Welcome to our dedicated page for FIVE STAR BANCORP news (Ticker: FSBC), a resource for investors and traders seeking the latest updates and insights on FIVE STAR BANCORP stock.
Five Star Bancorp (NASDAQ: FSBC) is a California-based bank holding company for Five Star Bank, a state-chartered non-member bank that focuses on commercial banking for small and medium-sized businesses, professionals, and individuals. This news page aggregates company-issued press releases and market updates so readers can follow how Five Star Bancorp communicates its performance, strategy, and regional expansion.
Recent news highlights include quarterly earnings announcements where the company reports net income, loan and deposit growth, net interest margin, efficiency ratio, and capital ratios. Management commentary in these releases discusses organic growth in loans held for investment, increases in total and non-wholesale deposits, and the bank’s emphasis on relationship-based commercial banking and operating efficiency.
Visitors will also find updates on dividend declarations, where the Board of Directors announces cash dividends on the company’s common stock, including the per-share amount, record dates, and expected payment dates. Additional items include notices of upcoming earnings release dates and investor webcasts, with details on scheduled calls for analysts and investors.
Company news further covers geographic expansion, such as the opening of a full-service office in Walnut Creek and the build-out of the San Francisco Bay Area team, as well as recognition for the bank and its leadership from regional organizations and industry ranking publications. Investors, analysts, and community stakeholders can use this page to monitor Five Star Bancorp’s financial disclosures, strategic initiatives in Northern California, and key corporate developments over time.
Five Star Bancorp (Nasdaq: FSBC) reported net income of $17.6M for Q4 2025 and $61.6M for FY2025. ROAA was 1.50% for Q4 and ROAE 15.97%. Total loans held for investment rose $542.2M (15.35%) year-over-year to $4.075B and total deposits grew ~$643.1M (18%) year-over-year. Net interest margin expanded to 3.66% in Q4 and 3.55% for the year. The company raised its quarterly dividend to $0.25 per share (declared Jan 15, 2026, payable Feb 9, 2026).
Key headwinds included a 39.6% increase in provision for credit losses and $9.1M of unrealized losses on available-for-sale securities.
Five Star Bancorp (Nasdaq: FSBC) declared a quarterly cash dividend of $0.25 per share, payable on February 9, 2026 to shareholders of record as of February 2, 2026. The dividend reflects an increase of $0.05 per share, the first raise since April 2023, and is described as reflecting the company’s financial strength and execution of organic growth strategies.
Five Star Bancorp (Nasdaq: FSBC) will report fourth quarter and full-year 2025 financial results after market close on Monday, January 26, 2026. Management will host a live webcast for analysts and investors at 1:00 PM ET (10:00 AM PT) on January 27, 2026 to discuss the results. The webcast is accessible from the company’s News & Events > Events page at https://investors.fivestarbank.com/news-events/events and requires pre-registration. The webcast will be archived on the company website for 90 days.
Five Star Bancorp (Nasdaq: FSBC) announced that President and CEO James Beckwith was named Sacramentan of the Year by the Sacramento Metropolitan Chamber of Commerce on Nov. 20, 2025.
The award recognizes Beckwith’s 20+ years of regional leadership, community investment, and board service. Under his leadership, Five Star Bank expanded into San Francisco’s Financial District in 2024 and Walnut Creek in 2025, received multiple national rankings including S&P Global Market Intelligence Top 3 Best-Performing Community Banks for its asset peer group, and earned industry awards such as the 2024 Raymond James Community Bankers Cup.
Beckwith will be honored at the Chamber’s Annual Dinner on Jan. 23, 2026.
Five Star Bancorp (Nasdaq: FSBC) reported Q3 2025 net income of $16.3M, up from $14.5M in Q2 2025 and $10.9M in Q3 2024. Key metrics: ROAE 15.35%, ROAA 1.44%, and net interest margin 3.56%. Loans held for investment rose $129.2M (3.44%) QoQ and $426.7M (12.33%) YoY; total deposits increased $208.8M (5.36%) QoQ with non-wholesale deposits up $359.0M (11.09%). Efficiency ratio improved to 40.13%. The company declared and paid a $0.20 per-share dividend and declared another on October 16, 2025. Capital remains adequate with common equity Tier 1 at 10.77%. Unrealized available-for-sale securities losses were $9.9M.
Five Star Bancorp (Nasdaq: FSBC) declared a cash dividend of $0.20 per share on its voting common stock. The dividend is payable on November 10, 2025 to shareholders of record as of November 3, 2025.
The announcement was made by Five Star, which operates through its wholly owned banking subsidiary, Five Star Bank.
Five Star Bancorp (Nasdaq: FSBC) will report third quarter 2025 results for the period ended September 30, 2025 after market close on Monday, October 27, 2025. Management will host a live webcast for analysts and investors on October 28, 2025 at 1:00 PM ET (10:00 AM PT) to review the results.
The webcast will be accessible from the company’s News & Events > Events page at https://investors.fivestarbank.com/news-events/events; attendees are asked to pre-register. The webcast recording will be archived on the company website for 90 days.
Five Star Bancorp (Nasdaq: FSBC) announced the opening of a new full-service branch in Walnut Creek on September 29, 2025. The 4,128-square-foot office, located at The Plaza at Walnut Creek, marks the bank's strategic expansion into the East Bay area.
Walnut Creek, a thriving regional commerce hub, hosts 3,676 businesses providing nearly 55,000 jobs citywide. Five Star Bank, recognized by S&P Global Market Intelligence as a Top Three Best-Performing Community Bank in the nation for banks with assets between $3-10 billion, already serves notable local clients including Original Joe's, Calicraft Brewing Co., and Fizz Champagne & Bubbles Bar.
The expansion aims to strengthen the bank's presence in the East Bay, where one-third of its Bay Area team is currently located, offering concierge banking services to businesses in technology, nonprofit, professional services, and construction sectors.
Five Star Bancorp (Nasdaq: FSBC) reported strong Q2 2025 financial results with net income of $14.5 million, up from $13.1 million in Q1 2025 and $10.8 million in Q2 2024. The bank demonstrated robust growth with total loans increasing by $136.2 million (3.76%) and total deposits growing by $158.3 million (4.24%) during the quarter.
Key performance metrics showed improvement with net interest margin increasing to 3.53% and efficiency ratio improving to 41.03%. The San Francisco Bay Area expansion continued successfully, with the team growing to 34 employees and generating $456.9 million in deposits. The bank maintained strong capital positions with a common equity Tier 1 ratio of 10.85% and declared a quarterly dividend of $0.20 per share.
The bank reported zero short-term borrowings and maintained strong liquidity with cash and cash equivalents at $483.8 million, representing 12.42% of total deposits. Credit quality remained exceptional with nonperforming loans at just 0.06% of total loans.
Five Star Bancorp (Nasdaq: FSBC) has declared a quarterly cash dividend of $0.20 per share on its voting common stock. The dividend will be paid on August 11, 2025, to shareholders of record as of August 4, 2025. This announcement demonstrates the company's commitment to providing regular returns to its shareholders.
FAQ
What is the current stock price of FIVE STAR BANCORP (FSBC)?
What is the market cap of FIVE STAR BANCORP (FSBC)?
