Investar Holding Stock Price, News & Analysis

Investar Holding Corporation (Nasdaq: ISTR) completed its acquisition of Wichita Falls Bancshares, the holding company for First National Bank, effective January 1, 2026. Consideration was $7.2 million cash plus 3,955,334 shares of Investar common stock, for an aggregate transaction value of approximately $112.9 million based on the December 31, 2025 closing share price of $26.72. At closing, First National Bank reported $1.2 billion in total assets, $1.0 billion in net loans, and $1.0 billion in total deposits. Two former Wichita Falls directors, David Flack and James Dunkerley, joined the Company and Bank boards. Janney Montgomery Scott and Olsen Palmer served as financial advisors; Fenimore Kay Harrison and Bradley Arant served as legal counsel.

Investar Holding Corporation (Nasdaq: ISTR) declared quarterly cash dividends for common and preferred stock on December 17, 2025.

The common stock dividend is $0.11 per share, payable on January 30, 2026 to shareholders of record as of December 31, 2025. This marks the company's 49th quarterly dividend and follows an uninterrupted 11 quarterly dividends paid by its bank subsidiary.

The company also declared a preferred stock dividend of $16.25 per share (the full quarterly payment at a 1.625% quarterly rate based on 6.5% per annum), payable on January 1, 2026 to holders of record as of December 15, 2025.

Investar Holding Corporation (Nasdaq: ISTR) announced shareholder and federal banking regulator approvals for its previously announced acquisition of Wichita Falls Bancshares, the holding company for First National Bank (FNB).

At September 30, 2025, FNB reported $1.3 billion in total assets, $1.1 billion in net loans, and $1.1 billion in total deposits. Shareholder votes occurred on October 23–24, 2025. Closing remains subject to customary conditions; the company anticipates closing on or about January 1, 2026.

Investar (NASDAQ:ISTR) reported third-quarter 2025 net income available to common shareholders of $5.7 million and diluted EPS of $0.54. Core diluted EPS was $0.54. Key operating metrics improved: net interest margin rose to 3.16% (up 13 bps sequentially), return on average assets increased to 0.88%, and the efficiency ratio improved to 68.47%. Total loans grew 2.1% linked quarter to $2.15 billion and total deposits rose 1.5% to $2.37 billion. Regulatory total capital ratio strengthened to 14.66%. Investar completed a $32.5 million private placement of Series A preferred stock and expects to close the Wichita Falls acquisition around Jan 1, 2026, pending shareholder and Federal Reserve approvals.

Investar Holding Corporation (NASDAQ:ISTR), the parent company of Investar Bank, has declared quarterly cash dividends for both common and preferred stockholders. The company will pay a $0.11 per share dividend to common stockholders on October 31, 2025, marking its 48th consecutive quarterly dividend.

Additionally, holders of the company's 6.5% Series A Non-Cumulative Perpetual Convertible Preferred Stock will receive a quarterly dividend of $16.25 per share, representing a 1.625% quarterly rate. This preferred dividend will be paid on October 1, 2025.

Investar Holding Corporation (NASDAQ:ISTR) reported Q2 2025 net income of $4.5 million ($0.46 per diluted share), compared to $6.3 million in Q1 2025 and $4.1 million in Q2 2024. The company announced a transformative acquisition of Wichita Falls Bancshares for approximately $83.6 million, which will increase total assets to over $4 billion.

Key Q2 2025 metrics include: Net interest margin improved to 3.03% (up 16 basis points), loan portfolio yield increased to 5.94%, and cost of funds decreased to 3.13%. The bank maintained strong credit quality with nonperforming loans at 0.36% of total loans. Total deposits were $2.34 billion, with noninterest-bearing deposits growing by $11.7 million to $448.5 million.

To support the Wichita Falls acquisition, Investar completed a $32.5 million private placement of preferred stock and continued its shareholder-focused initiatives by repurchasing 36,065 shares at an average price of $17.36.

Investar Holding Corporation (NASDAQ:ISTR) has successfully completed a $32.5 million private placement of 6.5% Series A Non-Cumulative Perpetual Convertible Preferred Stock. The company plans to utilize the proceeds to support its previously announced acquisition of Wichita Falls Bancshares, Inc., while also allocating funds for general corporate purposes, including organic growth and potential future acquisitions.

The company has committed to registering the resale of common stock issuable upon conversion of the Series A preferred stock with the SEC. Janney Montgomery Scott LLC acted as the lead placement agent, with Hovde Group, LLC serving as co-placement agent for the offering.

Investar Holding Corporation (NASDAQ:ISTR) has announced two significant transactions: a merger agreement with Wichita Falls Bancshares and a $32.5 million capital raise. The merger will see Investar acquire Wichita Falls' First National Bank, which operates seven branches and two mortgage offices in north Texas with $1.5 billion in assets.

Under the merger agreement, Wichita Falls shareholders will receive 3,955,334 shares of Investar common stock and $7.2 million in cash, totaling approximately $83.6 million based on Investar's June 30, 2025 closing price of $19.32. The combined entity will have over $4 billion in assets.

Simultaneously, Investar announced a private placement of 32,500 shares of 6.5% Series A Non-Cumulative Perpetual Convertible Preferred Stock at $1,000 per share. The preferred stock is convertible at a rate of 47.619 shares of Investar common stock per preferred share. The transaction is expected to close in Q4 2025, subject to regulatory and shareholder approvals.

Investar Holding Corporation (NASDAQ: ISTR) has announced a quarterly cash dividend of $0.11 per share, marking a 5% increase from the previous quarter. The dividend will be paid on July 31, 2025, to shareholders of record as of June 30, 2025. This represents the company's 47th quarterly dividend payment, continuing its consistent dividend distribution history which includes 11 consecutive quarterly dividends previously paid by its subsidiary, Investar Bank, National Association.