Herzfeld Credit Income Fund, Inc. Provides December 2025 Net Asset Value Update
Rhea-AI Summary
Herzfeld Credit Income Fund (NASDAQ: HERZ) announced its estimated net asset value as of December 31, 2025 was $2.14.
Positive
- None.
Negative
- None.
News Market Reaction
On the day this news was published, HERZ gained 4.21%, reflecting a moderate positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
HERZ slipped about 0.26% while peers showed mixed moves: CUBA down (-1.18%) but ICMB, RAND, and NXN up (2.08%, 2.06%, 0.58%) and GRF flat, suggesting a stock-specific reaction rather than a broad asset management move.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Dec 30 | Distribution paid | Positive | -16.2% | Year-end cash/stock distribution of $0.6867 per share was paid. |
| Nov 17 | Distribution update | Positive | +2.8% | Corrected year-end distribution details and outlined monthly NAV and income policy. |
| Nov 10 | Distribution declared | Positive | +2.5% | Declared estimated $11.03M year-end distribution mainly as long-term capital gains. |
| Oct 21 | Tender results final | Neutral | -2.1% | Announced final results of tender offer for 5% of shares at 97.5% of NAV. |
| Oct 16 | Tender results prelim | Neutral | -0.8% | Reported preliminary oversubscribed tender offer results requiring pro-rata purchases. |
Recent history shows positive reactions to distribution announcements but a sharp selloff when the year-end distribution was actually paid, indicating a tendency for investors to "sell the event" after capturing payouts.
Over the past few months, Herzfeld Credit Income Fund reported several shareholder-focused actions. A year-end distribution of $0.6867 per share was declared in November 2025 and later corrected, with policy changes toward monthly distributions and monthly NAV calculations. The Fund also executed a tender offer for 5% of shares at 97.5% of NAV, which was heavily oversubscribed. When the year-end distribution was paid on Dec 30, 2025, the stock dropped sharply, contrasting with earlier modest gains on the announcement and correction news.
Market Pulse Summary
This announcement provides an estimated NAV of $2.14 as of Dec 31, 2025, giving investors a reference point versus the recent market price of $1.90. It follows a period of significant corporate actions, including a sizable year-end distribution and an oversubscribed tender offer. Going forward, the monthly NAV calculations and distribution policy previously outlined remain key items to monitor alongside how closely the share price tracks reported NAV levels.
Key Terms
net asset value financial
AI-generated analysis. Not financial advice.
MIAMI BEACH, Fla., Jan. 14, 2026 (GLOBE NEWSWIRE) -- Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”) today announced the estimated net asset value (“NAV”) of the Fund as of December 31, 2025 was
About Thomas J. Herzfeld Advisors, Inc.
Thomas J. Herzfeld Advisors, Inc., founded in 1984, is an SEC registered investment advisor, specializing in investment analysis and account management in closed-end funds.
More information about the advisor can be found at www.herzfeld.com.
Past performance is no guarantee of future performance. An investment in the Fund is subject to certain risks, including market risk. In general, shares of closed-end funds often trade at a discount from their net asset value and at the time of sale may be trading on the exchange at a price which is more or less than the original purchase price or the net asset value. There can be no assurance that any Share repurchases will reduce or eliminate the discount of the Fund’s market price to the Fund’s net asset value per share. An investor should carefully consider the Fund’s investment objective, risks, charges and expenses. Please read the Fund’s disclosure documents before investing.
Forward-Looking Statements
This press release, and other statements that Thomas J. Herzfeld Advisors, Inc. (“TJHA”) or the Fund may make, may contain forward looking statements within the meaning of the Private Securities Litigation Reform Act, with respect to the Fund’s or TJHA’s future financial or business performance, strategies or expectations. Forward-looking statements are typically identified by words or phrases such as “trend,” “potential,” “opportunity,” “pipeline,” “believe,” “comfortable,” “expect,” “anticipate,” “current,” “intention,” “estimate,” “position,” “assume,” “outlook,” “continue,” “remain,” “maintain,” “sustain,” “seek,” “achieve,” and similar expressions, or future or conditional verbs such as “will,” “would,” “should,” “could,” “may” or similar expressions. TJHA and the Fund caution that forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time. Forward-looking statements speak only as of the date they are made, and TJHA and the Fund assume no duty to and do not undertake to update forward-looking statements. Actual results could differ materially from those anticipated in forward-looking statements and future results could differ materially from historical performance. With respect to the Fund, the following factors, among others, could cause actual events to differ materially from forward-looking statements or historical performance: (1) shares of the Fund may trade at a discount from Net Asset Value; (2) the Fund is expose to risks associated with equity and equity-linked securities to the extent that adverse equity market conditions could negatively impact the ability of the borrowers to make payment of interest and/or principal with respect to loans underlying the CLOS in which the Fund invests; (3) as a “non-diversified” investment company, the Fund’s investments involve greater risks than would be the case for a similar diversified investment company; (4) the Adviser’s judgment about the attractiveness, relative value or potential appreciation of a particular security or investment strategy may prove incorrect; (5) market disruption risks, including certain events that have had a disruptive effect on the securities markets, generally, such as pandemics, terrorist attacks, war and other geopolitical events, hurricanes, droughts, floods and other natural disasters; (6) risk of investment in CLOs and related securities generally; (7) dependence on managers of the CLOs in which the Fund invests; (8) risks associated with investing in CLOs generally. Annual and Semi-Annual Reports and other regulatory filings of the Fund with the SEC are accessible on the SEC’s website at www.sec.gov and on TJHA’s website at www.herzfeld.com/herz and may discuss these or other factors that affect the Fund. The information contained on TJHA’s website is not a part of this press release.
Contact:
Tom Morgan
Chief Compliance Officer
Thomas J. Herzfeld Advisors, Inc.
1-305-777-1660
FAQ
What was Herzfeld Credit Income Fund's estimated NAV on December 31, 2025 (HERZ)?
When did Herzfeld Credit Income Fund (HERZ) report the December 2025 NAV update?
Does the December 31, 2025 NAV of $2.14 for HERZ represent an audited figure?
How can investors use the December 31, 2025 NAV of $2.14 for HERZ?
Was any other financial data provided with Herzfeld Credit Income Fund's December 2025 NAV (HERZ)?
