Mortgage Rates Remain Essentially Flat
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Freddie Mac's latest Primary Mortgage Market Survey reveals mortgage rates remain stable, with the 30-year fixed-rate mortgage averaging 6.84%, down marginally from 6.85% last week and lower than the 6.95% recorded a year ago. The 15-year fixed-rate mortgage averaged 5.97%, showing a slight decrease from last week's 5.99% and down from 6.17% a year ago. Chief Economist Sam Khater notes that rates have maintained a narrow range for several months, highlighting that the combination of rate stability, improving inventory, and slower house price growth presents encouraging conditions during National Homeownership Month.
L'ultimo Primary Mortgage Market Survey di Freddie Mac mostra che i tassi ipotecari rimangono stabili, con il mutuo a tasso fisso a 30 anni che si attesta in media al 6,84%, leggermente in calo rispetto al 6,85% della settimana scorsa e inferiore al 6,95% registrato un anno fa. Il mutuo a tasso fisso a 15 anni ha una media del 5,97%, con una lieve diminuzione rispetto al 5,99% della settimana precedente e in calo rispetto al 6,17% di un anno fa. Il capo economista Sam Khater sottolinea che i tassi si sono mantenuti in un intervallo ristretto per diversi mesi, evidenziando come la combinazione di stabilità dei tassi, miglioramento dell'inventario e crescita più lenta dei prezzi delle abitazioni rappresenti condizioni positive durante il Mese Nazionale della Proprietà della Casa.
La última Encuesta del Mercado Hipotecario Primario de Freddie Mac revela que las tasas hipotecarias se mantienen estables, con la hipoteca fija a 30 años promediando un 6,84%, ligeramente por debajo del 6,85% de la semana pasada y menor que el 6,95% registrado hace un año. La hipoteca fija a 15 años promedió un 5,97%, mostrando una ligera disminución respecto al 5,99% de la semana anterior y por debajo del 6,17% de hace un año. El economista jefe Sam Khater señala que las tasas han permanecido en un rango estrecho durante varios meses, destacando que la combinación de estabilidad en las tasas, mejora en el inventario y un crecimiento más lento de los precios de las viviendas presenta condiciones alentadoras durante el Mes Nacional de la Propiedad de Vivienda.
프레디 맥의 최신 1차 모기지 시장 조사에 따르면, 모기지 금리는 안정세를 유지하고 있으며, 30년 고정 금리는 평균 6.84%로 지난주 6.85%보다 소폭 하락했고 1년 전 기록된 6.95%보다 낮습니다. 15년 고정 금리는 평균 5.97%로 지난주 5.99%에서 약간 감소했으며 1년 전 6.17%보다 낮습니다. 수석 경제학자 샘 카터는 금리가 몇 달 동안 좁은 범위 내에서 유지되고 있으며, 금리 안정, 재고 개선, 주택 가격 상승 둔화의 조합이 전국 주택 소유의 달 동안 긍정적인 여건을 제공한다고 강조했습니다.
La dernière enquête sur le marché hypothécaire primaire de Freddie Mac révèle que les taux hypothécaires restent stables, avec un taux moyen fixe sur 30 ans à 6,84 %, en légère baisse par rapport à 6,85 % la semaine dernière et inférieur à 6,95 % enregistré il y a un an. Le taux fixe sur 15 ans est en moyenne de 5,97 %, montrant une légère diminution par rapport à 5,99 % la semaine précédente et en baisse par rapport à 6,17 % il y a un an. L'économiste en chef Sam Khater note que les taux sont restés dans une fourchette étroite pendant plusieurs mois, soulignant que la combinaison de la stabilité des taux, l'amélioration des stocks et le ralentissement de la croissance des prix des maisons crée des conditions encourageantes pendant le Mois National de la Propriété.
Die jüngste Umfrage zum Primärhypothekenmarkt von Freddie Mac zeigt, dass die Hypothekenzinsen stabil bleiben, wobei der 30-jährige Festzins-Hypothekendurchschnitt bei 6,84 % liegt, marginal unter den 6,85 % der Vorwoche und niedriger als die 6,95 % vor einem Jahr. Der 15-jährige Festzins-Hypothekendurchschnitt lag bei 5,97 %, was einen leichten Rückgang gegenüber 5,99 % in der Vorwoche und einen Rückgang gegenüber 6,17 % vor einem Jahr bedeutet. Chefökonom Sam Khater weist darauf hin, dass die Zinsen seit mehreren Monaten in einer engen Spanne bleiben, und betont, dass die Kombination aus Zinssstabilität, verbessertem Inventar und langsamerem Wachstum der Hauspreise ermutigende Bedingungen während des Nationalen Monats des Wohneigentums schafft.
Positive
- Mortgage rates show stability, maintaining a narrow range over several months
- 30-year FRM rates (6.84%) are lower compared to last year's 6.95%
- 15-year FRM rates (5.97%) decreased from last year's 6.17%
- Market conditions show improving inventory and slower house price growth
Negative
- None.
MCLEAN, Va., June 12, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Mortgage rates have moved within a narrow range for the past few months and this week is no different,” said Sam Khater, Freddie Mac’s Chief Economist. “Rate stability, improving inventory and slower house price growth are an encouraging combination as we celebrate National Homeownership Month.”
News Facts
- The 30-year FRM averaged
6.84% as of June 12, 2025, down slightly from last week when it averaged6.85% . A year ago at this time, the 30-year FRM averaged6.95% . - The 15-year FRM averaged
5.97% , down from last week when it averaged5.99% . A year ago at this time, the 15-year FRM averaged6.17% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/3f9da487-eca1-45ae-a42e-ad3fcac9f219
FAQ
What is the current 30-year fixed mortgage rate for Freddie Mac (FMCC)?
As of June 12, 2025, Freddie Mac's Primary Mortgage Market Survey shows the 30-year fixed-rate mortgage (FRM) averaged 6.84%, down slightly from 6.85% last week.
How do current FMCC mortgage rates compare to last year?
Current rates are lower than a year ago, with the 30-year FRM at 6.84% compared to 6.95% last year, and the 15-year FRM at 5.97% compared to 6.17% last year.
What is the current 15-year fixed mortgage rate for Freddie Mac?
The 15-year fixed-rate mortgage averaged 5.97%, showing a slight decrease from 5.99% the previous week.
What are the current housing market conditions according to Freddie Mac?
According to Freddie Mac's Chief Economist, the market is showing encouraging conditions with rate stability, improving inventory, and slower house price growth.
What types of loans does Freddie Mac's PMMS survey focus on?
The PMMS focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with 20% down payment and excellent credit.
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