The 30-Year Fixed-Rate Mortgage Averages 6.46%

Freddie Mac (OTCQB: FMCC) reported its Primary Mortgage Market Survey for April 2, 2026: the 30-year fixed-rate mortgage averaged 6.46%, up from 6.38% last week and below 6.64% a year ago.

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Freddie Mac (OTCQB: FMCC) reported its Primary Mortgage Market Survey for April 2, 2026: the 30-year fixed-rate mortgage averaged 6.46%, up from 6.38% last week and below 6.64% a year ago. The 15-year FRM averaged 5.77%, slightly above last week.

The PMMS covers conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit.

Argus Apr 2 session

-4.89% close to close Open Argus

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News Market Reaction – FMCC

On Apr 2, the day this news came out, FMCC closed 4.89% below the previous close.

Data tracked by StockTitan Argus for the Apr 2 session.

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MCLEAN, Va., April 02, 2026 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey^® (PMMS^®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.46%.

“The 30-year fixed-rate mortgage edged up, averaging 6.46% this week,” said Sam Khater, Freddie Mac’s Chief Economist. “With spring homebuying season in full swing, aspiring buyers should remember to shop around for the best mortgage rate, as they can potentially save thousands of dollars by getting multiple quotes.”

News Facts

• The 30-year FRM averaged 6.46% as of April 2, 2026, up from last week when it averaged 6.38%. A year ago at this time, the 30-year FRM averaged 6.64%.
• The 15-year FRM averaged 5.77%, up from last week when it averaged 5.75%. A year ago at this time, the 15-year FRM averaged 5.82%.

The PMMS^® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.

Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube

MEDIA CONTACT:
Mollie Laniado
(571)382-1784
Mollie_Laniado@FreddieMac.com

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/9d1fdc52-da75-4526-bd79-b4aebfb3d4a5

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What was the 30-year fixed-rate mortgage average on April 2, 2026 for FMCC?

The 30-year fixed-rate mortgage averaged 6.46% on April 2, 2026. According to Freddie Mac, this is up from 6.38% the prior week but below the 6.64% average recorded a year earlier.

How did the 15-year FRM change in the April 2, 2026 Freddie Mac PMMS (FMCC)?

The 15-year fixed-rate mortgage averaged 5.77% on April 2, 2026. According to Freddie Mac, that is a slight increase from 5.75% the previous week and close to last year’s 5.82% level.

What borrower profile does the Freddie Mac PMMS (FMCC) reflect for the April 2, 2026 rates?

The PMMS reflects conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit. According to Freddie Mac, the survey focuses on that specific borrower profile for comparability.

How did the weekly change in the 30-year FRM on April 2, 2026 compare to a year ago (FMCC)?

The 30-year FRM rose week-over-week from 6.38% to 6.46%, but declined year-over-year from 6.64% to 6.46%. According to Freddie Mac, weekly increases coexist with a modest annual decrease.

What action does Freddie Mac (FMCC) recommend to homebuyers during the April 2026 spring market?

Freddie Mac recommends that aspiring homebuyers shop around and obtain multiple mortgage quotes to potentially save thousands. According to Freddie Mac, comparing rates during the spring buying season can reduce borrowing costs.

Where can investors find more details on Freddie Mac’s April 2, 2026 PMMS (FMCC)?

Full PMMS details and FAQs are available on Freddie Mac’s investor and consumer channels. According to Freddie Mac, the survey page provides methodology, weekly tables, and related links for deeper review.