Mortgage Rates Remain Under Seven Percent
Freddie Mac (FMCC) reported that the 30-year fixed-rate mortgage (FRM) averaged 6.81%, marking the 17th consecutive week below 7%. This represents a slight increase from last week's 6.76% but remains lower than the 7.02% recorded a year ago. The 15-year FRM averaged 5.92%, up from last week's 5.89% and down from 6.28% a year ago.
According to Chief Economist Sam Khater, the stable mortgage rates combined with moderately increasing inventory are attracting homebuyers, with purchase application activity up 18% compared to last year. The survey focuses on conventional, conforming home purchase loans for borrowers with 20% down payment and excellent credit.
Freddie Mac (FMCC) ha riportato che il mutuo a tasso fisso a 30 anni (FRM) ha raggiunto una media del 6,81%, segnando la 17ª settimana consecutiva sotto il 7%. Si tratta di un leggero aumento rispetto al 6,76% della settimana scorsa, ma resta inferiore al 7,02% registrato un anno fa. Il mutuo a tasso fisso a 15 anni ha avuto una media del 5,92%, in crescita rispetto al 5,89% della settimana precedente e in calo rispetto al 6,28% di un anno fa.
Secondo l'economista capo Sam Khater, i tassi ipotecari stabili, uniti a un moderato aumento dell'inventario, stanno attirando gli acquirenti di case, con un aumento del 18% delle richieste di acquisto rispetto all'anno scorso. L'indagine si concentra sui prestiti convenzionali conformi per l'acquisto di case, destinati a mutuatari con un acconto del 20% e un eccellente credito.
Freddie Mac (FMCC) informó que la hipoteca fija a 30 años (FRM) promedió un 6,81%, marcando la decimoséptima semana consecutiva por debajo del 7%. Esto representa un ligero aumento respecto al 6,76% de la semana pasada, pero sigue siendo inferior al 7,02% registrado hace un año. La hipoteca fija a 15 años promedió un 5,92%, aumentando desde el 5,89% de la semana pasada y disminuyendo desde el 6,28% de hace un año.
Según el economista jefe Sam Khater, las tasas hipotecarias estables combinadas con un aumento moderado del inventario están atrayendo a compradores de viviendas, con una actividad de solicitudes de compra que aumentó un 18% en comparación con el año pasado. La encuesta se centra en préstamos hipotecarios convencionales y conformes para compradores con un pago inicial del 20% y excelente crédito.
프레디 맥(FMCC)는 30년 고정 금리 모기지(FRM)가 평균 6.81%를 기록하며 7% 미만을 17주 연속 유지했다고 보고했습니다. 이는 지난주 6.76%에서 약간 상승한 수치이나, 1년 전의 7.02%보다는 낮은 수치입니다. 15년 고정 금리 모기지는 평균 5.92%로, 지난주 5.89%에서 상승했으며 1년 전 6.28%보다는 낮습니다.
수석 경제학자 샘 카터에 따르면, 안정적인 모기지 금리와 적당히 증가한 주택 재고가 주택 구매자들을 끌어들이고 있으며, 구매 신청 활동이 지난해 대비 18% 증가했다고 합니다. 이 조사는 20%의 계약금과 우수한 신용을 가진 차용인을 대상으로 하는 기존의 표준 주택 구매 대출에 중점을 두고 있습니다.
Freddie Mac (FMCC) a rapporté que le prêt hypothécaire à taux fixe sur 30 ans (FRM) affichait une moyenne de 6,81%, marquant la 17e semaine consécutive sous les 7%. Cela représente une légère hausse par rapport à 6,76% la semaine dernière, mais reste inférieur aux 7,02% enregistrés il y a un an. Le prêt à taux fixe sur 15 ans a atteint une moyenne de 5,92%, en hausse par rapport à 5,89% la semaine précédente et en baisse par rapport à 6,28% un an auparavant.
Selon l’économiste en chef Sam Khater, la stabilité des taux hypothécaires, combinée à une augmentation modérée des stocks, attire les acheteurs, avec une activité des demandes d’achat en hausse de 18% par rapport à l’année dernière. L’enquête porte sur les prêts conventionnels conformes pour l’achat de logements, destinés aux emprunteurs disposant d’un apport de 20% et d’un excellent crédit.
Freddie Mac (FMCC) meldete, dass der 30-jährige Festzins-Hypothekendarlehen (FRM) im Durchschnitt bei 6,81% lag und damit die 17. Woche in Folge unter 7% blieb. Dies stellt einen leichten Anstieg gegenüber dem Wert von 6,76% in der Vorwoche dar, liegt jedoch weiterhin unter den 7,02% vor einem Jahr. Der 15-jährige FRM lag im Durchschnitt bei 5,92%, leicht höher als die 5,89% der Vorwoche, aber niedriger als die 6,28% vor einem Jahr.
Nach Angaben des Chefökonomen Sam Khater ziehen die stabilen Hypothekenzinsen in Kombination mit einem moderat steigenden Immobilienangebot Käufer an, wobei die Kaufanträge im Vergleich zum Vorjahr um 18% gestiegen sind. Die Umfrage konzentriert sich auf konventionelle, konforme Hauskredite für Kreditnehmer mit 20% Anzahlung und ausgezeichneter Bonität.
- Mortgage rates remain below 7% for 17 consecutive weeks
- Purchase application activity increased 18% year-over-year
- Both 30-year and 15-year FRM rates are lower compared to previous year
- Moderately rising inventory is helping attract homebuyers
- 30-year FRM increased to 6.81% from 6.76% week-over-week
- 15-year FRM increased to 5.92% from 5.89% week-over-week
MCLEAN, Va., May 15, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
"The 30-year fixed-rate mortgage remained below the
News Facts
- The 30-year FRM averaged
6.81% as of May 15, 2025, up from last week when it averaged6.76% . A year ago at this time, the 30-year FRM averaged7.02% . - The 15-year FRM averaged
5.92% , up from last week when it averaged5.89% . A year ago at this time, the 15-year FRM averaged6.28% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/abb8bc60-31aa-4923-b69d-3a306be370a1
FAQ
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