Welcome to our dedicated page for Finward Bancorp news (Ticker: FNWD), a resource for investors and traders seeking the latest updates and insights on Finward Bancorp stock.
Finward Bancorp reports recurring developments as the holding company for Peoples Bank, an Indiana state-chartered commercial bank serving personal, business, electronic and wealth management customers in Northwest Indiana and the Chicagoland area. News releases commonly cover quarterly operating results, net interest margin, noninterest income and expense, loan and deposit trends, liquidity sources, and deposit-insurance composition.
Company updates also include common stock dividend declarations, board actions, regulatory compliance matters and bank-level developments. The Bancorp’s news flow is centered on community banking performance, capital management and the operations of Peoples Bank.
Finward Bancorp (Nasdaq: FNWD) reported second quarter 2026 net income available to common stockholders of $2.1 million, or $0.48 diluted EPS, versus $2.2 million, or $0.52, in the prior quarter. Return on equity was 4.74% and return on assets was 0.42%.
Net interest margin was 3.25%, or 3.37% on a tax-equivalent (non-GAAP) basis, modestly above Q1 2026. Total loans grew to $1.50 billion from $1.46 billion, driven by $81.3 million in new commercial originations. Deposits increased 0.8% to $1.73 billion, with core deposits at $1.2 billion.
Non-performing loans rose to $16.5 million (1.10% of loans) and the allowance for credit losses was $17.7 million, or 1.18% of loans. Tangible book value per share (non-GAAP) increased to $35.75, and the Bank’s tier 1 leverage ratio improved to 9.31%. The quarter included a $180 thousand loss from a leased branch closure and merger-related overhead, and featured the announcement of a planned merger with First Financial.
First Financial Bancorp (Nasdaq: FFBC) has agreed to acquire Finward Bancorp (Nasdaq: FNWD), parent of Peoples Bank, in an all-stock transaction. Each Finward share will convert into 1.35 shares of First Financial, valuing the deal at approximately $208 million based on First Financial’s July 20, 2026 closing price.
Finward has about $2.0 billion in assets, $1.7 billion in deposits, $1.5 billion in loans and $412 million in assets under management across 24 locations in Northwest Indiana and Chicagoland. The acquisition is expected to be roughly 5% accretive to First Financial’s earnings per share, with estimated tangible book value dilution of 0.4% and a projected tangible book value earnback period of 0.6 years. The transaction, unanimously approved by both boards, is targeted to close in the fourth quarter of 2026, subject to regulatory approvals, customary conditions and Finward shareholder approval, and would increase First Financial’s pro forma deposits in the Chicago metropolitan area by 75% to over $4 billion.
First Financial Bancorp (Nasdaq: FFBC) reported Q2 2026 net income of $76.5 million, or $0.73 per diluted share, with adjusted(1) EPS of $0.80, the highest in company history. Return on average assets was 1.37% (1.50% adjusted(1)), and return on average tangible common equity was 17.95% (19.7% adjusted(1)). The net interest margin on a fully tax-equivalent basis(1) was 3.98%. Loans grew $240 million, or 7.1% on an annualized basis, while annualized net charge-offs were 0.20% of total loans and the ACL-to-loans ratio rose to 1.38%. Capital ratios increased and tangible book value per share rose 3% to $16.64(1). The board approved a quarterly dividend increase to $0.26 per share, payable September 15, 2026.
First Financial also agreed to acquire Finward Bancorp (Nasdaq: FNWD), holding company for Peoples Bank, in an all-stock deal. Each Finward share will convert into 1.35 First Financial shares, valuing the transaction at approximately $208 million based on First Financial’s July 20, 2026 closing price. Finward has about $2.0 billion in assets, $1.7 billion in deposits, $1.5 billion in loans and $412 million in assets under management. The deal is expected to be roughly 5% accretive to First Financial’s EPS, with an estimated 0.4% tangible book value dilution and a projected tangible book value earnback of 0.6 years, and is expected to close in Q4 2026, subject to regulatory and Finward shareholder approvals.
Finward Bancorp (Nasdaq: FNWD) announced that its Board of Directors declared a cash dividend of $0.12 per share on common stock on June 3, 2026.
The dividend is payable on June 29, 2026 to shareholders of record as of June 17, 2026.
Finward Bancorp (Nasdaq: FNWD) reported net income available to common stockholders of $2.2 million, or $0.52 diluted EPS, for Q1 2026. Net interest margin improved to 3.23% (3.35% tax-equivalent). Deposits were $1.72 billion, available liquidity $555 million, and tier 1 leverage ratio was 9.24%.
Non-performing loans rose to $12.4 million (0.85% of loans); tangible book value per share was $34.39.
Finward Bancorp (Nasdaq: FNWD) declared a quarterly cash dividend of $0.12 per share on its common stock on March 2, 2026. The dividend is payable on March 31, 2026 to shareholders of record at the close of business on March 16, 2026.
This action returns cash to shareholders and sets the payment and record dates for dividend entitlement.
Finward Bancorp (NASDAQ: FNWD) reported net income available to common stockholders of $2.0 million or $0.46 diluted EPS for the quarter ended Dec 31, 2025, down from $3.5 million, or $0.81, in the prior quarter. Net interest margin (tax-equivalent) was 3.32% for the quarter. The Bank sold $26.6 million of primarily municipal securities in Q4, generating a $1.6 million pre-tax loss. Deposits were $1.7 billion, loans totaled $1.45 billion, available liquidity was $674 million, non-performing loans were $11.9 million, and the allowance for credit losses was $17.5 million (1.21% of loans).
Finward Bancorp (Nasdaq: FNWD) announced that its Board declared a quarterly cash dividend of $0.12 per share on common stock on December 3, 2025. The dividend is payable on December 30, 2025 to shareholders of record at the close of business on December 17, 2025. This is a cash distribution to common shareholders with specified record and payment dates.
Finward Bancorp (NASDAQ: FNWD) reported net income available to common stockholders of $3.5 million, or $0.81 diluted EPS, for the quarter ended September 30, 2025, up from $2.2 million ($0.50) in the prior quarter. Key operating metrics include a tax-equivalent net interest margin of 3.18%, deposits of $1.8 billion, available liquidity of $737 million, and tangible book value per share (non-GAAP) of $32.77. Asset quality remained stable with non-performing loans of $13.9 million and an allowance for credit losses on loans of $18.0 million (1.22% of loans).
Finward Bancorp (Nasdaq: FNWD), the holding company for Peoples Bank, has announced a quarterly dividend payment. The company's Board of Directors has declared a dividend of $0.12 per share on its common stock. The dividend will be payable on September 12, 2025, to shareholders of record as of the close of business on August 29, 2025.