Huntington Bancshares Incorporated Decreases Its Prime Rate To 7.25 Percent

Rhea-AI Summary

Huntington Bancshares (Nasdaq: HBAN) has announced a reduction in its prime rate from 7.5% to 7.25%, effective September 18, 2025. This marks the bank's second prime rate decrease in recent months, following a previous reduction from 7.75% to 7.5% on December 19, 2024.

Positive

• Prime rate reduction of 0.25% could lead to lower borrowing costs for customers
• Second consecutive rate decrease indicates potential easing of lending conditions

Negative

• Lower prime rate may reduce interest income and net interest margin

News Market Reaction – HBAN

+1.88%

+1.88% Session close to close

In the Sep 18 session, HBAN gained 1.88%, reflecting a mild positive market reaction.

Data tracked by StockTitan Argus on the day of publication.

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COLUMBUS, Ohio, Sept. 17, 2025 /PRNewswire/ -- Huntington Bancshares Incorporated (Nasdaq: HBAN) announced that its prime rate is decreasing from 7.5 percent to 7.25 percent, effective September 18, 2025.

Huntington's rate last changed on December 19, 2024, decreasing from 7.75 percent to 7.5 percent.

About Huntington

Huntington Bancshares Incorporated is a $208 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments, wealth management, and risk management products and services. Huntington operates 971 branches in 13 states, with certain businesses operating in extended geographies. Visit Huntington.com for more information.

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SOURCE Huntington Bancshares Incorporated

FAQ

What is Huntington Bancshares' (HBAN) new prime rate for September 2025?

Huntington Bancshares' new prime rate is 7.25%, effective September 18, 2025, decreased from 7.5%.

When was Huntington Bancshares' (HBAN) last prime rate change?

Huntington's last prime rate change was on December 19, 2024, when it decreased from 7.75% to 7.5%.

How much did Huntington Bancshares (HBAN) decrease its prime rate in September 2025?

Huntington Bancshares decreased its prime rate by 25 basis points (0.25%), from 7.5% to 7.25%.

What is the effective date of HBAN's new prime rate?

The new prime rate of 7.25% becomes effective on September 18, 2025.