Isabella Financials
This page shows Isabella (ISBA) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Funding-cost pressure, not sheer balance-sheet growth, is the main earnings driver, and high leverage makes small shifts matter.
The FY2025 rebound looks higher quality than the FY2024 dip because net income rose to$18.9M and operating cash flow to$26.8M while interest expense was roughly flat year over year. At the same time, debt-to-equity eased from 8.9x to 8.5x as equity rebuilt, so the improvement was not bought by piling on more leverage.
With total assets at
This is also a low fixed-asset-intensity model: FY2025 capital spending was just
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Isabella's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Isabella passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Isabella generates $1.42 in operating cash flow ($26.8M OCF vs $18.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Isabella generated $96.0M in revenue in fiscal year 2025. This represents an increase of 6.7% from the prior year.
Isabella reported $18.9M in net income in fiscal year 2025. This represents an increase of 36.2% from the prior year.
Isabella earned $2.56 per diluted share (EPS) in fiscal year 2025. This represents an increase of 37.6% from the prior year.
Cash & Balance Sheet
Isabella generated $23.3M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 33.1% from the prior year.
Isabella held $26.0M in cash against $0 in long-term debt as of fiscal year 2025.
Isabella paid $1.12 per share in dividends in fiscal year 2025. This represents an increase of 0.0% from the prior year.
Isabella had 7M shares outstanding in fiscal year 2025. This represents a decrease of 1.4% from the prior year.
Margins & Returns
Isabella's net profit margin was 19.7% in fiscal year 2025, showing the share of revenue converted to profit. This is up 4.2 percentage points from the prior year.
Isabella's ROE was 8.2% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 1.6 percentage points from the prior year.
Capital Allocation
Isabella spent $4.7M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 53.1% from the prior year.
Isabella invested $3.5M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 65.2% from the prior year.
ISBA Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $25.1M-0.6% | $25.3M+1.6% | $24.9M+7.1% | $23.2M+2.7% | $22.6M-2.3% | $23.2M-0.7% | $23.3M+5.7% | $22.1M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $7.9M+5.3% | $7.5M-1.3% | $7.6M+1.8% | $7.5M+1.5% | $7.4M+0.6% | $7.3M+1.2% | $7.3M+4.0% | $7.0M |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $8.2M-3.5% | $8.6M-1.9% | $8.7M+7.5% | $8.1M+0.1% | $8.1M-5.9% | $8.6M-2.7% | $8.9M+3.7% | $8.5M |
| Income Tax | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Income | $5.0M+6.4% | $4.7M-10.5% | $5.2M+4.2% | $5.0M+27.4% | $3.9M-1.2% | $4.0M+21.8% | $3.3M-5.7% | $3.5M |
| EPS (Diluted) | $0.68 | N/A | $0.71+4.4% | $0.68+28.3% | $0.53 | N/A | $0.44-4.3% | $0.46 |
ISBA Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.3B+1.9% | $2.2B-2.2% | $2.3B+4.8% | $2.2B+2.5% | $2.1B+0.8% | $2.1B-1.0% | $2.1B+2.3% | $2.1B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $50.1M+92.4% | $26.0M-83.9% | $161.3M+48.6% | $108.6M+56.9% | $69.2M+181.9% | $24.5M-10.4% | $27.4M+16.2% | $23.6M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | N/A | $48.3M | N/A | N/A | N/A | $48.3M | N/A | N/A |
| Total Liabilities | $2.0B+2.0% | $2.0B-2.7% | $2.0B+5.0% | $1.9B+2.6% | $1.9B+0.6% | $1.9B-0.9% | $1.9B+1.9% | $1.9B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $234.0M+1.1% | $231.4M+1.7% | $227.4M+3.1% | $220.5M+2.3% | $215.6M+2.5% | $210.3M-1.3% | $213.0M+5.3% | $202.2M |
| Retained Earnings | $116.8M+2.6% | $113.8M+2.4% | $111.2M+3.0% | $107.9M+2.9% | $104.9M+1.9% | $103.0M+1.9% | $101.1M+1.3% | $99.8M |
ISBA Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $3.8M-67.2% | $11.5M+319.6% | $2.7M-65.2% | $7.9M+70.0% | $4.6M-34.8% | $7.1M+100.5% | $3.6M-35.7% | $5.5M |
| Capital Expenditures | $536K-39.0% | $878K-13.7% | $1.0M+69.5% | $600K-39.0% | $984K+90.7% | $516K+42.9% | $361K-12.2% | $411K |
| Free Cash Flow | $3.2M-69.6% | $10.6M+515.5% | $1.7M-76.3% | $7.3M+99.3% | $3.7M-44.6% | $6.6M+107.1% | $3.2M-37.6% | $5.1M |
| Investing Cash Flow | -$18.4M+79.2% | -$88.7M-107.7% | -$42.7M-236.1% | -$12.7M-145.1% | $28.2M+147.4% | $11.4M+133.0% | -$34.5M-614.5% | -$4.8M |
| Financing Cash Flow | $38.7M+166.6% | -$58.1M-162.7% | $92.7M+109.8% | $44.2M+273.3% | $11.8M+155.4% | -$21.3M-161.3% | $34.8M+1578.6% | -$2.4M |
| Dividends Paid | $2.1M+1.9% | $2.0M-0.2% | $2.0M-0.2% | $2.0M-0.5% | $2.0M-0.2% | $2.0M+0.6% | $2.0M+1.7% | $2.0M |
| Share Buybacks | $402K-72.3% | $1.4M+138.1% | $609K-59.5% | $1.5M+31.4% | $1.1M+74.3% | $657K-35.4% | $1.0M+53.6% | $662K |
ISBA Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 19.9%+1.3pp | 18.6%-2.5pp | 21.1%-0.6pp | 21.6%+4.2pp | 17.4%+0.2pp | 17.3%+3.2pp | 14.1%-1.7pp | 15.8% |
| Return on Equity | 2.1%+0.1pp | 2.0%-0.3pp | 2.3%+0.0pp | 2.3%+0.5pp | 1.8%-0.1pp | 1.9%+0.4pp | 1.5%-0.2pp | 1.7% |
| Return on Assets | 0.2%+0.0pp | 0.2%-0.0pp | 0.2%0.0pp | 0.2%+0.0pp | 0.2%0.0pp | 0.2%+0.0pp | 0.2%0.0pp | 0.2% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 8.63+0.1 | 8.55-0.4 | 8.94+0.2 | 8.78+0.0 | 8.75-0.2 | 8.92+0.0 | 8.89-0.3 | 9.19 |
| FCF Margin | 12.9%-29.2pp | 42.1%+35.2pp | 7.0%-24.4pp | 31.4%+15.2pp | 16.2%-12.3pp | 28.5%+14.9pp | 13.7%-9.5pp | 23.2% |
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Frequently Asked Questions
What is Isabella's annual revenue?
Isabella (ISBA) reported $96.0M in total revenue for fiscal year 2025. This represents a 6.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Isabella's revenue growing?
Isabella (ISBA) revenue grew by 6.7% year-over-year, from $90.0M to $96.0M in fiscal year 2025.
Is Isabella profitable?
Yes, Isabella (ISBA) reported a net income of $18.9M in fiscal year 2025, with a net profit margin of 19.7%.
What is Isabella's net profit margin?
Isabella (ISBA) had a net profit margin of 19.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Isabella pay dividends?
Yes, Isabella (ISBA) paid $1.12 per share in dividends during fiscal year 2025.
What is Isabella's return on equity (ROE)?
Isabella (ISBA) has a return on equity of 8.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Isabella's free cash flow?
Isabella (ISBA) generated $23.3M in free cash flow during fiscal year 2025. This represents a 33.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Isabella's operating cash flow?
Isabella (ISBA) generated $26.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Isabella's total assets?
Isabella (ISBA) had $2.2B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Isabella's capital expenditures?
Isabella (ISBA) invested $3.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Isabella's debt-to-equity ratio?
Isabella (ISBA) had a debt-to-equity ratio of 8.55 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Isabella's return on assets (ROA)?
Isabella (ISBA) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Isabella's Piotroski F-Score?
Isabella (ISBA) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Isabella's earnings high quality?
Isabella (ISBA) has an earnings quality ratio of 1.42x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Isabella?
Isabella (ISBA) scores 50 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.