Mortgage Rate and Home Price Growth Forecasts Revised Lower
Fannie Mae (OTCQB: FNMA) has revised its mortgage rate and home price growth forecasts downward in its July 2025 Economic and Housing Outlook. The ESR Group now expects mortgage rates to reach 6.4% by end-2025 and 6.0% by end-2026, down from previous forecasts of 6.5% and 6.1% respectively.
Annual home price growth projections have also been lowered to 2.8% for 2025 and 1.1% for 2026, compared to earlier forecasts of 4.1% and 2.0%. Total home sales are anticipated to reach 4.85 million units in 2025 and 5.35 million units in 2026.
Fannie Mae (OTCQB: FNMA) ha rivisto al ribasso le previsioni sui tassi ipotecari e sulla crescita dei prezzi delle abitazioni nel suo rapporto Economic and Housing Outlook di luglio 2025. Il gruppo ESR prevede ora che i tassi ipotecari raggiungeranno il 6,4% entro la fine del 2025 e il 6,0% entro la fine del 2026, rispetto alle precedenti stime del 6,5% e 6,1% rispettivamente.
Anche le previsioni di crescita annuale dei prezzi delle case sono state ridotte a 2,8% per il 2025 e 1,1% per il 2026, rispetto alle stime precedenti del 4,1% e 2,0%. Le vendite totali di abitazioni sono previste raggiungere 4,85 milioni di unità nel 2025 e 5,35 milioni di unità nel 2026.
Fannie Mae (OTCQB: FNMA) ha revisado a la baja sus pronósticos de tasas hipotecarias y crecimiento de precios de viviendas en su Perspectiva Económica y de Vivienda de julio de 2025. El grupo ESR ahora espera que las tasas hipotecarias alcancen el 6,4% a finales de 2025 y el 6,0% a finales de 2026, por debajo de las previsiones anteriores del 6,5% y 6,1% respectivamente.
Las proyecciones anuales de crecimiento de precios de viviendas también se han reducido a 2,8% para 2025 y 1,1% para 2026, en comparación con los pronósticos anteriores del 4,1% y 2,0%. Se anticipa que las ventas totales de viviendas alcancen 4,85 millones de unidades en 2025 y 5,35 millones de unidades en 2026.
패니 메이(OTCQB: FNMA)는 2025년 7월 경제 및 주택 전망에서 모기지 금리와 주택 가격 상승률 전망을 하향 조정했습니다. ESR 그룹은 이제 모기지 금리가 2025년 말까지 6.4%, 2026년 말까지 6.0%에 이를 것으로 예상하며, 이전 전망치인 6.5%와 6.1%에서 낮아졌습니다.
연간 주택 가격 상승률 전망도 이전의 4.1%와 2.0%에서 각각 2025년 2.8%, 2026년 1.1%로 하향 조정되었습니다. 총 주택 판매량은 2025년 485만 가구, 2026년 535만 가구에 이를 것으로 예상됩니다.
Fannie Mae (OTCQB : FNMA) a révisé à la baisse ses prévisions de taux hypothécaires et de croissance des prix des logements dans son rapport Economic and Housing Outlook de juillet 2025. Le groupe ESR prévoit désormais que les taux hypothécaires atteindront 6,4 % d'ici la fin 2025 et 6,0 % d'ici la fin 2026, contre des prévisions antérieures de 6,5 % et 6,1 % respectivement.
Les projections de croissance annuelle des prix des logements ont également été abaissées à 2,8 % pour 2025 et 1,1 % pour 2026, comparé aux prévisions précédentes de 4,1 % et 2,0 %. Les ventes totales de logements devraient atteindre 4,85 millions d'unités en 2025 et 5,35 millions d'unités en 2026.
Fannie Mae (OTCQB: FNMA) hat seine Prognosen für Hypothekenzinsen und das Wachstum der Immobilienpreise im Juli 2025 Economic and Housing Outlook nach unten korrigiert. Die ESR-Gruppe erwartet nun, dass die Hypothekenzinsen bis Ende 2025 6,4% und bis Ende 2026 6,0% erreichen, gegenüber früheren Prognosen von 6,5% bzw. 6,1%.
Die jährlichen Wachstumsprognosen für die Immobilienpreise wurden ebenfalls auf 2,8% für 2025 und 1,1% für 2026 gesenkt, verglichen mit früheren Schätzungen von 4,1% und 2,0%. Die Gesamtzahl der Hausverkäufe wird voraussichtlich 4,85 Millionen Einheiten im Jahr 2025 und 5,35 Millionen Einheiten im Jahr 2026 erreichen.
- Mortgage rates forecast revised lower for both 2025 and 2026
- Home sales expected to increase from 4.85M units in 2025 to 5.35M units in 2026
- Home price growth forecasts significantly reduced for both 2025 and 2026
- Housing market showing signs of slower growth momentum
Visit Fannie Mae's Data and Insights page to read the full July 2025 Economic and Housing Outlook, including the Economic Developments Commentary, Economic Forecast, and Housing Forecast. To receive email updates with other housing market research from Fannie Mae's Economic and Strategic Research Group, please click here.
Opinions, analyses, estimates, forecasts, beliefs, and other views of Fannie Mae's Economic and Strategic Research (ESR) Group included in these materials should not be construed as indicating Fannie Mae's business prospects or expected results, are based on a number of assumptions, and are subject to change without notice. How this information affects Fannie Mae will depend on many factors. Although the ESR Group bases its opinions, analyses, estimates, forecasts, beliefs, and other views on information it considers reliable, it does not guarantee that the information provided in these materials is accurate, current, or suitable for any particular purpose. Changes in the assumptions or the information underlying these views could produce materially different results. The analyses, opinions, estimates, forecasts, beliefs, and other views published by the ESR Group represent the views of that group as of the date indicated and do not necessarily represent the views of Fannie Mae or its management.
About the ESR Group
Fannie Mae's Economic and Strategic Research Group, led by Chief Economist Mark Palim, studies current data, analyzes historical and emerging trends, and conducts surveys of consumers and mortgage lenders to inform forecasts and analyses on the economy, housing, and mortgage markets.
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