FIVE STAR BANCORP Stock Price, News & Analysis

Five Star Bancorp (Nasdaq: FSBC) will report third quarter 2025 results for the period ended September 30, 2025 after market close on Monday, October 27, 2025. Management will host a live webcast for analysts and investors on October 28, 2025 at 1:00 PM ET (10:00 AM PT) to review the results.

The webcast will be accessible from the company’s News & Events > Events page at https://investors.fivestarbank.com/news-events/events; attendees are asked to pre-register. The webcast recording will be archived on the company website for 90 days.

Five Star Bancorp (Nasdaq: FSBC) announced the opening of a new full-service branch in Walnut Creek on September 29, 2025. The 4,128-square-foot office, located at The Plaza at Walnut Creek, marks the bank's strategic expansion into the East Bay area.

Walnut Creek, a thriving regional commerce hub, hosts 3,676 businesses providing nearly 55,000 jobs citywide. Five Star Bank, recognized by S&P Global Market Intelligence as a Top Three Best-Performing Community Bank in the nation for banks with assets between $3-10 billion, already serves notable local clients including Original Joe's, Calicraft Brewing Co., and Fizz Champagne & Bubbles Bar.

The expansion aims to strengthen the bank's presence in the East Bay, where one-third of its Bay Area team is currently located, offering concierge banking services to businesses in technology, nonprofit, professional services, and construction sectors.

Five Star Bancorp (Nasdaq: FSBC) reported strong Q2 2025 financial results with net income of $14.5 million, up from $13.1 million in Q1 2025 and $10.8 million in Q2 2024. The bank demonstrated robust growth with total loans increasing by $136.2 million (3.76%) and total deposits growing by $158.3 million (4.24%) during the quarter.

Key performance metrics showed improvement with net interest margin increasing to 3.53% and efficiency ratio improving to 41.03%. The San Francisco Bay Area expansion continued successfully, with the team growing to 34 employees and generating $456.9 million in deposits. The bank maintained strong capital positions with a common equity Tier 1 ratio of 10.85% and declared a quarterly dividend of $0.20 per share.

The bank reported zero short-term borrowings and maintained strong liquidity with cash and cash equivalents at $483.8 million, representing 12.42% of total deposits. Credit quality remained exceptional with nonperforming loans at just 0.06% of total loans.

Five Star Bancorp (Nasdaq: FSBC) has declared a quarterly cash dividend of $0.20 per share on its voting common stock. The dividend will be paid on August 11, 2025, to shareholders of record as of August 4, 2025. This announcement demonstrates the company's commitment to providing regular returns to its shareholders.

Five Star Bancorp (Nasdaq: FSBC), a holding company operating through Five Star Bank, has scheduled its second quarter 2025 financial results announcement for July 23, 2025, after market close.

The company will host a live webcast for analysts and investors on July 24, 2025, at 1:00 PM ET to discuss the quarterly results. The webcast will be available through the company's investor relations website and will remain accessible for 90 days following the event.

Five Star Bancorp (FSBC) announced plans to open a new office in Walnut Creek, expanding its Bay Area presence. The 4,128 square foot full-service branch, located at The Plaza at Walnut Creek, is expected to open in Q3 2025. This expansion follows the opening of their San Francisco office in September 2024 and demonstrates their commitment to Northern California growth. The new location will serve existing clients like Original Joe's and Calicraft Brewing Co., while targeting East Bay businesses, entrepreneurs, and non-profits. The strategic move capitalizes on Walnut Creek's post-pandemic migration and vibrant small business sector. The office will accommodate the bank's growing team, with approximately one-third of Bay Area employees already based in the East Bay.

Five Star Bancorp (NASDAQ: FSBC) has expanded its food and agribusiness vertical, now renamed to Food, Agribusiness & Diversified Industries, to serve clients nationwide. The expanded division will support clients across the food supply chain, including production agriculture, wholesale distribution, retail, manufacturing, food processing, and distribution services.

The initiative will be led by Senior Vice President and Group Managing Director Cliff Cooper, who brings over 35 years of banking expertise in food and agribusiness. The expansion aligns with Five Star Bank's organic growth strategy, emphasizing a high-tech and high-touch approach to business banking, focusing on in-person conversations and client connectivity.

Five Star Bancorp reported strong Q1 2025 financial results with net income of $13.1 million, slightly down from $13.3 million in Q4 2024 but up from $10.6 million in Q1 2024. The bank showed impressive growth with:

• Total loans increased by $89.1 million (2.52%)
• Total deposits grew by $178.4 million (5.01%)
• Net interest margin improved to 3.45%
• Zero short-term borrowings maintained

The bank's San Francisco expansion continues successfully, with Bay Area employees increasing from 27 to 31, generating $379.8 million in deposits. The bank maintains strong capital positions with a common equity Tier 1 ratio of 11.00%. Five Star declared a cash dividend of $0.20 per share and ranked third among best-performing banks nationwide in its asset category ($3-10 billion) by S&P Global Market Intelligence.

Key metrics show solid performance with an efficiency ratio of 42.58% and return on average assets (ROAA) of 1.30%. The bank's total liquidity position remained strong at approximately $2.0 billion.

Five Star Bancorp (Nasdaq: FSBC) has announced a quarterly cash dividend of $0.20 per share on its voting common stock. The dividend will be paid on May 12, 2025, to shareholders of record as of May 5, 2025. Five Star Bancorp operates through its wholly owned subsidiary, Five Star Bank.