Isabella Bank (NASDAQ: ISBA) CEO adds 3,900 dividend shares

Rhea-AI Filing Summary

Isabella Bank Corporation President and CEO Jerome E. Schwind reported acquiring 3,899.9576 shares of Isabella Bank common stock on 01/28/2026. The shares were credited at a price of $0 per share, reflecting stock received through the company’s quarterly dividend reinvestment program.

Following this transaction, Schwind directly beneficially owns 36,387.0473 shares of Isabella Bank common stock. The filing classifies this as a direct ownership position and does not list any derivative securities activity.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Schwind Jerome E

Role President & CEO

Type	Security	Shares	Price	Value
Grant/Award	common	3,899.958	$0.00	--

Holdings After Transaction: common — 36,387.047 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schwind Jerome E

(Last) (First) (Middle)

1280 QUEENSWAY

(Street)

LAKE ISABELLA MI 48893

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ISABELLA BANK CORP [ ISBA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President & CEO

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
common	01/28/2026		A		3,899.9576	A	$0	36,387.0473(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through quarterly dividend reinvestment.

Remarks:

	/s/ Jennifer L. Gill, By Power of Attorney	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did ISBA’s CEO report on January 28, 2026?

Isabella Bank’s President and CEO Jerome E. Schwind reported acquiring 3,899.9576 common shares on January 28, 2026. The shares were received at $0 per share as part of a quarterly dividend reinvestment, increasing his direct holdings in Isabella Bank stock.

How many Isabella Bank (ISBA) shares does Jerome Schwind own after this Form 4?

After the reported transaction, Jerome E. Schwind beneficially owns 36,387.0473 Isabella Bank common shares directly. This total includes shares acquired through the company’s quarterly dividend reinvestment program, as noted in the footnote to the Form 4 filing.

Was the ISBA CEO share acquisition a market purchase or dividend reinvestment?

The CEO’s share acquisition reflects dividend reinvestment rather than an open-market purchase. The Form 4 shows a transaction price of $0 per share and a footnote stating the total includes shares acquired through quarterly dividend reinvestment, clarifying the nature of the issuance.

Does the Isabella Bank (ISBA) Form 4 report any derivative securities activity?

The Form 4 includes a table for derivative securities but shows no derivative transactions reported. All disclosed activity relates to non-derivative Isabella Bank common shares acquired and directly held by President and CEO Jerome E. Schwind after dividend reinvestment.

Is Jerome Schwind’s ownership in ISBA classified as direct or indirect in this filing?

Jerome E. Schwind’s reported Isabella Bank holdings are classified as direct ownership. The Form 4 lists 36,387.0473 common shares as directly beneficially owned, with no nature-of-ownership footnote indicating indirect holdings through entities such as trusts or partnerships.