the MOU does not guarantee closing; it is explicitly non-binding and contingent. According to the company, completion depends on due diligence, negotiated definitive agreements and applicable regulatory and corporate approvals.

How might the proposed SwiftStart investment affect TIRX shareholders in the near term?

The immediate effect is strategic validation and potential capital support if completed, but not guaranteed. According to the company, the MOU signals intent to pursue collaboration while transaction details remain subject to negotiation.

What strategic areas will TIRX and SwiftStart explore under the MOU dated January 28, 2026?

They plan to explore industry digital transformation, intelligent risk management, data asset operations and international business expansion. According to the company, collaboration spans capital, technology and resource support.

What are the next steps after the TIRX and SwiftStart Memorandum of Understanding?

Next steps include due diligence, negotiating definitive agreements and securing customary closing and regulatory approvals. According to the company, those steps are required before any investment or collaboration becomes binding.