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Hci Group Stock Price, News & Analysis

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Welcome to our dedicated page for Hci Group news (Ticker: HCI), a resource for investors and traders seeking the latest updates and insights on Hci Group stock.

HCI Group, Inc. (NYSE: HCI) is a holding company in the direct property and casualty insurance industry with operations in insurance, captive reinsurance, reciprocal exchanges, real estate and insurance technology through its majority-owned subsidiary, Exzeo Group, Inc. This news page aggregates company-issued updates and market coverage related to HCI’s financial performance, strategic initiatives and capital markets activity.

Readers following HCI news can expect regular earnings announcements detailing pre-tax income, net income, diluted earnings per share, gross premiums earned, premiums ceded for reinsurance, loss ratios and book value per share. HCI frequently accompanies these results with commentary from management and schedules conference calls and webcasts, which are announced through press releases and supported by corresponding Form 8-K filings.

News flow for HCI also includes disclosures about its catastrophe reinsurance programs, such as the completion of multi-tower reinsurance arrangements for specific treaty years and the role of its captive reinsurance subsidiary, Claddaugh Casualty Insurance Company Ltd. In addition, the company issues updates on quarterly cash dividend declarations on its common shares and compensation-related decisions for executives and non-employee directors.

A significant portion of recent HCI news relates to Exzeo Group, Inc., the insurance technology unit that uses advanced underwriting algorithms and data analytics. Items include the public filing and amendment of Exzeo’s registration statement on Form S-1, the launch of its initial public offering, preliminary financial estimates, and its listing on the New York Stock Exchange under the ticker symbol “XZO.”

Investors and analysts can use this page to review historical and ongoing developments affecting HCI’s insurance operations, reinsurance strategy, dividend practices and Exzeo-related transactions. Returning to this feed provides a consolidated view of official announcements and regulatory disclosures that shape the narrative around HCI’s stock and its evolving business mix.

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HCI Group (NYSE:HCI) has scheduled its second quarter 2025 earnings conference call for Thursday, August 7, 2025, at 4:45 p.m. Eastern Time. The company will release its financial results for the quarter ended June 30, 2025, after the market closes on the same day.

The presentation will be accessible via phone and webcast, with management hosting a Q&A session. A replay will be available after 8:00 p.m. ET through both phone access and the company's website.

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HCI Group (NYSE:HCI) has announced its regular quarterly cash dividend of $0.40 per common share. The dividend will be paid on September 19, 2025, to shareholders of record as of August 15, 2025. This dividend announcement demonstrates the company's continued commitment to providing regular returns to its shareholders.

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HCI Group has completed its catastrophe reinsurance programs for 2025-2026, securing over $3.5 billion in excess of loss aggregate limit across three reinsurance towers. The program covers multiple subsidiaries including Homeowners Choice, TypTap Insurance, and CORE, with statutory retentions of $18 million for Towers 1 and 2, and $3 million for Tower 3. Claddaugh Casualty Insurance Company's maximum retained loss is approximately $117 million for first events and $35 million for second events. The company expects to incur net consolidated reinsurance premiums of approximately $422 million, with all participating reinsurers rated 'A-' or better by AM Best or having fully collateralized obligations.
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HCI Group reported strong Q1 2025 financial results with pre-tax income of $100.3 million and net income of $74.2 million. The company achieved diluted EPS of $5.35, up from $3.81 in Q1 2024. Consolidated gross premiums earned increased 17.0% to $300.4 million, driven by policy assumptions from Citizens Property Insurance Corporation. The company's gross loss ratio improved to 19.7% from 31.1% year-over-year. Notably, HCI announced plans for a potential tax-free spin-off of Exzeo to existing shareholders, targeted for completion by year-end. Despite higher reinsurance costs and increased operating expenses, the company demonstrated strong performance with reduced losses and loss adjustment expenses of $59.3 million compared to $79.9 million in Q1 2024.
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HCI Group (NYSE: HCI) has announced its board of directors has declared a quarterly cash dividend of $0.40 per common share. The dividend will be distributed on June 20, 2025, to shareholders who are recorded in the company's books as of the close of business on May 16, 2025.

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HCI Group (NYSE: HCI) has scheduled its first quarter 2025 earnings conference call for Thursday, May 8, 2025, at 4:45 p.m. Eastern time. The company will release its financial results for Q1 2025 (ended March 31, 2025) via press release after market close on the same day.

The earnings call will feature a presentation by HCI management followed by a Q&A session. Investors can access the call through:

  • Toll-free number: 888-506-0062
  • International number: 973-528-0011
  • Participant Access Code: 325047

A replay will be available after 8:00 p.m. ET via toll-free (877-481-4010) and international (919-882-2331) numbers using replay passcode 52364, as well as through the Investor Information section on HCI Group's website.

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HCI Group (NYSE: HCI) has announced its 2025 Annual Shareholders Meeting, scheduled for Tuesday, June 10, 2025, at 3:00 p.m. Eastern time. The meeting will take place at the company's headquarters in Tampa, Florida.

Shareholders of record as of April 14, 2025, will be eligible to vote and attend. The meeting agenda includes:

  • Election of Class B Directors
  • Ratification of external auditors
  • Advisory vote on executive compensation
  • Advisory vote on frequency of executive compensation votes

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HCI Group (NYSE: HCI) has announced that GEICO has signed a multi-year lease agreement to fully occupy a three-building campus in Tampa, Florida, owned by its real estate division Greenleaf Capital. The office campus, acquired by Greenleaf in 2023, features approximately 190,000 square feet of leasable space and is currently reported at a carrying value of $17 million on HCI's balance sheet.

The agreement is expected to bring more than 1,000 new jobs to the local community. With GEICO as the tenant, the campus is now fully leased. The combination of property improvements and the long-term lease with a high-quality tenant is anticipated to enhance the equity value of the investment.

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HCI Group (NYSE: HCI) has announced a strategic reorganization into two distinct operating units to enhance growth potential. The first unit encompasses four insurance companies: Homeowners Choice Property & Casualty Insurance, TypTap Insurance, Condo Owners Reciprocal Exchange, and Tailrow Insurance Exchange, along with Griston (claims management), Claddaugh (reinsurance), and Greenleaf Capital (real estate).

The second unit, formerly known as TypTap Insurance Group, has been rebranded as Exzeo Group and will focus on developing technology solutions for the property and casualty insurance industry. The restructuring aims to enable both units to more effectively pursue their respective growth and profitability objectives.

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HCI Group reported its Q4 2024 financial results with pre-tax income of $5.9 million and diluted EPS of $0.23, down from $3.40 in Q4 2023. Consolidated gross premiums earned increased 38% to $297.5 million, driven by policy assumptions from Citizens Property Insurance

Q4 highlights include net investment income of $14.5 million (up from $10.3 million), and losses of $110.7 million including $78 million from Hurricane Milton. The company experienced $24.5 million in favorable development mostly related to the 2024 accident year.

For full-year 2024, HCI achieved pre-tax income of $173.4 million and diluted EPS of $8.89, compared to $7.62 in 2023. Annual gross premiums earned rose 41.5% to $1,083.2 million, while facing impacts from Hurricanes Helene ($43.0 million), Milton ($78.0 million), and Debby ($6.5 million).

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FAQ

What is the current stock price of Hci Group (HCI)?

The current stock price of Hci Group (HCI) is $161.18 as of March 17, 2026.

What is the market cap of Hci Group (HCI)?

The market cap of Hci Group (HCI) is approximately 2.1B.

HCI Rankings

HCI Stock Data

2.14B
11.12M
Insurance - Property & Casualty
Fire, Marine & Casualty Insurance
Link
United States
TAMPA

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