Inverite Signals Strategic Alignment as Canada Establishes National Stablecoin Framework

Rhea-AI Summary

Inverite (CSE: INVR / OTC: INVRD) updated investors after the Government of Canada’s 2025 Federal Budget established a national regulatory framework for fiat-backed stablecoins with Bank of Canada oversight.

The measures set requirements for reserves, redemption rights, governance, and risk management, which the company says validates and strengthens its October 30, 2025 exploration of tokenized credit infrastructure focused on real-time verification, income intelligence, and risk assessment. Inverite also notes active engagement with policymakers through FDATA and the November 4, 2025 appointment of strategic advisor Justin Hartzman.

Positive

• Federal stablecoin framework established with Bank of Canada oversight (2025)
• Framework explicitly requires reserves, redemption, governance, risk management
• Policy direction validates Inverite's 2025.10.30 tokenized credit exploration

Negative

• New rules introduce explicit compliance requirements for reserves and governance
• Bank of Canada oversight may increase regulatory burden for digital-credit providers

Key Figures

Verification fee revenue $1.2M Twelve months ended Mar 31, 2025; 23% growth vs prior period

Verification revenue growth 23% Year-over-year growth in verification fee revenue

Operating expenses $3.8M Twelve months ended Mar 31, 2025; 25% decrease

Bad debts reduction 98% Decrease in bad debts vs prior period

Consulting fees reduction 29% Decrease in consulting expenses vs prior period

Marketing expense reduction 58% Decrease in marketing expenses vs prior period

Convertible debentures $30,000 Insider subscription in prior private placement

Price change 24h -7.92% Pre-news move on INVRD relative to prior close

Market Reality Check

$0.1976 Last Close

Volume Volume 500 vs 20-day average 12,565 (about 4% of typical activity), suggesting limited positioning before this news. low

Technical Price 0.1976 is trading slightly above the 200-day MA at 0.19, indicating a modest pre-news uptrend.

Peers on Argus

INVRD was down 7.92% while key peers were mostly flat; only SPFX gained 4.42%, pointing to a stock-specific move rather than a broad Credit Services shift.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Sep 23	Board appointment	Positive	+9.1%	CEO joining FDATA board, reinforcing industry leadership and credibility.
Aug 07	AI partnership	Positive	-22.8%	AI-powered risk platform partnership and insider debenture participation.
Jul 30	Earnings update	Positive	-0.3%	Revenue growth and material cost reductions in audited annual results.

Pattern Detected

Operational and partnership updates have often seen mixed or negative short-term price reactions, even when metrics and strategic developments were positive.

Recent Company History

Over the last six months, Inverite highlighted governance, partnerships, and financial progress. On Jul 30, 2025, audited results showed 23% verification fee revenue growth to $1.2M and a 25% drop in operating expenses to $3.8M, yet the stock barely moved. An AI-focused partnership on Aug 7, 2025 coincided with a -22.81% move. On Sep 23, 2025, a governance/industry role announcement saw a 9.08% gain. Today’s stablecoin-aligned update fits this theme of strategic positioning within digital finance.

Market Pulse Summary

This announcement links Inverite’s tokenized credit initiative with Canada’s new national framework for fiat-backed stablecoins, highlighting alignment with emerging rules on reserves, governance, and risk management. Combined with prior results showing verification revenues of $1.2M and reduced operating expenses, the update underscores a strategy focused on regulated, real-time digital credit infrastructure. Investors may watch how policy engagement, open banking adoption, and further financial disclosures track against this positioning.

Key Terms

fiat-backed stablecoins financial

"Canada introduces a national regulatory framework for fiat-backed stablecoins"

Fiat-backed stablecoins are digital tokens that aim to keep their value equal to a government currency by being supported with reserve assets held by an issuer—think of them as electronic cash or a digital IOU backed by money in a vault. Investors care because they offer a low-volatility, easily transferable way to move and park funds on cryptocurrency platforms, but their safety depends on the issuer's reserves, auditing, and regulatory standing.

stablecoins financial

"Canada's move to regulate stablecoins is a foundational step"

Stablecoins are a type of digital currency designed to maintain a steady value, often linked to traditional currencies like the dollar or euro. They function like digital cash that offers the convenience of online transactions while avoiding the large price swings common with other cryptocurrencies. This stability makes them useful for investors and users who want a reliable way to store and transfer value without exposure to sudden market changes.

tokenized credit financial

"Inverite announced its exploration of tokenized credit infrastructure"

Tokenized credit is a loan or credit instrument that has been converted into a digital token on a distributed ledger so it can be traded, split into small pieces, or tracked more easily. For investors it matters because tokenization can make otherwise illiquid loans easier to buy and sell, allow fractional ownership like buying slices of a loan, and increase transparency and speed of settlement—while also introducing technology and regulatory risks to consider.

open banking financial

"discussions with federal policymakers on real-time data, payments modernization, and open banking"

Open banking is a system that lets customers securely share their bank account and payment information with trusted third-party apps and services, like allowing a finance app to view transactions or initiate payments on their behalf. For investors, it matters because it can reshape how financial services compete and make money—enabling new business models, faster customer acquisition, and fee or margin pressure for traditional banks, as well as creating regulatory and execution risks.

payments modernization financial

"discussions with federal policymakers on real-time data, payments modernization, and open banking"

Payments modernization is the upgrade of banks’ and payment networks’ systems so money moves faster, safer, and with clearer tracking—like replacing a slow dirt road with a multi-lane highway. For investors it matters because faster settlements, lower costs, better fraud protection and new digital services can boost revenue, reduce operational risk, and change how quickly companies convert sales into usable cash.

real-time verification technical

"importance of real-time verification, income intelligence, and risk assessment"

Real-time verification is the automated checking and confirmation of information, identities, or transactions at the moment they occur, instead of later. For investors it matters because it helps ensure price quotes, trade settlements, regulatory filings, or corporate disclosures are accurate and trustworthy immediately—like a live spell-check or security guard that stops errors and fraud as they happen—reducing risk, speeding decisions, and preserving market confidence.

digital settlement financial

"significance of regulated digital settlement for next-generation financial infrastructure"

Digital settlement is the electronic process that completes a financial transaction by moving money and updating ownership records through secure networks, replacing paper-based or manual clearing steps. It matters to investors because faster, more reliable settlement reduces the time trades or payments are unsettled, cuts costs and counterparty risk, and improves companies’ cash flow and operational efficiency—think of it like instant bank transfer replacing a slow mailed check.

AI-generated analysis. Not financial advice.

HIGHLIGHTS

• Canada introduces a national regulatory framework for fiat-backed stablecoins in the 2025 Federal Budget, establishing Bank of Canada oversight.

• Inverite's exploration of tokenized credit infrastructure is validated and strengthened by this policy direction.

• The Company underscores the importance of real-time verification, income intelligence, and risk assessment in future regulated digital credit markets.

• Inverite continues active participation and leadership within the Financial Data and Technology Association (FDATA) in discussions with federal policymakers on real-time data, payments modernization, and open banking.

• Strategic advisor Justin Hartzman, a blockchain, fintech, and AI specialist, emphasizes the significance of regulated digital settlement for next-generation financial infrastructure.

Vancouver, British Columbia--(Newsfile Corp. - December 11, 2025) - Inverite Insights Inc. (CSE: INVR) (OTC Pink: INVRD) (FSE: 2V0) ("Inverite" or the "Company"), a Canadian leader in AI-powered financial data intelligence, today issued an update on its tokenized credit initiative following the Government of Canada's introduction of a national regulatory framework for fiat-backed stablecoins in the 2025 Federal Budget. The newly released federal measures set out requirements for reserves, redemption rights, governance, and risk management, with the Bank of Canada overseeing compliance. This framework represents a key milestone in modernizing Canada's digital financial infrastructure and provides long-awaited clarity for regulated innovation in payments and credit.

In October, Inverite announced its exploration of tokenized credit infrastructure (see News Release 2025.10.30) designed to support real-time, transparent, and data-verified credit models. The Government of Canada's formal definition of a stablecoin regulatory regime validates the strategic direction Inverite had anticipated and further aligns the Company's research with national policy objectives. As part of its ongoing participation and leadership within the Financial Data and Technology Association (FDATA), Inverite recently joined other industry stakeholders in discussions with the Minister of Finance's office. These discussions focused on open banking, payments modernization, and the infrastructure required to support real-time financial data areas directly related to Inverite's work in emerging digital-credit markets.

"When we announced our exploration of tokenized credit, it reflected where we believed the Canadian market was naturally heading," said Karim Nanji, CEO of Inverite. "The federal stablecoin framework confirms that shift is now underway. It reinforces the importance of Inverite's capabilities in verification, income intelligence, and real-time risk assessment-as essential building blocks for a regulated digital credit ecosystem."

Inverite also recently appointed Justin Hartzman, a recognized specialist in blockchain, fintech, and AI-driven financial systems, as a strategic advisor (see News Release 2025.11.04). His expertise supports the Company's work as regulators and industry participants advance toward interoperable, real-time digital financial frameworks. "Canada's move to regulate stablecoins is a foundational step toward a more interoperable and modern financial system," said Justin Hartzman. "As real-time data, transparent credit models, and regulated digital settlement converge, the financial ecosystem gains both efficiency and trust. Companies like Inverite, which provide the intelligence, verification, and risk architecture, are positioned to help shape this next phase of financial infrastructure."

"Inverite's leadership within our association arrives at a pivotal time, and their commitment to advancing Canada's digital financial ecosystem will support FDATA's work to promote open banking and open finance policies that enhance transparency and consumer choice across the entire financial landscape," said Steve Boms, Executive Director of FDATA.

About Inverite Insights Inc.

Inverite Insights Inc. (CSE: INVR) (OTC Pink: INVRD) (FSE: 2V0) a Canadian leader in real-time bank verification, income analytics, affordability insights, and AI-driven risk-modeling technology used by fintechs, lenders, and financial institutions nationwide.

Visit www.inveriteinsights.com for more information.

ON BEHALF OF THE BOARD
Mike Marrandino, Executive Chairman
T: (855) 661-2390 ext. 104 Email: ir@inverite.com

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Neither the Canadian Securities Exchange nor its Regulation Services Provider/Market Maker (as that term is defined in the policies of the Canadian Securities Exchange) accepts responsibility for the adequacy or accuracy of this release, nor has in any way passed upon the merits of the proposed transaction nor approved or disapproved the contents of this press release.

Forward-Looking Statements: This news release may include forward-looking statements that are subject to risks and uncertainties. All statements within, other than statements of historical fact, are to be considered forward looking. Although the Company believes that any forward-looking statements in this news release are reasonable, there can be no assurance that any such forward-looking statements will prove to be accurate. The Company cautions readers that all forward-looking statements, are based on assumptions none of which can be assured and are subject to certain risks and uncertainties that could cause actual events or results to differ materially from those indicated in the forward-looking statements. Such forward-looking statements represent management's best judgment based on information currently available. Readers are advised to rely on their own evaluation of such risks and uncertainties and should not place undue reliance on forward-looking statements.

The forward‐looking statements and information contained in this news release are made as of the date hereof and no undertaking is given to update publicly or revise any forward‐looking statements or information, whether as a result of new information, future events or otherwise, unless so required by applicable securities laws or the CSE. The forward-looking statements or information contained in this news release are expressly qualified by this cautionary statement.

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/277533

FAQ

What did the Government of Canada announce about stablecoins on December 11, 2025 for INVRD?

Canada's 2025 Federal Budget established a national fiat-backed stablecoin framework with Bank of Canada oversight and rules on reserves, redemption, governance, and risk management.

How does the new Canadian stablecoin framework affect Inverite's INVRD tokenized credit plans?

The framework validates Inverite's tokenized credit research and aligns its focus on real-time verification, income intelligence, and risk assessment with national policy.

When did Inverite announce its tokenized credit exploration referenced in the update for INVRD?

Inverite announced its tokenized credit exploration on October 30, 2025.

Who did Inverite appoint as a strategic advisor related to blockchain and AI for INVRD?

Inverite appointed Justin Hartzman as a strategic advisor (announcement dated November 4, 2025).

Is Inverite engaged with policymakers on real-time data and open banking affecting INVRD?

Yes; Inverite reports active participation and leadership within FDATA in discussions with the Minister of Finance on open banking and payments modernization.