JD Bancshares, Inc. reports recurring developments as the OTCQX-traded bank holding company for JD Bank, a Louisiana state-chartered bank serving south Louisiana. Company news centers on quarterly earnings, net interest income, non-interest income, loan and deposit trends, credit-related items, and service-charge, debit-card, trust, and brokerage revenue.
Updates also cover cash dividends on the company's common stock, board appointments and succession matters, and the bank's delivery of personal and commercial lending and deposit products through branch, production-office, and digital channels along the I-10 and I-12 corridors.
JD Bancshares (JDVB) reported third-quarter 2026 net income of $3,673,220, rising from the linked quarter but falling from a year earlier. Earnings per share were $1.07, versus $0.97 in Q2 2026 and $1.10 in Q3 2025. Net interest income reached $12.6 million, while net interest margin widened to 4.25% from 4.14% sequentially and 4.07% a year earlier.
Nine-month net income rose to $9,969,883 from $9,629,468. Quarterly non-interest expense increased to $11.3 million from $10.4 million a year earlier, and the credit-loss provision reached $118,000. Nonperforming assets fell to $5.1 million from $6.8 million at year-end 2025. Deposits declined $15.5 million year to date, while loans grew $7.2 million. Stockholders' equity fell to $97.4 million from $103.1 million, and tangible book value per share declined to $27.20 from $28.86. The company expects additional locations to open during 2026 and 2027.
JD Bancshares (JDVB) declared a cash dividend of $0.31 per share, payable on November 6, 2026. Shareholders of record on October 30, 2026 will receive the payment. The board approved the dividend on October 20, 2026. Future dividends are determined quarterly based on earnings, financial condition, capital requirements and other factors.
JD Bancshares (OTCQX:JDVB) reported Q2 2026 net income of $3.33 million, or $0.97 per share, up from $2.97 million ($0.87) in Q1 2026 and $2.93 million ($0.85) in Q2 2025. Pre-tax, pre-provision operating income was $4.05 million, slightly below the linked quarter but above the prior year.
For the first half of 2026, net income reached $6.30 million ($1.84 per share) versus $5.85 million ($1.71) a year earlier. Asset quality improved, with nonperforming assets falling to $5.8 million and past-due loans to 0.11% of total loans. Net interest income rose to $12.1 million in Q2 and net interest margin held at 4.14%. Loans grew to $780.7 million, deposits were stable at $1.1 billion with a small 0.3% decline, and tangible book value per share increased to $30.17. Return on average assets was 1.06% and return on average equity 12.70% for the quarter.
JD Bancshares (OTCQX:JDVB) announced that its Board of Directors, at a regular meeting on July 21, 2026, approved a cash dividend of $0.31 per share. The dividend will be paid on August 7, 2026 to shareholders of record as of July 31, 2026.
JD Bancshares (OTCQX:JDVB) reported Q1 2026 results for the quarter ended March 31, 2026. Net income was $2,966,937 or $0.87 per share. Net interest income was $11.9M and net interest margin improved to 4.14%. Total assets were $1.259B and tangible book value per share was $28.99. The allowance for credit losses was $9.1M (1.19% of loans). Non-interest expense was $10.9M, and total deposits were about $1.118B.
JD Bancshares (OTCQX:JDVB) announced a corrected dividend record date and payment date. The Board declared a cash dividend of $0.31 per share, payable May 8, 2026, to shareholders of record on May 1, 2026.
The correction updates previously incorrect dates; all other terms remain unchanged. Future dividends will be determined quarterly based on earnings, capital needs, and other factors.
JD Bancshares (OTCQX:JDVB) announced a cash dividend of $0.31 per share, payable May 1, 2026, to shareholders of record on May 8, 2026. The Board approved the dividend at its April 21, 2026 meeting.
Future dividends will be determined quarterly based on earnings, financial condition, capital requirements and other factors.
JD Bancshares (OTCQX: JDVB) reported unaudited results for the three and twelve months ended December 31, 2025. Q4 net income was $3.23M ($0.94/share) versus $3.78M in Q3 2025 and $3.25M in Q4 2024. Twelve-month net income was $12.86M ($3.75/share) versus $13.63M a year ago. PTPPI for Q4 was $4.38M and $16.11M for the twelve months. Net interest income for the year was $45.8M; net interest margin rose to 4.03% for the year. Total assets reached $1.3B and deposits increased $91.6M year‑to‑date. Stockholders' equity rose to $103.1M and tangible book value per share increased to $28.88. Dr. Daryl V. Burckel will succeed Dan L. Donald, Jr. as Chairman effective Feb 1, 2026.
JD Bancshares (OTCQX:JDVB) announced a $0.30 per share cash dividend payable on February 6, 2026 to shareholders of record as of January 30, 2026. The board approved the dividend at its regular meeting on January 20, 2026. The company said future dividends will be determined quarterly based on earnings, financial condition, capital requirements and other factors. JD Bancshares is the bank holding company of JD Bank, which operates 21 full-service branches and two loan and deposit offices serving south Louisiana.
JD Bancshares (OTCQX: JDVB) reported Q3 2025 results on October 23, 2025: net income $3.78M ($1.10/share), up from $2.93M ($0.85) in Q2 2025 and roughly flat year-over-year. Pre-tax, pre-provision operating income was $4.27M. Net interest income was $11.7M with a net interest margin of 4.07% for the quarter. Asset quality improved: total nonperforming assets declined to $6.8M and nonaccrual loans fell to $3.6M. Year-to-date, tangible book value per share rose to $27.26 and stockholders' equity increased to $97.8M. Allowance for credit losses is $9.2M (1.19% of loans). Total assets remained about $1.2B and loans grew year-to-date.