Stonegate Updates Coverage on Isabella Bank Corporation (ISBA) 2025 Q1

Rhea-AI Summary

Isabella Bank (OTCQX: ISBA) demonstrated strong financial performance in Q1 2025, as reported in Stonegate Capital Partners' updated coverage. The bank maintained steady total loans at $1.37B, driven by growth in residential and commercial sectors, offsetting decreased mortgage broker advances.

Key financial metrics showed improvement with Net Interest Margin (NIM) rising to 3.06% from 2.79% year-over-year, and Return on Assets (ROA) increasing to 0.77% from 0.61%. The bank achieved a 7% annualized growth in commercial and industrial loans. Wealth Management fees saw a 4.3% year-over-year increase despite flat Assets Under Management (AUM).

The bank maintained an attractive dividend yield of 4.3%, surpassing the peer average of 3.2%, while demonstrating operational resilience amid economic uncertainties and interest rate fluctuations.

Dallas, Texas--(Newsfile Corp. - April 23, 2025) - Isabella Bank Corporation (OTCQX: ISBA): Stonegate Capital Partners updates their coverage on Isabella Bank Corporation (OTCQX: ISBA). Isabella Bank reported another solid quarter with steady financial performance during 1Q25. Total loans remained steady at $1.37B at the end 1Q25 due to increases in residential and commercial loans, offset by a decrease in advances to mortgage brokers. Wealth Management fees increased by ~4.3% y/y, this was despite the relatively flat AUM growth over the prior year. ISBA maintained a strong dividend yield of approximately 4.3%, greater than the peer average of 3.2%. Despite economic uncertainties and fluctuations in interest rates, Isabella Bank demonstrated resilience in its core operations and earnings momentum.

To view the full announcement, including downloadable images, bios, and more, click here.

Key Takeaways:

• Isabella Bank's NIM increased to 3.06%, up from 2.79% in 1Q24.
• Return on assets (ROA) of 0.77%, up from 0.61% in 1Q24.
• Commercial and industrial loan growth of 7%, annualized.

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About Stonegate

Stonegate Capital Partners is a leading capital markets advisory firm providing investor relations, equity research, and institutional investor outreach services for public companies. Our affiliate, Stonegate Capital Markets (member FINRA) provides a full spectrum of investment banking services for public and private companies.

Contacts:

Stonegate Capital Partners
(214) 987-4121
info@stonegateinc.com

Source: Stonegate, Inc.

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/249511

FAQ

What are Isabella Bank's (ISBA) key financial metrics for Q1 2025?

In Q1 2025, ISBA reported a NIM of 3.06%, ROA of 0.77%, and maintained total loans at $1.37B. The bank achieved 7% annualized growth in commercial and industrial loans.

How does Isabella Bank's dividend yield compare to its peers in 2025?

Isabella Bank offers a 4.3% dividend yield, which is significantly higher than the peer average of 3.2%.

What was Isabella Bank's (ISBA) loan performance in Q1 2025?

Total loans remained steady at $1.37B, with increases in residential and commercial loans, offset by decreased advances to mortgage brokers.

How did Isabella Bank's Wealth Management division perform in Q1 2025?

Wealth Management fees increased by 4.3% year-over-year, despite relatively flat Assets Under Management growth.

What improvements did ISBA show in Q1 2025 compared to Q1 2024?

ISBA improved its NIM from 2.79% to 3.06% and ROA from 0.61% to 0.77% compared to Q1 2024.