Mortgage Rates Decrease to Lowest Level in Over a Year
Freddie Mac (OTCQB: FMCC) reported on Oct 23, 2025 that the 30-year fixed-rate mortgage (FRM) averaged 6.19%, down from 6.27% the prior week and below last year’s 6.54%.
The 15-year FRM averaged 5.44%, down from 5.52% last week and 5.71% a year ago. Freddie Mac said rates hit their lowest level in over a year and refinancings have accounted for more than half of mortgage activity for the sixth consecutive week.
The Primary Mortgage Market Survey® covers conventional, conforming, fully amortizing purchase loans with 20% down and excellent credit. Contact: Angela Waugaman.
Freddie Mac (OTCQB: FMCC) ha riferito il 23 ottobre 2025 che il mutuo a tasso fisso a 30 anni (FRM) ha mediamente 6,19%, in calo rispetto al 6,27% della settimana precedente e al di sotto del 6,54% dell’anno scorso.
Il FRM a 15 anni ha mediamente 5,44%, in diminuzione rispetto al 5,52% della settimana scorsa e al 5,71% di un anno fa. Freddie Mac ha dichiarato che i tassi hanno toccato il livello più basso in più di un anno e che i rifinanziamenti hanno rappresentato oltre la metà dell’attività ipotecaria per la sesta settimana consecutiva.
La Primary Mortgage Market Survey® copre prestiti conventional, conforming, completamente ammortizzati per acquisto con il 20% di acconto e ottime condizioni di credito. Contatto: Angela Waugaman.
Freddie Mac (OTCQB: FMCC) informó el 23 de octubre de 2025 que la hipoteca a tasa fija a 30 años promedió 6,19%, bajando desde el 6,27% de la semana anterior y por debajo del 6,54% del año pasado.
La hipoteca a 15 años promedió 5,44%, frente al 5,52% de la semana pasada y el 5,71% de hace un año. Freddie Mac indicó que las tasas tocaron su nivel más bajo en más de un año y que las refinanciaciones han representado más de la mitad de la actividad hipotecaria por sexta semana consecutiva.
La Primary Mortgage Market Survey® cubre préstamos convencionales, conforming, totalmente amortizados para compra con un 20% de entrada y excelente crédito. Contacto: Angela Waugaman.
프레디 매크(Freddie Mac, OT CQB: FMCC)은 2025년 10월 23일에 30년 고정 모기지(FRM)의 평균 금리가 6.19%였다고 발표했습니다. 이는 직전 주의 6.27%에서 떨어진 것이며 작년의 6.54%보다 낮습니다.
15년 FRM은 평균 5.44%를 기록했고, 이는 직전 주의 5.52%와 작년의 5.71%보다 낮은 수치입니다. Freddie Mac은 금리가 1년 넘게 최저치를 기록했고 재융자가 모기지 활동의 절반 이상을 차지했다고 밝혔습니다. 이는 여섯 번째 주 연속입니다.
Primary Mortgage Market Survey®는 20%의 다운 페이로 구매하는 기존의, 부합(conforming), 완전 상환 모기지에 해당합니다. 연락처: Angela Waugaman.
Freddie Mac (OTCQB: FMCC) a annoncé le 23 octobre 2025 que le crédit hypothécaire à taux fixe sur 30 ans (FRM) a affiché en moyenne 6,19%, en baisse par rapport à 6,27% la semaine précédente et en dessous de 6,54% l’an dernier.
Le FRM à 15 ans a en moyenne été de 5,44%, en baisse par rapport à 5,52% la semaine passée et 5,71% il y a un an. Freddie Mac a déclaré que les taux atteignent leur niveau le plus bas en plus d’un an et que les refinancements représentent plus de la moitié de l’activité hypothécaire pour la sixième semaine consécutive.
Le Primary Mortgage Market Survey® couvre les prêts conventionnels, conforming, entièrement amortissables pour l’achat avec 20% d’apport et d’un excellent crédit. Contact : Angela Waugaman.
Freddie Mac (OTCQB: FMCC) meldete am 23. Oktober 2025, dass die 30-Jahres-Festzins-Hypothek (FRM) durchschnittlich 6,19% betrug, nach 6,27% in der Vorwoche und unter dem 6,54% des Vorjahres liegt.
Die 15-Jahres-FRM betrug durchschnittlich 5,44%, gegenüber 5,52% in der letzten Woche und 5,71% vor einem Jahr. Freddie Mac sagte, dass die Zinsen den niedrigsten Stand seit über einem Jahr erreicht haben und Umschuldungen mehr als die Hälfte der Hypothekentätigkeit in der sechsten aufeinanderfolgenden Woche ausmachen.
Die Primary Mortgage Market Survey® deckt konventionelle, konforme, vollständig amortisierte Kaufkredite mit 20% Anzahlung und hervorragender Bonität ab. Kontakt: Angela Waugaman.
فريدي ماك (OTCQB: FMCC) أبلغت في 23 أكتوبر 2025 أن الرهن العقاري الثابت لمدة 30 عامًا (FRM) بمتوسط قدره 6.19%، بانخفاض من 6.27% في الأسبوع السابق وتدنيًا عن 6.54% قبل عام.
متوسط FRM لمدة 15 عامًا كان 5.44%، منخفضًا من 5.52% الأسبوع الماضي و5.71% قبل عام. قالت فريدي ماك إن المعدلات وصلت إلى أدنى مستوى لها منذ أكثر من عام وأن عمليات إعادة التمويل شكلت أكثر من نصف نشاط الرهن العقاري للسادسة أسبوع على التوالي.
تغطي Primary Mortgage Market Survey® القروض التقليدية والمتوافقة والقروض الم Revolvement المرتكزة بالكامل للشراء مع دفعة 20% وبائتمان ممتاز. جهة الاتصال: أنجيلا واجمان.
Freddie Mac (OTCQB: FMCC) 于 2025年10月23日 报告，30年期固定利率抵押贷款（FRM）平均为 6.19%，较前一周的 6.27%有所下降，低于去年的 6.54%。
15年期FRM 平均为 5.44%，低于上周的 5.52%，以及一年前的 5.71%。Freddie Mac 表示，利率达到一年多来最低水平，且再融资在六周内占据了抵押贷款活动的一半以上。
Primary Mortgage Market Survey® 覆盖购房的常规、符合规定、全额摊销的贷款，首付20%、信用良好。 联系人：Angela Waugaman。
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MCLEAN, Va., Oct. 23, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Mortgage rates continued to trend down this week, hitting their lowest level in over a year,” said Sam Khater, Freddie Mac’s Chief Economist. “At the start of 2025, the 30-year fixed-rate mortgage surpassed
News Facts
- The 30-year FRM averaged
6.19% as of October 23, 2025, down from last week when it averaged6.27% . A year ago at this time, the 30-year FRM averaged6.54% . - The 15-year FRM averaged
5.44% , down from last week when it averaged5.52% . A year ago at this time, the 15-year FRM averaged5.71% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/ce1966ce-8e7b-48bd-87cd-4536da64c5e8
FAQ
What did Freddie Mac (FMCC) report for the 30-year mortgage rate on October 23, 2025?
How did the 15-year mortgage rate reported by Freddie Mac on Oct 23, 2025 compare year-over-year?
What does the Oct 23, 2025 PMMS report mean for refinancing activity and FMCC?
Which loan types does Freddie Mac’s Primary Mortgage Market Survey (PMMS) cover for the Oct 23, 2025 release?
Where can investors find more information or media contact for Freddie Mac's Oct 23, 2025 mortgage-rate release?
