Fintechs are companies that use software and digital tools to deliver or improve financial services—such as payments, banking, lending, investing or insurance—often offering faster, cheaper or more convenient alternatives to traditional providers. For investors, fintechs matter because they can quickly reshape markets and capture growth like a new app that upends an old service, but they also face special risks from regulation, technology failures and intense competition.
digital paymentstechnical
Digital payments are ways money moves electronically instead of using cash or checks, such as paying with a card, phone app, online bank transfer, or a stored account. For investors, they matter because they change how fast and cheaply companies sell goods and collect money, expand customer reach, and create new fee or data-driven revenue streams while also introducing technology, fraud and regulatory risks that can affect profitability and growth.
payments ecosystemtechnical
A payments ecosystem is the network of banks, apps, card networks, payment processors, point-of-sale systems, merchants, and rules that let money move from a buyer to a seller. Think of it like a city's transportation system: each vehicle, road, ticketing rule and traffic light must work together to move people — here it’s cash or digital value being moved quickly and securely. Investors care because the health and efficiency of this network determine transaction fees, growth, security risks, and how easily new services can scale.
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FISHERS, Ind.--(BUSINESS WIRE)--
First Internet Bank today announced that Anne Sharkey, Senior Vice President and Chief Risk Officer, will speak at the Nacha Smarter Faster Payments 2026 Conference in San Diego.
Anne Sharkey, Senior Vice President and Chief Risk Officer at First Internet Bank
Ms. Sharkey will participate in the spotlight session, “A Collaborative Vision of Customer Experience for the Future,” taking place Tuesday, April 28, from 4:10 PM – 5:00 PM PT. The session will explore how financial institutions, fintechs and payments ecosystem partners can work together to strengthen customer experience in today’s digital payments landscape.
“As payments continue to evolve, industry collaboration will be essential to delivering the seamless experiences customers expect,” said Anne Sharkey. “Banks play a critical role in balancing innovation with trust, security and reliability, and partnerships across the payments ecosystem are key to advancing customer experience while managing risk effectively.”
During the discussion, panelists will examine the role financial institutions play in shaping the next generation of digital financial services and how industry‑wide collaboration can improve customer engagement. The Nacha Smarter Faster Payments Conference brings together financial institutions, payments innovators and industry leaders to discuss trends shaping the future of the payments ecosystem.
More information about the Nacha conference is available at payments.nacha.org.
To learn about First Internet Bank, including its products and services, visit firstib.com.
About First Internet Bank
First Internet Bank opened for business in 1999 as an industry pioneer in the branchless delivery of banking services. With assets of $5.6 billion as of December 31, 2025, the Bank provides consumer and small business deposits, consumer loans and specialty finance services nationally. The Bank also offers commercial real estate loans, commercial and industrial loans, SBA financing and treasury management services. Additional information about the Bank, including its products and services, is available at firstib.com. The Bank is a wholly-owned subsidiary of First Internet Bancorp (Nasdaq: INBK). First Internet Bank is a Member FDIC.