Investar Holding Stock Price, News & Analysis

Investar Holding Corporation (Nasdaq: ISTR) announced shareholder and federal banking regulator approvals for its previously announced acquisition of Wichita Falls Bancshares, the holding company for First National Bank (FNB).

At September 30, 2025, FNB reported $1.3 billion in total assets, $1.1 billion in net loans, and $1.1 billion in total deposits. Shareholder votes occurred on October 23–24, 2025. Closing remains subject to customary conditions; the company anticipates closing on or about January 1, 2026.

Investar (NASDAQ:ISTR) reported third-quarter 2025 net income available to common shareholders of $5.7 million and diluted EPS of $0.54. Core diluted EPS was $0.54. Key operating metrics improved: net interest margin rose to 3.16% (up 13 bps sequentially), return on average assets increased to 0.88%, and the efficiency ratio improved to 68.47%. Total loans grew 2.1% linked quarter to $2.15 billion and total deposits rose 1.5% to $2.37 billion. Regulatory total capital ratio strengthened to 14.66%. Investar completed a $32.5 million private placement of Series A preferred stock and expects to close the Wichita Falls acquisition around Jan 1, 2026, pending shareholder and Federal Reserve approvals.

Investar Holding Corporation (NASDAQ:ISTR), the parent company of Investar Bank, has declared quarterly cash dividends for both common and preferred stockholders. The company will pay a $0.11 per share dividend to common stockholders on October 31, 2025, marking its 48th consecutive quarterly dividend.

Additionally, holders of the company's 6.5% Series A Non-Cumulative Perpetual Convertible Preferred Stock will receive a quarterly dividend of $16.25 per share, representing a 1.625% quarterly rate. This preferred dividend will be paid on October 1, 2025.

Investar Holding Corporation (NASDAQ:ISTR) reported Q2 2025 net income of $4.5 million ($0.46 per diluted share), compared to $6.3 million in Q1 2025 and $4.1 million in Q2 2024. The company announced a transformative acquisition of Wichita Falls Bancshares for approximately $83.6 million, which will increase total assets to over $4 billion.

Key Q2 2025 metrics include: Net interest margin improved to 3.03% (up 16 basis points), loan portfolio yield increased to 5.94%, and cost of funds decreased to 3.13%. The bank maintained strong credit quality with nonperforming loans at 0.36% of total loans. Total deposits were $2.34 billion, with noninterest-bearing deposits growing by $11.7 million to $448.5 million.

To support the Wichita Falls acquisition, Investar completed a $32.5 million private placement of preferred stock and continued its shareholder-focused initiatives by repurchasing 36,065 shares at an average price of $17.36.

Investar Holding Corporation (NASDAQ:ISTR) has successfully completed a $32.5 million private placement of 6.5% Series A Non-Cumulative Perpetual Convertible Preferred Stock. The company plans to utilize the proceeds to support its previously announced acquisition of Wichita Falls Bancshares, Inc., while also allocating funds for general corporate purposes, including organic growth and potential future acquisitions.

The company has committed to registering the resale of common stock issuable upon conversion of the Series A preferred stock with the SEC. Janney Montgomery Scott LLC acted as the lead placement agent, with Hovde Group, LLC serving as co-placement agent for the offering.

Investar Holding Corporation (NASDAQ:ISTR) has announced two significant transactions: a merger agreement with Wichita Falls Bancshares and a $32.5 million capital raise. The merger will see Investar acquire Wichita Falls' First National Bank, which operates seven branches and two mortgage offices in north Texas with $1.5 billion in assets.

Under the merger agreement, Wichita Falls shareholders will receive 3,955,334 shares of Investar common stock and $7.2 million in cash, totaling approximately $83.6 million based on Investar's June 30, 2025 closing price of $19.32. The combined entity will have over $4 billion in assets.

Simultaneously, Investar announced a private placement of 32,500 shares of 6.5% Series A Non-Cumulative Perpetual Convertible Preferred Stock at $1,000 per share. The preferred stock is convertible at a rate of 47.619 shares of Investar common stock per preferred share. The transaction is expected to close in Q4 2025, subject to regulatory and shareholder approvals.

Investar Holding Corporation (NASDAQ: ISTR) has announced a quarterly cash dividend of $0.11 per share, marking a 5% increase from the previous quarter. The dividend will be paid on July 31, 2025, to shareholders of record as of June 30, 2025. This represents the company's 47th quarterly dividend payment, continuing its consistent dividend distribution history which includes 11 consecutive quarterly dividends previously paid by its subsidiary, Investar Bank, National Association.

Investar Holding (NASDAQ:ISTR) reported strong Q1 2025 financial results with net income of $6.3 million, or $0.63 per diluted share, up from $6.1 million in Q4 2024 and $4.7 million in Q1 2024. The bank's net interest margin improved by 22 basis points to 2.87%, while cost of funds decreased to 3.22%.

Notable achievements include a $3.3 million loan recovery from a Hurricane Ida-related insurance settlement and improved credit quality with nonperforming loans at just 0.27% of total loans. Total loans stood at $2.11 billion, showing a slight decrease of 0.9% from Q4 2024. Book value per share increased 4.4% to $25.63, and the bank maintained strong capital levels with a regulatory common equity tier 1 ratio of 11.16%.

During Q1 2025, Investar repurchased 34,992 shares and maintained stable deposits at $2.35 billion. The bank's strategy focuses on balance sheet optimization and maintaining high-quality credit standards amid market volatility.

Investar Holding (Nasdaq: ISTR), the parent company of Investar Bank, National Association, has announced a quarterly cash dividend of $0.105 per share for its common stockholders. The dividend will be paid on April 30, 2025, to shareholders of record as of March 31, 2025.

This marks the company's 46th quarterly dividend payment, building upon a consistent dividend history that includes 11 uninterrupted quarterly cash dividends previously paid by Investar Bank.