Mortgage Rates Remain Flat
Freddie Mac (OTCQB: FMCC) reports that mortgage rates remained stable, with the 30-year fixed-rate mortgage (FRM) averaging 6.76%, unchanged from the previous week and down from 7.09% a year ago. The 15-year FRM decreased to 5.89% from last week's 5.92%, compared to 6.38% a year ago.
According to Chief Economist Sam Khater, the current rate environment, which is 30 basis points lower than last year, has led to increased purchase applications, contrasting with the declining trend observed a year ago. The survey focuses on conventional, conforming home purchase loans for borrowers with 20% down payment and excellent credit.
Freddie Mac (OTCQB: FMCC) comunica che i tassi ipotecari sono rimasti stabili, con il mutuo a tasso fisso a 30 anni (FRM) che ha registrato una media del 6,76%, invariata rispetto alla settimana precedente e in calo rispetto al 7,09% di un anno fa. Il mutuo a tasso fisso a 15 anni (FRM) è sceso al 5,89% rispetto al 5,92% della settimana scorsa, contro il 6,38% di un anno fa.
Secondo l'economista capo Sam Khater, l'attuale contesto dei tassi, inferiore di 30 punti base rispetto all'anno scorso, ha portato a un aumento delle domande di acquisto, in contrasto con la tendenza al ribasso osservata un anno fa. L'indagine si concentra su prestiti convenzionali conformi per l'acquisto di abitazioni, destinati a mutuatari con un acconto del 20% e ottimo credito.
Freddie Mac (OTCQB: FMCC) informa que las tasas hipotecarias se mantuvieron estables, con la hipoteca fija a 30 años (FRM) promediando un 6.76%, sin cambios respecto a la semana anterior y por debajo del 7.09% de hace un año. La FRM a 15 años disminuyó a 5.89% desde el 5.92% de la semana pasada, comparado con el 6.38% de hace un año.
Según el economista jefe Sam Khater, el entorno actual de tasas, 30 puntos básicos más bajo que el año pasado, ha impulsado un aumento en las solicitudes de compra, en contraste con la tendencia decreciente observada hace un año. La encuesta se centra en préstamos convencionales conformes para la compra de viviendas, para prestatarios con un pago inicial del 20% y excelente crédito.
프레디 맥 (OTCQB: FMCC)는 모기지 금리가 안정세를 유지했다고 보고했습니다. 30년 고정 금리 모기지(FRM)는 지난주와 동일한 6.76%를 기록했으며, 1년 전의 7.09%보다는 낮은 수치입니다. 15년 FRM은 지난주의 5.92%에서 5.89%로 소폭 하락했으며, 1년 전의 6.38%와 비교됩니다.
수석 경제학자 샘 카터에 따르면, 현재 금리 환경은 작년보다 30 베이시스 포인트 낮아 구매 신청이 증가하는 결과를 낳았으며, 이는 1년 전 감소 추세와 대조적입니다. 이번 조사는 20%의 계약금과 우수한 신용을 가진 차용인을 대상으로 한 일반적인 주택 구매 대출에 초점을 맞추고 있습니다.
Freddie Mac (OTCQB : FMCC) rapporte que les taux hypothécaires sont restés stables, avec le prêt hypothécaire à taux fixe sur 30 ans (FRM) s'établissant en moyenne à 6,76%, inchangé par rapport à la semaine précédente et en baisse par rapport à 7,09% il y a un an. Le FRM sur 15 ans a diminué à 5,89% contre 5,92% la semaine dernière, comparé à 6,38% il y a un an.
Selon l'économiste en chef Sam Khater, l'environnement actuel des taux, inférieur de 30 points de base à celui de l'année dernière, a conduit à une augmentation des demandes d'achat, contrastant avec la tendance à la baisse observée il y a un an. L'enquête porte sur les prêts hypothécaires conventionnels conformes pour l'achat de logements, destinés aux emprunteurs avec un acompte de 20% et un excellent crédit.
Freddie Mac (OTCQB: FMCC) berichtet, dass die Hypothekenzinsen stabil geblieben sind. Die 30-jährige Festhypothek (FRM) lag im Durchschnitt bei 6,76%, unverändert zur Vorwoche und gesunken von 7,09% vor einem Jahr. Die 15-jährige FRM sank von 5,92% in der Vorwoche auf 5,89%, verglichen mit 6,38% vor einem Jahr.
Nach Angaben des Chefökonomen Sam Khater hat das aktuelle Zinsumfeld, das 30 Basispunkte unter dem Vorjahresniveau liegt, zu einem Anstieg der Kaufanträge geführt, im Gegensatz zum rückläufigen Trend vor einem Jahr. Die Umfrage konzentriert sich auf konventionelle, konforme Wohnungsbaukredite für Kreditnehmer mit 20% Anzahlung und exzellenter Bonität.
- 30-year FRM rates are 33 basis points lower than last year (6.76% vs 7.09%)
- 15-year FRM rates decreased to 5.89% from 5.92% last week
- Purchase applications are showing continued increases
- Rates have remained stable for several weeks
- None.
MCLEAN, Va., May 08, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Mortgage rates stayed flat this week,” said Sam Khater, Freddie Mac’s Chief Economist. “At this time last year, the 30-year fixed-rate mortgage was 30 basis points higher and purchase applications were declining. Today, rates are lower and have remained stable for weeks, sparking continued increases in purchase applications.”
News Facts
- The 30-year FRM averaged
6.76% as of May 8, 2025, unchanged from last week. A year ago at this time, the 30-year FRM averaged7.09% . - The 15-year FRM averaged
5.89% , down from last week when it averaged5.92% . A year ago at this time, the 15-year FRM averaged6.38% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/436d7c13-f518-4c4a-acfd-59e99039d950
FAQ
What is the current 30-year fixed mortgage rate for Freddie Mac (FMCC) as of May 8, 2025?
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