Fvcbankcorp Inc Stock Price, News & Analysis

FVCBankcorp (NASDAQ: FVCB) reported net income of $5.6M for Q4 2025 (up 15% QoQ) and $22.1M for FY2025, a 46% increase versus FY2024. Diluted EPS was $0.31 for Q4 and $1.21 for the year. Pre-tax pre-provision operating income rose 32% YoY to $8.4M in Q4. Net interest margin improved to 3.05%, the eighth consecutive quarter of improvement. Total loans grew 4% to $1.94B and total deposits grew 7% to $2.00B. Nonperforming loans fell to $10.9M (0.48% of assets). The company declared a quarterly cash dividend of $0.06 per share payable Feb 17, 2026.

FVCbank (OTC:FVCB) announced that its mortgage minority interest, Atlantic Coast Mortgage, LLC (ACM), acquired Tidewater Mortgage Services, Inc. (TMS), a Coastal Virginia mortgage lender serving the Mid‑Atlantic and Southeast.

The deal adds approximately 45 loan officers and support staff to ACM, is expected to be immediately accretive in 2026, and to have minimal earnings impact in Q4 2025. ACM will combine its technology-driven lending model and product suite with TMS's customer service and community presence to expand ACM's footprint and capacity to serve first-time homebuyers, veterans, and repeat homeowners.

FVCBankcorp (NASDAQ: FVCB) and its subsidiary FVCbank were assigned initial investment-grade credit ratings by Morningstar DBRS on December 1, 2025. The Company received a Long-Term Issuer Rating of BBB (low) with a Stable trend; the Bank received a Long-Term Issuer Rating of BBB with a Stable trend. Morningstar DBRS published an Intrinsic Assessment (IA) of BBB for the Bank with a Support Assessment (SA1), while the Company’s Support Assessment is SA3, leaving the Company’s issuer rating one notch below its IA. Management cited improved financial performance, strong asset quality, a well-capitalized balance sheet, and diverse liquidity as drivers of the ratings.

FVCBankcorp (NASDAQ: FVCB) reported Q3 2025 net income of $5.6M, up 19% from Q3 2024, and YTD net income of $16.4M, up 61% year-over-year. Diluted EPS rose to $0.31 for the quarter, a 24% increase. Net interest income improved 13% to $16.0M and net interest margin increased 27 basis points to 2.91% versus Q3 2024. Core deposits grew $122.2M (10% annualized) to $1.74B. Nonperforming loans declined to $11.1M (0.48% of assets). The board declared a quarterly cash dividend of $0.06 per share payable Nov 17, 2025.

FVCBankcorp (NASDAQ: FVCB) announced a quarterly cash dividend of $0.06 per share.

The dividend is payable on November 17, 2025 to shareholders of record on October 27, 2025. The declaration and future dividend payments remain at the sole discretion of the Board and are subject to regulatory restrictions.

FVCBankcorp (NASDAQ: FVCB) reported strong Q2 2025 financial results, marking its sixth consecutive quarter of improved earnings. The bank achieved net income of $5.7 million ($0.31 per diluted share), a 36% increase from Q2 2024. Key highlights include a return on average assets of 1.02%, net interest margin improvement to 2.90%, and strong credit quality with nonperforming loans decreasing to 0.46% of total assets.

The company demonstrated financial strength with total assets of $2.24 billion and maintained well-capitalized status with a total risk-based capital ratio of 15.28%. Notable developments include the initiation of a quarterly cash dividend of $0.06 per share and the repurchase of 415,000 shares during Q2 2025 at a total cost of $4.6 million.

Core deposits increased by $47.8 million (6% annualized) in the first half of 2025, while maintaining strong credit quality with the allowance for credit losses at 0.97% of total loans.

FVCBankcorp (NASDAQ: FVCB) has announced the initiation of a quarterly cash dividend program, marking a significant milestone in its shareholder return strategy. The Board of Directors has declared an initial quarterly cash dividend of $0.06 per share, payable on August 18, 2025, to shareholders of record on July 28, 2025.

The total aggregate payment is expected to be approximately $1.1 million. CEO David W. Pijor emphasized that this decision reflects the company's appreciation for 17 years of shareholder support and demonstrates their commitment to enhancing shareholder value through capital returns.

FVCbank (NASDAQ:FVCB) has announced key executive promotions, elevating two long-standing leaders to enhanced roles. Jim Elliott has been promoted to Executive Vice President, Commercial Lending, continuing his service on the Bank's Executive Committee. Steffany Watson has been promoted to Executive Vice President, Chief Services Officer, and joins the Executive Committee.

Elliott, who joined in 2009, has built one of the bank's largest commercial loan portfolios and led the expansion of the Manassas lending team, including the addition of cannabis banking verticals. Watson, with FVCbank since 2007, has been instrumental in developing the bank's online banking platform and treasury services, and now leads loan operations, servicing, and deposit operations.

FVCbank (NASDAQ: FVCB) has announced key executive promotions, elevating Jennifer Deacon and Michael G. Nassy to Senior Executive Vice President roles. Deacon, who serves as Executive Vice President and Chief Financial Officer, has been recognized for her leadership in overseeing the bank's finance and accounting practices, including treasury management and financial reporting. Nassy, currently Executive Vice President and Chief Credit Officer, has been acknowledged for his expertise in credit risk assessment and portfolio management.

The promotions were announced by FVCbank President Patricia A. Ferrick, highlighting their contributions to the bank's strategic objectives and customer service. Both executives will continue to play crucial roles in shaping the bank's strategic vision and growth initiatives in the Baltimore/Washington, D.C. metropolitan areas.