First Internet B Stock Price, News & Analysis

First Internet Bank (NASDAQ:INBK) said its Do More Business™ Checking won the Best in Biz Awards 2025 Silver for Small or Medium Business Product of the Year on January 13, 2026.

This marks the third consecutive year the bank has won the award. The account offers interest, unlimited transactions*, Zelle® payments**, account linking across institutions, spending insights, simplified budgeting and seamless transfers to give small businesses a digital-first cash management experience.

First Internet Bancorp (Nasdaq: INBK) declared a quarterly cash dividend of $0.06 per common share. The dividend is payable on January 15, 2026 to shareholders of record at the close of business on December 31, 2025. The Board noted that future dividends and amounts remain at its sole discretion and depend on results of operations, financial condition, capital needs, regulatory and contractual restrictions, and other relevant factors.

First Internet Bancorp (Nasdaq: INBK) reported third quarter 2025 results showing operational momentum and a major balance-sheet action. Adjusted total revenue rose 30% sequentially to $43.5M and adjusted PTPP reached $18.1M (up 54% QoQ). Fully-taxable equivalent NIM expanded to 2.12%. The company completed an $836.9M loan sale that reduced loan balances 17% and improved regulatory capital (CET1 9.24%, Total Risk-Based 13.11%). Credit provision of $34.8M and a reported net loss of $41.6M reflect the loan sale and credit actions; adjusted net loss ex-sale was $12.5M. Deposits declined 7%, with >$700M moved off balance sheet.

First Internet Bank (NASDAQ:INBK) announced on October 20, 2025 that Zelle® is now available to eligible business customers via its digital banking platform and mobile app. The release says business users can send and receive payments between eligible accounts in minutes and use Zelle® to accept customer payments, pay vendors, or request payments. The feature complements the Do More Business Checking account, which the bank describes as offering unlimited transactions, no minimum balance, overdraft fee features, account linking, and cash-flow tools.

First Internet Bank (NASDAQ:INBK) and Parlay Finance announced a partnership to deploy Parlay's AI-native Loan Intelligence System (LIS) for SBA lending on Oct 16, 2025. The LIS automates intake, validates documents and financials, and builds institutional lending intelligence.

The bank says the implementation lets its SBA team process significantly higher application volumes with existing staff and anticipates up to a 50% increase in efficiencies across the lending process while improving borrower onboarding and decision speed.

First Internet Bancorp (Nasdaq: INBK) will release its third quarter 2025 financial results after market close on Wednesday, October 22, 2025. A conference call and live webcast to discuss the results is scheduled for Thursday, October 23, 2025 at 2:00 p.m. ET.

Telephone access and a replay (available one hour after the call ends through October 30, 2025) are provided; the live webcast and presentation slides will be posted to the company investor website and archived for 12 months.

Pool United launched a multi-user consumer financial account called Pool on October 6, 2025, in partnership with First Internet Bank (INBK) and Visa. Pool enables shared accounts with role-based permissions (Admins, Viewers, Spenders), Pool Visa Debit Cards, fine-grained spending controls, and direct spending from a shared balance.

First Internet Bank provides FDIC insurance coverage up to $250,000 per depositor per ownership category via pass-through rules. Pool has raised $4.5 million in venture funding led by Notation Capital/Asylum Ventures. Interested users can join a waitlist at poolmoney.com.

First Internet Bancorp (NASDAQ: INBK) has announced a quarterly cash dividend of $0.06 per common share. The dividend will be paid on October 15, 2025, to shareholders of record as of September 30, 2025.

The company notes that future dividend declarations and amounts will be determined by the Board of Directors based on various factors including operational results, financial condition, capital requirements, and business strategy.

First Internet Bancorp (Nasdaq: INBK) has agreed to sell up to $869 million of performing single tenant lease financing loans to Blackstone (NYSE: BX) affiliated vehicles. The transaction, expected to close around September 18, 2025, will be executed at approximately 95% of the unpaid principal balance.

The strategic sale aims to strengthen First Internet's capital position and boost its return on average assets to 1.00%. The company plans to move $550 million of deposit balances off-balance sheet, enhancing its tangible common equity ratio. First Internet Bank will maintain customer-facing servicing responsibilities for the loan portfolio.

For Blackstone Real Estate, this deal adds to their recent $22 billion commercial real estate portfolio acquisitions over the past 24 months, with their BREDS platform having deployed $38 billion from January 2024 through June 2025.