Mortgage Rates Inch Up
Freddie Mac (OTCQB: FMCC) reported an increase in mortgage rates, with the 30-year fixed-rate mortgage (FRM) rising to 6.30% from 6.26% last week. The 15-year FRM increased to 5.49% from 5.41% last week.
According to Chief Economist Sam Khater, housing market activity remains robust, with purchase applications up 18% and refinance applications up 42% year-over-year. The 30-year and 15-year FRM rates are higher compared to last year's rates of 6.08% and 5.16%, respectively.
Freddie Mac (OTCQB: FMCC) ha comunicato un aumento dei tassi ipotecari, con il mutuo a tasso fisso a 30 anni salito al 6,30% dal 6,26% della settimana precedente. Il mutuo a 15 anni è aumentato al 5,49% dal 5,41% della settimana scorsa.
Secondo il capo economista Sam Khater, l’attività del mercato immobiliare resta robusta, con le domande di acquisto aumentate dell’18% e le domande di rifinanziamento in crescita del 42% su base annua. I tassi dei mutui a 30 e 15 anni sono superiori rispetto a quelli dello stesso periodo dello scorso anno, rispettivamente 6,08% e 5,16%.
Freddie Mac (OTCQB: FMCC) informó un aumento en las tasas hipotecarias, con la hipoteca de tasa fija a 30 años subiendo al 6,30% desde el 6,26% de la semana pasada. La hipoteca de 15 años subió al 5,49% desde el 5,41% la semana anterior.
Según el economista jefe Sam Khater, la actividad del mercado de la vivienda se mantiene sólida, con solicitudes de compra subiendo un 18% y solicitudes de refinanciamiento subiendo un 42% interanual. Las tasas de 30 años y 15 años son más altas que las de hace un año, de 6,08% y 5,16%, respectivamente.
Freddie Mac (OTCQB: FMCC)는 모기지 금리의 상승을 보고했으며, 주택담보대출 30년 고정금리(FRM)가 지난주 6.26%에서 6.30%로 상승했습니다. 주택담보대출 15년 FRM은 5.41%에서 5.49%로 올랐습니다.
수석 이코노미스트 샘 카터(Sam Khater)에 따르면 주택 시장 활동은 여전히 견고하며, 주택구매 신청이 전년 대비 18% 증가, 리파이낸스 신청이 전년 대비 42% 증가하고 있습니다. 30년과 15년 FRM 금리는 각각 작년 같은 기간의 6.08%와 5.16%보다 높습니다.
Freddie Mac (OTCQB: FMCC) a annoncé une hausse des taux hypothécaires, avec le crédit hypothécaire 30 ans à taux fixe passant à 6,30% contre 6,26% la semaine précédente. Le crédit 15 ans est passé à 5,49% contre 5,41% la semaine dernière.
Selon l’économiste en chef Sam Khater, l’activité du marché immobilier reste robuste, avec les demandes d’achat en hausse de 18% et les demandes de refinancement en hausse de 42% d’une année sur l’autre. Les taux des prêts à 30 et 15 ans sont plus élevés qu’à la même période l’an dernier, respectivement 6,08% et 5,16%.
Freddie Mac (OTCQB: FMCC) meldete eine Erhöhung der Hypothekenzinsen, wobei die 30-jährige festverzinsliche Hypothek (FRM) auf 6,30% von 6,26% in der Vorwoche gestiegen ist. Die 15-jährige FRM stieg von 5,41% auf 5,49%.
Laut dem Chefvolkswirt Sam Khater bleibt die Aktivität auf dem Wohnungsmarkt robust, da Kaufanträge um 18% zulegen und Anträge auf Refinanzierungen um 42% wachsen im Jahresvergleich. Die Sätze für 30- und 15-jährige FRMs liegen höher als im entsprechenden Zeitraum des Vorjahres bei 6,08% bzw. 5,16%.
فريدي ماك (OTCQB: FMCC) أوردت ارتفاعًا في معدلات الرهن العقاري، حيث ارتفع الرهن العقاري الثابت لمدة 30 عامًا إلى 6.30% من 6.26% الأسبوع الماضي. كما ارتفع الرهن العقاري لمدة 15 عامًا إلى 5.49% من 5.41% الأسبوع السابق.
وفقًا لخبير الاقتصاد الأول سام خاتر، يظل نشاط سوق الإسكان قويًا، مع ارتفاع طلبات الشراء بنسبة 18% و ارتفاع طلبات إعادة التمويل بنسبة 42% على أساس سنوي. معدلات الرهن لمدة 30 و15 عامًا أعلى مقارنة بمعدلات العام الماضي، التي بلغت 6.08% و5.16% على التوالي.
Freddie Mac (OTCQB: FMCC) 报告称抵押贷款利率上升，30年期固定抵押贷款利率上升至6.30%，高于上周的6.26%。15年期抵押贷款利率上升至5.49%，高于上周的5.41%。
首席经济学家萨姆·卡特（Sam Khater）表示，住房市场活动仍然强劲，购房申请同比增长18%，再融资申请同比增长42%。30年和15年期抵押贷款利率均高于去年同期的6.08%和5.16%。
- Purchase applications increased by 18% year-over-year
- Refinance applications surged 42% compared to last year
- Housing market activity remains robust despite rate increases
- 30-year FRM increased to 6.30% from 6.26% last week
- 15-year FRM rose to 5.49% from 5.41% last week
- Both mortgage rates are higher than year-ago levels
MCLEAN, Va., Sept. 25, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Following several weeks of decline, mortgage rates inched up this week,” said Sam Khater, Freddie Mac’s Chief Economist. “Housing market activity continues to hold up with purchase and refinance applications increasing by
News Facts
- The 30-year FRM averaged
6.30% as of September 25, 2025, up from last week when it averaged6.26% . A year ago at this time, the 30-year FRM averaged6.08% . - The 15-year FRM averaged
5.49% , up from last week when it averaged5.41% . A year ago at this time, the 15-year FRM averaged5.16% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/a0e112e2-9d9f-4f47-9e8f-aa52fabb8a99
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