What is Five Star Bancorp's earnings per share (EPS)?

Five Star Bancorp (FSBC) reported diluted earnings per share of $2.90 for fiscal year 2025. This represents a 28.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Five Star Bancorp (FSBC) Financials

FSBC NASDAQ

Trailing 12 months to June 30, 2026

Revenue $177.8M +26.5% YoY

Net Income $72.0M +38.8% YoY

EPS (Diluted) $3.38 +38.0% YoY

Free Cash Flow $80.5M +18.2% YoY

Market Cap $1.1B as of Oct 28, 2026

Price / Sales 6.3x on $177.8M revenue, trailing 12 months to June 30, 2026

Price / Earnings 15.6x on $72.0M net income, trailing 12 months to June 30, 2026

Price / Book 2.4x on $473.8M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 28, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FSBC SEC filings page.

Five Star Bancorp (FSBC) reported $177.8M in revenue over the twelve months to Jun 30, 2026, up 26.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 6 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FSBC FY2025 2026-10-25

Five Star Bancorp is expanding its balance sheet with earnings and cash growth, while liabilities remain near ten times equity.

In FY2025, operating cash flow rose 40.2% while net income rose 34.9%, so earnings acceleration was accompanied by cash generation rather than a widening accounting-to-cash gap. Free cash flow also rose 39.6% as its margin expanded 4.5 percentage points, reinforcing that cash conversion improved alongside reported profitability.

The balance sheet is highly liability-funded: liabilities represented 90.6% of assets in FY2025, while liabilities-to-equity was 9.7x. Equity grew faster than assets from FY2022 through FY2025, moving that ratio from 11.8x to 9.7x and showing a gradually stronger capital cushion.

Free cash flow was $71.4M against operating cash flow of $72.6M in FY2025, indicating that reported operating cash was largely retained after investment. Capital expenditures were only 1.6% of operating cash flow, so the cash profile is not driven by heavy reported capital spending.

Financial Health Signals

Financial Health Score 65/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Five Star Bancorp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Five Star Bancorp earned a return on assets of 1.3% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.1% the prior year. Earnings ranks banks on that return over three years, and Five Star Bancorp scores 77/100 among other banks.

Growth

Five Star Bancorp reported revenue of $158.4M in fiscal year 2025, against $126.2M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Five Star Bancorp scores 74/100 among other banks.

Capital

Five Star Bancorp funded 9.4% of its assets with shareholders' equity at the end of fiscal year 2025, holding $445.8M of equity against $4.8B of assets. Capital ranks banks on that cushion, and Five Star Bancorp scores 24/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Five Star Bancorp scores 94/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Five Star Bancorp scores 41/100 on it among other banks.

Stability

Five Star Bancorp reported net income of $61.6M in fiscal year 2025, against $45.7M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Five Star Bancorp scores 78/100 among other banks.

Piotroski F-Score Partial

5/6

Five Star Bancorp passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), the one computable operating efficiency signal (asset turnover improving) passes.

Key Financial Metrics

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Earnings & Revenue

Revenue

$48.0M

YoY+25.1%

QoQ+6.3%

5Y CAGR+18.9%

Five Star Bancorp generated $48.0M in revenue in Q2 2026. This represents an increase of 25.1% from the same quarter a year earlier. Against the prior quarter it is up 6.3%.

Net Income

$19.4M

YoY+33.7%

QoQ+4.2%

5Y CAGR+14.6%

Five Star Bancorp reported $19.4M in net income in Q2 2026. This represents an increase of 33.7% from the same quarter a year earlier. Against the prior quarter it is up 4.2%.

EPS (Diluted)

$0.91

YoY+33.8%

QoQ+4.6%

5Y CAGR+6.3%

Five Star Bancorp earned $0.91 per diluted share (EPS) in Q2 2026. This represents an increase of 33.8% from the same quarter a year earlier. Against the prior quarter it is up 4.6%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$23.2M

YoY+32.4%

QoQ+23.9%

5Y CAGR+12.3%

Five Star Bancorp generated $23.2M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 32.4% from the same quarter a year earlier. Against the prior quarter it is up 23.9%.

Cash & Debt

$685.1M

YoY+41.6%

QoQ+6.3%

5Y CAGR+5.0%

Five Star Bancorp held $685.1M in cash as of Q2 2026; no long-term debt figure is on record for that period.

Dividends Per Share

$0.25

YoY+25.0%

QoQ0.0%

5Y CAGR-40.1%

Five Star Bancorp paid $0.25 per share in dividends in Q2 2026. This represents an increase of 25.0% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

25M

YoY+14.8%

QoQ+14.8%

5Y CAGR+7.3%

Five Star Bancorp had 25M shares outstanding in Q2 2026. This represents an increase of 14.8% from the same quarter a year earlier. Against the prior quarter it is up 14.8%.

Margins & Returns

Net Margin

40.5%

YoY+2.6pp

QoQ-0.8pp

5Y change-8.3pp

Five Star Bancorp's net profit margin was 40.5% in Q2 2026, showing the share of revenue converted to profit. This is up 2.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.8 percentage points.

Return on Equity

4.1%

YoY+0.6pp

QoQ0.0pp

5Y change-0.4pp

Five Star Bancorp's quarterly ROE was 4.1% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is up 0.6 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$441K

YoY+80.7%

QoQ+162.5%

5Y CAGR+27.3%

Five Star Bancorp invested $441K in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 80.7% from the same quarter a year earlier. Against the prior quarter it is up 162.5%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

FSBC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FSBC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K
Revenue	$177.8M	$158.4M+25.6%	$126.2M+6.6%	$118.4M+7.4%	$110.2M+29.8%	$84.9M+13.9%	$74.5M
Interest Expense	$100.0M	$97.0M+11.2%	$87.2M+37.4%	$63.5M+327.7%	$14.8M+273.8%	$4.0M-56.7%	$9.2M
Income Tax	$24.4M	$22.1M+16.1%	$19.1M+0.9%	$18.9M+4.6%	$18.1M+283.6%	$4.7M+254.7%	$1.3M
Net Income	$72.0M	$61.6M+34.9%	$45.7M-4.3%	$47.7M+6.5%	$44.8M+5.6%	$42.4M+18.1%	$35.9M
EPS (Basic)	N/A	$2.90+28.3%	$2.26-18.7%	$2.78+6.5%	$2.61-7.8%	$2.83-20.7%	$3.57
EPS (Diluted)	$3.38	$2.90+28.3%	$2.26-18.7%	$2.78+6.5%	$2.61-7.8%	$2.83-20.7%	$3.57
Diluted Shares (Avg)	N/A	21M+5.3%	20M+17.6%	17M+0.1%	17M+14.5%	15M+49.0%	10M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$48.0M+25.1%	$45.1M+27.6%	$43.5M+23.6%	$41.3M+30.1%	$38.3M+25.0%	$35.3M+23.7%	$35.2M+22.9%	$31.8M+10.1%
Interest Expense	$26.2M+9.1%	$23.9M+3.4%	$24.4M+0.4%	$25.5M+14.4%	$24.1M+20.9%	$23.1M+11.1%	$24.3M+24.4%	$22.3M+26.4%
Income Tax	$6.7M+19.7%	$6.4M+21.4%	$5.4M-11.3%	$5.9M+37.0%	$5.6M+27.9%	$5.3M+21.9%	$6.0M+39.0%	$4.3M-9.5%
Net Income	$19.4M+33.7%	$18.6M+42.0%	$17.6M+32.5%	$16.3M+49.4%	$14.5M+34.6%	$13.1M+23.3%	$13.3M+23.3%	$10.9M-0.9%
EPS (Basic)	$0.91+33.8%	$0.87+40.3%	$0.83+31.7%	$0.77+48.1%	$0.68+33.3%	$0.620.0%	$0.630.0%	$0.52-18.8%
EPS (Diluted)	$0.91+33.8%	$0.87+40.3%	$0.83+31.7%	$0.77+48.1%	$0.68+33.3%	$0.620.0%	$0.630.0%	$0.52-18.8%
Diluted Shares (Avg)	21M+0.3%	21M+0.3%	N/A	21M+0.2%	21M+1.0%	21M+23.0%	N/A	21M+23.5%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

FSBC Balance Sheet

FSBC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K
Total Assets	$4.8B+17.3%	$4.1B+12.8%	$3.6B+11.3%	$3.2B+26.2%	$2.6B+30.9%	$2.0B
Cash & Equivalents	$506.9M+43.9%	$352.3M+9.6%	$321.6M+23.7%	$260.0M-38.9%	$425.3M+46.4%	$290.5M
Total Liabilities	$4.3B+17.8%	$3.7B+10.6%	$3.3B+11.2%	$3.0B+28.1%	$2.3B+27.6%	$1.8B
Total Equity	$445.8M+12.4%	$396.6M+38.8%	$285.8M+13.0%	$252.8M+7.6%	$235.0M+75.7%	$133.8M
Retained Earnings	$151.0M+41.8%	$106.5M+38.2%	$77.0M+64.8%	$46.7M+172.2%	$17.2M-23.2%	$22.3M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$5.4B+21.8%	$5.0B+18.5%	$4.8B+17.3%	$4.6B+19.4%	$4.4B+21.4%	$4.2B+22.1%	$4.1B+12.8%	$3.9B+10.9%
Cash & Equivalents	$685.1M+41.6%	$644.4M+42.4%	$506.9M+43.9%	$580.4M+131.4%	$483.8M+154.2%	$452.6M+144.2%	$352.3M+9.6%	$250.9M-22.5%
Total Liabilities	$4.9B+22.7%	$4.6B+19.1%	$4.3B+17.8%	$4.2B+20.4%	$4.0B+22.8%	$3.8B+20.6%	$3.7B+10.6%	$3.5B+8.2%
Total Equity	$473.8M+13.7%	$458.5M+12.8%	$445.8M+12.4%	$431.3M+10.6%	$416.7M+9.5%	$406.5M+38.9%	$396.6M+38.8%	$389.9M+42.3%
Retained Earnings	$178.3M+42.0%	$164.3M+42.5%	$151.0M+41.8%	$137.6M+41.3%	$125.5M+38.4%	$115.3M+36.9%	$106.5M+38.2%	$97.4M+39.8%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

FSBC Cash Flow Statement

FSBC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K
Operating Cash Flow	$82.0M	$72.6M+40.2%	$51.8M+33.1%	$38.9M-15.4%	$46.0M+60.4%	$28.7M-44.3%	$51.5M
Depreciation & Amortization	N/A	$2.2M+19.7%	$1.9M+16.4%	$1.6M-1.5%	$1.6M+169.5%	$607K+31.7%	$461K
Stock-Based Compensation	N/A	$1.5M+26.2%	$1.2M+20.2%	$962K-12.5%	$1.1M-23.7%	$1.4M+355.7%	$316K
Capital Expenditures	$1.5M	$1.2M+90.6%	$628K-3.8%	$653K+35.8%	$481K-32.9%	$717K-13.9%	$833K
Free Cash Flow	$80.5M	$71.4M+39.6%	$51.2M+33.7%	$38.3M-15.9%	$45.5M+62.8%	$27.9M-44.8%	$50.6M
Investing Cash Flow	-$766.2M	-$544.1Mn/m	-$446.7Mn/m	-$279.3Mn/m	-$836.9Mn/m	-$455.0Mn/m	-$372.6M
Financing Cash Flow	$885.5M	$626.0M+47.0%	$425.7M+41.0%	$301.9M-51.7%	$625.6M+11.5%	$561.2M+29.2%	$434.3M
Dividends Paid	$19.2M	$17.1M+5.2%	$16.2M+25.5%	$12.9M-15.4%	$15.3M-70.5%	$51.9M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$23.7M+33.1%	$18.9M+22.3%	$20.6M+14.2%	$18.8M+7.3%	$17.8M+11.0%	$15.5M+6164.0%	$18.0Mn/m	$17.5M+17.4%
Depreciation & Amortization	N/A	N/A	N/A	N/A	$445K-4.5%	$461K-2.3%	$470K+22.1%	$469K+16.4%
Stock-Based Compensation	$500K+25.0%	$382K+48.6%	N/A	$400K+33.3%	$400K+33.3%	$257K-14.0%	N/A	$300K+50.0%
Capital Expenditures	$441K+80.7%	$168K+68.0%	$638K+501.9%	$215K+2.4%	$244K+19.6%	$100K-7.4%	$106K-42.1%	$210K+55.6%
Free Cash Flow	$23.2M+32.4%	$18.8M+22.0%	$19.9M+11.4%	$18.6M+7.3%	$17.5M+10.9%	$15.4M+10959.0%	$17.9Mn/m	$17.3M+17.0%
Investing Cash Flow	-$307.6Mn/m	-$144.3Mn/m	-$187.5Mn/m	-$126.7Mn/m	-$140.5Mn/m	-$89.3Mn/m	-$70.3Mn/m	-$203.1Mn/m
Financing Cash Flow	$324.7M+110.8%	$262.9M+51.0%	$93.4M-39.3%	$204.5M-16.9%	$154.0M+2.3%	$174.1Mn/m	$153.8M+115.8%	$246.1M+176.4%
Dividends Paid	$5.3M+25.1%	$5.3M+25.3%	$4.3M+0.2%	$4.3M+0.2%	$4.3M+0.2%	$4.3M+23.6%	$4.3M+23.5%	$4.3M+23.6%

Not reported in any period shown, so not listed: Share Buybacks.

FSBC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FSBC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K
Net Margin	38.9%+2.7pp	36.2%-4.1pp	40.3%-0.3pp	40.6%-9.4pp	50.0%+1.8pp	48.2%
Return on Equity	13.8%+2.3pp	11.5%-5.2pp	16.7%-1.0pp	17.7%-0.3pp	18.1%-8.8pp	26.9%
Return on Assets	1.3%+0.2pp	1.1%-0.2pp	1.3%-0.1pp	1.4%-0.3pp	1.7%-0.2pp	1.8%
Liabilities-to-Equity	9.67+0.4x	9.22-2.4x	11.57-0.2x	11.76+1.9x	9.88-3.7x	13.60
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.04
FCF Margin	45.1%+4.5pp	40.6%+8.2pp	32.3%-9.0pp	41.3%+8.4pp	32.9%-35.0pp	68.0%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	40.5%+2.6pp	41.3%+4.2pp	40.6%+2.7pp	39.6%+5.1pp	37.9%+2.7pp	37.1%-0.1pp	37.9%+0.1pp	34.4%-3.8pp
Return on Equity	4.1%+0.6pp	4.1%+0.8pp	4.0%+0.6pp	3.8%+1.0pp	3.5%+0.6pp	3.2%-0.4pp	3.4%-0.4pp	2.8%-1.2pp
Return on Assets	0.4%0.0pp	0.4%+0.1pp	0.4%0.0pp	0.4%+0.1pp	0.3%0.0pp	0.3%0.0pp	0.3%0.0pp	0.3%0.0pp
Liabilities-to-Equity	10.35+0.8x	9.97+0.5x	9.67+0.4x	9.76+0.8x	9.59+1.0x	9.44-1.4x	9.22-2.4x	8.97-2.8x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	48.4%+2.7pp	41.6%-1.9pp	45.8%-5.1pp	45.0%-9.5pp	45.8%-5.8pp	43.5%+43.0pp	50.9%+57.2pp	54.5%+3.2pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, Debt-to-Equity.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Five Star Bancorp FSBC	FY2025	$158.4M	$61.6M	38.9%	$1.1B	65/100
Hanmi Financial Corp HAFC	FY2025	$270.2M	$76.1M	28.2%	$964.5M	52/100
Great Southern Bancorp Inc GSBC	FY2025	$229.3M	$71.0M	30.9%	$888.3M	66/100
Mid Penn Bancorp, Inc. MPB	FY2025	$225.9M	$56.2M	24.9%	$866.7M	63/100
Orrstown Financial Services Inc ORRF	FY2025	$252.1M	$80.9M	32.1%	$868.2M	54/100
HBT Financial, Inc. HBT	FY2025	$237.1M	$77.0M	32.5%	$1.3B	66/100

Where Five Star Bancorp Ranks

Frequently Asked Questions

What is Five Star Bancorp's annual revenue?

Five Star Bancorp (FSBC) reported $158.4M in total revenue for fiscal year 2025. This represents a 25.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Five Star Bancorp's revenue growing?

Five Star Bancorp (FSBC) revenue grew by 25.6% year-over-year, from $126.2M to $158.4M in fiscal year 2025.

Is Five Star Bancorp profitable?

Yes, Five Star Bancorp (FSBC) reported a net income of $72.0M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $61.6M, with a net profit margin of 38.9%.

What is Five Star Bancorp's net profit margin?

Five Star Bancorp (FSBC) had a net profit margin of 38.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Five Star Bancorp pay dividends?

Yes, Five Star Bancorp (FSBC) paid $0.80 per share in dividends during fiscal year 2025.

What is Five Star Bancorp's return on equity (ROE)?

Five Star Bancorp (FSBC) has a return on equity of 13.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Five Star Bancorp's free cash flow?

Five Star Bancorp (FSBC) generated $71.4M in free cash flow during fiscal year 2025. This represents a 39.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Five Star Bancorp's operating cash flow?

Five Star Bancorp (FSBC) generated $72.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Five Star Bancorp's total assets?

Five Star Bancorp (FSBC) had $4.8B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Five Star Bancorp's capital expenditures?

Five Star Bancorp (FSBC) invested $1.2M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Five Star Bancorp have outstanding?

Five Star Bancorp (FSBC) had 21M shares outstanding as of fiscal year 2025.

What is Five Star Bancorp's liabilities-to-equity ratio?

Five Star Bancorp (FSBC) had a liabilities-to-equity ratio of 9.67 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.

What is Five Star Bancorp's return on assets (ROA)?

Five Star Bancorp (FSBC) had a return on assets of 1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Five Star Bancorp's P/E ratio?

Five Star Bancorp (FSBC) trades at 15.6x earnings, its market capitalization divided by $72.0M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.1B as of Oct 28, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Five Star Bancorp's price-to-sales ratio?

Five Star Bancorp (FSBC) trades at 6.3x sales, its market capitalization divided by $177.8M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.1B as of Oct 28, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Five Star Bancorp's Piotroski F-Score?

Five Star Bancorp (FSBC) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

How financially healthy is Five Star Bancorp?

Five Star Bancorp (FSBC) scores 65 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.