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Inter Launches Wearables in the U.S., Taking Banking Beyond the Phone

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Inter (NASDAQ: INTR) announced the U.S. launch of its wearable payment line, the Inter Ring and Inter Wristband, which enable contactless payments without a phone, screen, or battery. Both devices use passive NFC technology and are activated once through the Inter App.

The wearables function as an extension of a customer's existing Inter credit card, sharing the same limit and due date, with all purchases consolidated on one statement. Transactions use tokenization, encryption, and may require a PIN. Initial availability will be limited to select customers, with broader rollout planned later in 2026.

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AI-generated analysis. How Rhea-AI works. Not financial advice.

Positive

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Negative

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What This Means

Launching battery-free NFC wearables that extend existing Inter credit cards marks another step in i...
Analysis

Launching battery-free NFC wearables that extend existing Inter credit cards marks another step in its lifestyle-centric strategy. Prior U.S. expansion headlines often met selling pressure, so investors may watch adoption, card spend lift and competitive responses more than the product’s novelty itself.

Key Figures

Broader rollout year: 2026
1 metrics
Broader rollout year 2026 Planned wider U.S. availability of Inter wearables

Historical Context

4 past events · Latest: Jun 08 (Positive)
Pattern 4 events
Date Event Sentiment 24h Move Catalyst
Jun 08 U.S. branch opening Positive -1.9% Opened a regulated U.S. banking branch in Miami to expand cross-border services.
May 11 Strategy metric update Positive -7.4% Adopted the Rule of 50 as a growth and profitability performance benchmark.
Feb 11 2025 results Positive -3.3% Reported record 2025 results with strong client growth, credit expansion and higher ROE.
Jan 16 Regulatory approval Positive +0.3% Received approvals to establish a state-licensed international banking branch in Miami.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Recent history shows Inter’s shares often traded down on expansion and strong-results headlines, with only one modest gain across the last four news events.

Key Terms

nfc, tokenization, encryption
3 terms
nfc technical
"Both run on passive NFC technology, making them water-resistant, battery-free"
NFC (Near Field Communication) is a short-range wireless technology that lets two devices exchange small amounts of data by being very close together — like tapping a phone to a payment terminal or another gadget. Investors care because NFC can enable contactless payments, access control, and simple device pairing, affecting a company’s product appeal, revenue streams, partnership opportunities, and the pace of customer adoption.
tokenization technical
"Transactions will use tokenization and encryption consistent with contactless payment standards"
Tokenization is the process of converting real-world assets or rights into digital tokens stored on a computer network. This allows assets, such as property or investments, to be divided into smaller parts, making them easier to buy, sell, or transfer electronically. For investors, tokenization can increase access to a wider range of investments and make transactions faster and more efficient.
encryption technical
"Transactions will use tokenization and encryption consistent with contactless payment standards"
Encryption is a way of locking digital information so only someone with the correct electronic key can read it, like putting a message into a sealed, coded envelope. For investors it matters because strong encryption helps protect customer data, trade secrets and financial records from theft or tampering, supports legal and regulatory compliance, and preserves a company’s reputation and value by reducing the risk of costly breaches.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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The Inter Ring and Inter Wristband bring contactless payments to everyday accessories - no phone required

MIAMI, July 13, 2026 (GLOBE NEWSWIRE) -- For most people, paying for something often follows the same choreography: find the phone, unlock it, open the wallet, tap. But today, Inter is changing that. Inter announced the U.S. launch of its wearable technology line, the Inter Ring and Inter Wristband, bringing contactless payment capability through industry-standard security technology to accessories customers already wear, without requiring a screen, battery, or a phone in hand.

This launch will be the latest example of Inter always optimizing for the customer. Through this expanded product offering, the financial technology company will take its services from a financial platform into an accessible lifestyle, granting customers access to Inter’s universe of customer experiences.

The Inter Ring will be available in gold, silver, rose, black, and gray. The Inter Wristband, adjustable and built for daily use, will come in black, orange, and white. Both run on passive NFC technology, making them water-resistant, battery-free, and activated once through the Inter App.

Wearables embody a core trait in Inter's DNA: innovating to simplify people's lives through technology, convenience, and security. With these devices, we want to make every experience more efficient — whether that's the time saved at checkout or the peace of mind that comes with knowing your payments are protected through industry-standard security measures. Practicality is a lifestyle, and it makes a real difference in people's daily lives,” says Rodrigo Gouveia, Executive Director of E-Commerce and Ecosystems at Inter.

Payments made through the Inter Ring or Wristband will serve as an extension of the customer's existing Inter credit card, sharing the same limit and due date, with purchases from all three surfaces appearing on a single statement. Transactions will use tokenization and encryption consistent with contactless payment standards; certain purchases may require a PIN. If a wearable is lost or stolen, customers can disable or remove it in the Inter App.

Wearables will be initially available to a limited group of select Inter customers, with a broader rollout coming later in 2026. Terms, conditions, and merchant acceptance apply.

ABOUT INTER

Inter (Inter&Co Inc./NASDAQ: INTR) is a global financial technology company providing banking, credit, investments, payments, and lifestyle solutions to more than 44 million customers worldwide. Inter leverages technology to unlock simplicity, offering mortgages, credit, gift cards, investments, and international payments through Banco Inter S.A., Brazil's first digital bank, and a growing global footprint. Recognized by Forbes, CNBC, and others as one of the world's leading fintechs and digital banks, Inter is guided by the Rule of 50 — a commitment to growing profitably and with discipline as it expands globally. Learn more at inter.co.

Media Relations: interco@chemistryagency.com / Delayna.Shulak@inter.co

Investor Relations: ir@inter.co

INTER & CO PAYMENTS, INC., doing business as Inter (“Inter”), is a financial technology company, a registered money services business (MSB) and a licensed money transmitter, not a bank (NMLS ID #907330). Massachusetts Foreign Transmittal Agency (License #FT114374-100). Rhode Island Currency Transmitter (License # 20203960CT). Inter US Checking is provided by Continental Bank, Member FDIC. The Inter US Mastercard® Debit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard debit is accepted. The Inter US Mastercard® Credit Card is issued by Continental Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard credit is accepted.

Wearables are initially available to a limited group of eligible Inter U.S. credit card customers. Terms, conditions, and merchant acceptance apply.


FAQ

What did Inter (INTR) announce about wearables in the U.S. on July 13, 2026?

Inter announced the U.S. launch of its Inter Ring and Inter Wristband, enabling contactless payments without a phone. According to Inter, these NFC wearables extend its financial platform into lifestyle accessories, offering secure, battery-free payment options activated through the Inter App.

How do Inter Ring and Inter Wristband payments work for Inter (INTR) customers?

Payments with Inter Ring and Inter Wristband act as an extension of a customer’s existing Inter credit card. According to Inter, the wearables share the same limit and due date, and purchases from card, ring, and wristband appear on a single consolidated statement.

What security features do Inter’s (INTR) new wearables use for contactless payments?

Inter’s wearables use tokenization and encryption consistent with contactless payment standards for transaction security. According to Inter, certain purchases may require a PIN, and customers can disable or remove a lost or stolen wearable directly through the Inter App.

When will Inter’s (INTR) Inter Ring and Inter Wristband be available in the U.S.?

Inter’s wearables will initially be available to a limited group of select customers in the U.S. According to Inter, a broader rollout of the Inter Ring and Inter Wristband is planned for later in 2026, subject to terms and merchant acceptance.

What customization options are offered for the Inter Ring and Inter Wristband from Inter (INTR)?

The Inter Ring will be offered in gold, silver, rose, black, and gray finishes. According to Inter, the adjustable Inter Wristband is designed for daily use and will come in black, orange, and white, all using passive, water-resistant NFC technology.