First Internet B Stock Price, News & Analysis

First Internet Bank (NASDAQ:INBK) and Parlay Finance announced a partnership to deploy Parlay's AI-native Loan Intelligence System (LIS) for SBA lending on Oct 16, 2025. The LIS automates intake, validates documents and financials, and builds institutional lending intelligence.

The bank says the implementation lets its SBA team process significantly higher application volumes with existing staff and anticipates up to a 50% increase in efficiencies across the lending process while improving borrower onboarding and decision speed.

First Internet Bancorp (Nasdaq: INBK) will release its third quarter 2025 financial results after market close on Wednesday, October 22, 2025. A conference call and live webcast to discuss the results is scheduled for Thursday, October 23, 2025 at 2:00 p.m. ET.

Telephone access and a replay (available one hour after the call ends through October 30, 2025) are provided; the live webcast and presentation slides will be posted to the company investor website and archived for 12 months.

Pool United launched a multi-user consumer financial account called Pool on October 6, 2025, in partnership with First Internet Bank (INBK) and Visa. Pool enables shared accounts with role-based permissions (Admins, Viewers, Spenders), Pool Visa Debit Cards, fine-grained spending controls, and direct spending from a shared balance.

First Internet Bank provides FDIC insurance coverage up to $250,000 per depositor per ownership category via pass-through rules. Pool has raised $4.5 million in venture funding led by Notation Capital/Asylum Ventures. Interested users can join a waitlist at poolmoney.com.

First Internet Bancorp (NASDAQ: INBK) has announced a quarterly cash dividend of $0.06 per common share. The dividend will be paid on October 15, 2025, to shareholders of record as of September 30, 2025.

The company notes that future dividend declarations and amounts will be determined by the Board of Directors based on various factors including operational results, financial condition, capital requirements, and business strategy.

First Internet Bancorp (Nasdaq: INBK) has agreed to sell up to $869 million of performing single tenant lease financing loans to Blackstone (NYSE: BX) affiliated vehicles. The transaction, expected to close around September 18, 2025, will be executed at approximately 95% of the unpaid principal balance.

The strategic sale aims to strengthen First Internet's capital position and boost its return on average assets to 1.00%. The company plans to move $550 million of deposit balances off-balance sheet, enhancing its tangible common equity ratio. First Internet Bank will maintain customer-facing servicing responsibilities for the loan portfolio.

For Blackstone Real Estate, this deal adds to their recent $22 billion commercial real estate portfolio acquisitions over the past 24 months, with their BREDS platform having deployed $38 billion from January 2024 through June 2025.

First Internet Bancorp (NASDAQ:INBK) reported second quarter 2025 results with net income of $0.2 million and diluted EPS of $0.02. The company achieved net interest income of $28.0 million, up 11.5% from Q1 2025, and a net interest margin of 1.96%.

Key metrics include loan growth of $108.2 million (2.5% increase) and deposit growth of $353.2 million (7.1% increase) from Q1 2025. Credit quality metrics showed nonperforming loans at 1.00% of total loans, with net charge-offs of $14.3 million primarily in small business lending and franchise finance.

The company faces challenges in franchise finance and small business portfolios but reports improving core banking metrics with seven consecutive quarters of rising net interest income. Management provided positive guidance for future quarters, projecting continued NIM expansion and normalized SBA loan sale activity in Q3 2025.

[ "Net interest income increased 11.5% quarter-over-quarter to $28.0 million", "Strong deposit growth of $353.2 million, up 7.1% from Q1 2025", "Seven consecutive quarters of rising net interest income", "Net interest margin improved by 14 basis points to 1.96%", "Total loan growth of $108.2 million, up 2.5% from previous quarter", "Robust growth in fintech deposits strengthening liquidity position" ]

First Internet Bancorp (NASDAQ: INBK) has scheduled the release of its second quarter 2025 financial results after market close on Wednesday, July 23, 2025. The company will host a conference call and webcast to discuss the results on Thursday, July 24, 2025, at 2:00 p.m. Eastern Time.

Investors can access the conference call through multiple channels, including U.S. toll-free and international dial-in numbers. The presentation materials and webcast will be available on the company's website, with the webcast replay and slides remaining accessible for 12 months following the call.

First Internet Bank has secured a $125,000 grant from the Federal Home Loan Bank of Indianapolis for the Indianapolis Neighborhood Housing Partnership through the Community Multiplier-Member Match program. The grant, which requires a 10% matching fund from First Internet Bank, will support INHP's housing counseling programs aimed at helping renters and aspiring homebuyers in Marion County overcome homeownership barriers. The initiative comes as part of FHLBank Indianapolis' commitment to invest 10% of their annual net earnings into affordable housing and community development. The program, launched in March 2025, provides grants ranging from $25,000 to $125,000 to not-for-profit organizations in Indiana or Michigan that collaborate with FHLBank Indianapolis member institutions on affordable housing initiatives.

First Internet Bancorp (NASDAQ: INBK) has announced a quarterly cash dividend of $0.06 per common share, payable on July 15, 2025, to shareholders of record as of June 30, 2025. The company's Board of Directors will maintain discretion over future dividend declarations, which will be determined based on various factors including operational results, financial condition, capital requirements, regulatory restrictions, business strategy, and other relevant considerations.