Five Star Bancorp reports news as a California bank holding company operating through Five Star Bank, a wholly owned banking subsidiary focused on commercial banking. Company updates commonly cover quarterly and annual results, net interest margin, loan and deposit growth, cash dividends on voting common stock, and expansion of banking teams and markets.
The bank serves small and medium-sized businesses, professionals, individuals, and specialized customer groups across industries such as commercial real estate and construction, nonprofits and faith-based organizations, professional services, government, healthcare, food, agribusiness, diversified industries, and venture banking. News may also include community development activity, including Low Income Housing Tax Credit investments.
Five Star Bancorp (Nasdaq: FSBC) declared a third-quarter cash dividend of $0.25 per share on its voting common stock. The company expects payment on November 9, 2026, to shareholders of record as of November 2, 2026.
Five Star Bancorp (FSBC) expects to release its third-quarter 2026 financial results after the stock market closes on October 26, 2026.
The results cover the quarter ended September 30, 2026. Management will host a live webcast for analysts and investors on October 27, 2026, at 1:00 PM ET (10:00 AM PT). The webcast will be available through the company’s investor website and archived for 90 days.
Five Star Bancorp (FSBC) expanded its Southern California presence through Five Star Bank’s Calabasas administrative office, which opened on September 8, 2026.
The office follows the Newport Beach administrative office opening in September 2025 and the addition of a Greater Los Angeles Area banking team in April 2026. The company plans to use Calabasas as a hub for serving small-to-medium-sized businesses across the region, focusing on commercial banking, commercial and industrial, and non-profit clients. Newport Beach serves title and escrow, faith, government, private enterprise and non-profit clients.
Five Star Bancorp (FSBC) appointed Lydia Ramirez as Executive Vice President / Chief External Affairs Officer, a newly created role focused on strengthening the bank’s relationships with communities across California, effective September 14, 2026.
Ramirez will lead an enterprise-wide external affairs strategy, acting as a direct connection among Five Star Bank, its clients, and community partners in current and future markets. Her mandate is to listen to local voices, identify evolving needs, and translate those insights into responsive partnerships and actions. The role aligns with Five Star’s recent geographic expansions into Lodi, Southern California, and Walnut Creek and its stated view that responsible growth starts with understanding and being accountable to the communities it serves.
Five Star Bancorp (Nasdaq: FSBC) announced the full exercise and closing of underwriters’ option to purchase an additional 408,750 shares in its previously announced underwritten public offering. Together with shares sold at the July 24, 2026 closing, the Company sold a total of 3,133,750 common shares at a public offering price of $44.00 per share, generating approximately $130.6 million in proceeds after underwriting discounts and commissions but before offering expenses.
According to Five Star, net proceeds will be used for general corporate purposes, to support ongoing growth, including investments in Five Star Bank to pursue growth opportunities, and for working capital. Keefe, Bruyette & Woods acted as bookrunner, with several firms as co-managers, under an effective SEC shelf registration on Form S-3.
Five Star Bancorp (Nasdaq: FSBC) priced a previously announced underwritten public offering of 2,725,000 common shares at $44.00 per share. Expected proceeds to the company are approximately $113.6 million after underwriting discounts and commissions, but before offering expenses.
Five Star granted underwriters a 30-day option to purchase up to an additional 408,750 shares at the offering price, less discounts and commissions. According to Five Star, net proceeds will be used for general corporate purposes, to support growth including investments in Five Star Bank, and for working capital. Closing is expected on or about July 24, 2026, subject to customary conditions.
Five Star Bancorp (Nasdaq: FSBC) has launched an underwritten public offering of its common stock and plans to grant underwriters a 30‑day option to purchase additional shares. Keefe, Bruyette & Woods, A Stifel Company, is bookrunner, with Stephens, D.A. Davidson, Raymond James & Associates, and Brean Capital as co‑managers.
According to Five Star, net proceeds are intended for general corporate purposes and to support ongoing growth, including potential investments in Five Star Bank and working capital. The offer is being made under an effective Form S‑3 shelf registration, with a preliminary prospectus supplement filed with the SEC.
Five Star Bancorp (Nasdaq: FSBC) reported second quarter 2026 net income of $19.4 million, up from $18.6 million in Q1 2026 and $14.5 million a year earlier. Basic and diluted EPS were $0.91, compared with $0.87 in Q1 2026 and $0.68 in Q2 2025.
Net interest income rose to $46.1 million, with net interest margin at 3.63%, up 10 bps year-over-year but down 7 bps sequentially. Loans held for investment reached $4.52 billion, up 7.27% quarter-over-quarter and 20.27% year-over-year. Total deposits were $4.80 billion, increasing $330.0 million, or 7.38%, in the quarter, driven by 11.33% growth in non‑wholesale deposits as wholesale balances declined.
ROAA was 1.49% and ROAE 16.67%; the efficiency ratio was 40.91%. The nonperforming loans ratio increased to 0.30% due to one $11.4 million Community Reinvestment Act loan moving to non‑accrual. The common equity Tier 1 capital ratio was 9.98%. According to the company, a $0.25 per share cash dividend was paid in Q2 and another $0.25 dividend was declared for payment on August 10, 2026.
Five Star Bancorp (Nasdaq: FSBC) declared a quarterly cash dividend of $0.25 per share on its voting common stock. The dividend is scheduled to be paid on August 10, 2026, to shareholders of record as of August 3, 2026. Five Star operates through Five Star Bank, which now has ten California branches following a new Lodi branch opened in July 2026.
Five Star Bancorp (Nasdaq: FSBC) announced four key banking hires in Palo Alto to support its San Francisco Bay Area expansion. The new team, drawn from Flagstar Private Bank and First Republic Bank, includes three Senior Vice President / Managing Directors and one Vice President / Senior Relationship Manager.
According to Five Star Bank, these bankers bring decades of experience serving entrepreneurs, venture-backed startups, VC firms, private equity and emerging funds in Silicon Valley. The move complements recent geographic expansions to Lodi, Southern California and Walnut Creek, further extending the company’s California footprint.